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NH Bank card expires

 
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oatmeal



Joined: 26 Nov 2013

PostPosted: Sun Aug 09, 2015 4:52 pm    Post subject: NH Bank card expires Reply with quote

I didn't realize until today when I tried to make a transfer payment with my NH bank card that it had an expiration date. The card expired just a week ago and it would no longer allow me to make any transactions, view balance, etc.

I went to try and make a new card but the NH I was at I guess was a mini NH and they couldn't actually make cards there. They told me to go to a NH Bank, but the sign on this bank said, "NH Bank" lol. I guess you can only get the card made at certain locations or large NH banks??

It seems really tedious to have this expiration in the first place. Can anyone explain why an expiration card is needed for a bank card???? It's not like the bank card holds any actual money. It's just a "key" to access my actual bank account in the system. The card itself pretty much is and does nothing other than to serve as an ID. Why would it ever have to expire and then make a new one??

I've had the same bank card back home for over 15 years and never did the card expire.....I just had to change the actual card when the plastic falls apart, but what's with expiring cards????

That's like someone giving you a key to your house and after 5 years, the key will self-destruct and expires, and you can no longer get into your house until you renew your key and make a new one. Huh?????
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seala70



Joined: 13 Mar 2011
Location: Incheon

PostPosted: Sun Aug 09, 2015 7:49 pm    Post subject: Re: NH Bank card expires Reply with quote

oatmeal wrote:
I didn't realize until today when I tried to make a transfer payment with my NH bank card that it had an expiration date. The card expired just a week ago and it would no longer allow me to make any transactions, view balance, etc.

I went to try and make a new card but the NH I was at I guess was a mini NH and they couldn't actually make cards there. They told me to go to a NH Bank, but the sign on this bank said, "NH Bank" lol. I guess you can only get the card made at certain locations or large NH banks??

It seems really tedious to have this expiration in the first place. Can anyone explain why an expiration card is needed for a bank card???? It's not like the bank card holds any actual money. It's just a "key" to access my actual bank account in the system. The card itself pretty much is and does nothing other than to serve as an ID. Why would it ever have to expire and then make a new one??

I've had the same bank card back home for over 15 years and never did the card expire.....I just had to change the actual card when the plastic falls apart, but what's with expiring cards????

That's like someone giving you a key to your house and after 5 years, the key will self-destruct and expires, and you can no longer get into your house until you renew your key and make a new one. Huh?????


I'm not sure what country you are from but in the USA, every credit card or debit card I have had has expired. It's usually about 3 years after issued. I just received a new credit card and the expiration is May 2018. It seems to be more the norm for cards to expire than not. Definitely a security related issue and truthfully, I would be more nervous to have a card that never expired.

Anyway, isn't your bank supposed to send you your new card in the mail just before the old one expires? That's how KEB did it for me (I'm on my third KEB card). That's how they do it back in the US as well. Might want to check to see what address they have on file.
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jvalmer



Joined: 06 Jun 2003

PostPosted: Mon Aug 10, 2015 2:04 am    Post subject: Reply with quote

There are two types of NHBanks. One is a central NHBank, and the type you're usually looking for, and provides full services. Look for 중앙회 on the signage outside of the bank. There should be a few in the main town in where ever you live, and are usually pretty big banks with numerous tellers.

The other is more for local farmers, their signage has something like NHBank <local town name>. And don't provide full-services, especially for foreigners (not exactly sure why, or what their purpose is but I'm able to get my bankbook replace there... lol). Often they'll have have a paniced look on their faces if an obvious foreign looking person walks into their quiant little branch.
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