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Do you need a health check to get Korean medical insurance?

 
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napoleon8



Joined: 18 May 2003

PostPosted: Mon Feb 13, 2006 6:21 am    Post subject: Do you need a health check to get Korean medical insurance? Reply with quote

If you sign up on the Korean national health insurance plan (NHIC), do you have to take a medical exam? I know that some insurance companies in some countries require it. Don't know about here. Anyone know?
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J.B. Clamence



Joined: 15 Jan 2003

PostPosted: Mon Feb 13, 2006 6:27 am    Post subject: Reply with quote

The first time I got a health card (2003) an exam was not necessary, but the second time (2005) it was. I think they started requiring it after the Sars epidemic. Unless something has changed in the past year, an exam is necessary, but it's not very thorough apart from drawing blood.
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jacl



Joined: 31 Oct 2005

PostPosted: Mon Feb 13, 2006 7:39 am    Post subject: Reply with quote

Unless your a granpa, I say screw the health insurance. It's just 2.24 percent of your salary wasted. Might as well roll up 50 bucks/month, light it and watch it burn. Maybe light your smoke with it.

Mandatory health insurance. What a joke. Like your boss wants to pay half of that. Only if you didn't check and then he/she could steal that much from you. Ha. Some people might need it though. I sure as hell don't. And really, what does the NHI provide? Sounds likea big mystery to me. I even think that the government is breaking the law if they make you pay. Just another Korean scam to make up for the Korean mistake of the pension plan which is stupid, but good for me. Surprised Or something like that. Maybe the left hand doesn't know what the right hand's doing. "Oooh! I have an idea! Let's make foreigners pay health insurance!" "Ok! Good idea! You get a promotion!" Who knows? I'm most likely way off base.
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BigBlackEquus



Joined: 05 Jul 2005
Location: Lotte controls Asia with bad chocolate!

PostPosted: Mon Feb 13, 2006 7:45 am    Post subject: Reply with quote

I got the health insurance again this year, and was not required to take a health test due to the insurance itself (keep in mind, I have been renewing as a healthy individual for some time). As a new person, I think you might have to take a test now, which includes peeing in a cup and giving blood.

I had to get a test done for my school this year, and they did the above plus some other stuff. I was given a semi-extensive printout of all of the results a few weeks later. My coworker found out he had liver issues, which he had no idea of before. I asked if they check for AIDS and drugs, and they said it would definately show up as a part of the battery of tests.
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Col.Brandon



Joined: 09 Aug 2004
Location: Seoul

PostPosted: Mon Feb 13, 2006 5:17 pm    Post subject: Reply with quote

jacl, you might be young and healthy, but that won't save you from being taken out on the pedestrian crossing by some moron. 6 weeks in traction will do wonders for your bank balance.

BigBlackEquus wrote:
My coworker found out he had liver issues, which he had no idea of before.


I got a dodgy result for my liver on my first test. The second time I had a good night's sleep, no coffee and took the pee sample from the middle of the stream, not at the beginning. Clean bill of health this time. (I had a beer the night before, too). If you're still in contact with that guy tell him to not worry until he's had another try.
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Gwangjuboy



Joined: 08 Jul 2003
Location: England

PostPosted: Mon Feb 13, 2006 5:43 pm    Post subject: Reply with quote

I wasn't aware that there was a mandatory health check for NHI applicants. I have never experienced one. It's quite odd that they test for AIDS because a postive result would mean immediate deportation thus you wouldn't be benefiting from the NHI scheme anyway. I know some public schools insist on their foreign teachers having a health check but that is dependant on the headteacher asking you to undertake one. I suspect that those who have undergone a health test were made to do so by their headmaster bearing no relation to the NHI scheme itself. My headmaster has never asked me to take one.

Last edited by Gwangjuboy on Mon Feb 13, 2006 5:47 pm; edited 1 time in total
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crazylemongirl



Joined: 23 Mar 2003
Location: almost there...

PostPosted: Mon Feb 13, 2006 5:47 pm    Post subject: Reply with quote

jacl wrote:
Unless your a granpa, I say screw the health insurance. It's just 2.24 percent of your salary wasted. Might as well roll up 50 bucks/month, light it and watch it burn. Maybe light your smoke with it.


I got all my wisdom teeth yanked for less than 20k because it was covered on health insurance.

Doctors visits for girly check-ups and asthma are also a lot cheaper on insurance.

It worked out very much in my interests to have this insurance.
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howie2424



Joined: 09 Jan 2003

PostPosted: Mon Feb 13, 2006 6:15 pm    Post subject: Reply with quote

I got my NHIC for the first time 3 months ago. No physical, if that helps.
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dharma bum



Joined: 15 Jun 2004

PostPosted: Mon Feb 13, 2006 7:26 pm    Post subject: Reply with quote

anybody know how long it takes for certain bob marley-related substances to become undetectable on the test?
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peppermint



Joined: 13 May 2003
Location: traversing the minefields of caddishness.

PostPosted: Mon Feb 13, 2006 7:28 pm    Post subject: Reply with quote

takes 30 days to get out of the bloodstream. but if they do a hair test, you're screwed.
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jacl



Joined: 31 Oct 2005

PostPosted: Tue Feb 14, 2006 5:15 am    Post subject: Reply with quote

dharma bum wrote:
anybody know how long it takes for certain bob marley-related substances to become undetectable on the test?


I've heard that sometimes it doesn't even show up. Even after smokin' a ton the night before.
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pest1



Joined: 09 Feb 2006
Location: Korea

PostPosted: Thu Feb 16, 2006 6:41 am    Post subject: Reply with quote

jacl wrote:
Mandatory health insurance. What a joke. Like your boss wants to pay half of that. .



Is your boss required to make you carry health insurance? If you are one of the fools who wants it but your boss isnt giving it to you, what can you do to get it?
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jacl



Joined: 31 Oct 2005

PostPosted: Thu Feb 16, 2006 7:29 am    Post subject: Reply with quote

pest1 wrote:
jacl wrote:
Mandatory health insurance. What a joke. Like your boss wants to pay half of that. .



Is your boss required to make you carry health insurance? If you are one of the fools who wants it but your boss isnt giving it to you, what can you do to get it?


I was a bit harsh. I don't think that anyone's a fool for wanting it. It's actually mandatory now (but I'm using the term "mandatory" very loosely).

You just tell your boss that you must have it. Your boss would then be obligated to do it. You can also verify if it's being paid with just a phone call. If you don't get the medical card in a month or so after contributing, something's up.

I find it funny how my boss says that it's the law, but I'm pretty sure he's not forwarding my tax contributions. It's funny because all the info/verification of everything is just a phone call away.

If you want medical then by all means get it.
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hogwonguy1979



Joined: 22 Dec 2003
Location: the racoon den

PostPosted: Fri Feb 17, 2006 6:55 am    Post subject: Reply with quote

crazylemongirl wrote:
jacl wrote:
Unless your a granpa, I say screw the health insurance. It's just 2.24 percent of your salary wasted. Might as well roll up 50 bucks/month, light it and watch it burn. Maybe light your smoke with it.


I got all my wisdom teeth yanked for less than 20k because it was covered on health insurance.

Doctors visits for girly check-ups and asthma are also a lot cheaper on insurance.

It worked out very much in my interests to have this insurance.


most definitley, SO had some female related procedures done, one was considered outpaitent surgery and that one cost only 80,000 won.

MRIs ARE not covered Rolling Eyes Rolling Eyes but they are cheap 600k vs US $3000 in the stated.

DEMAND IT, DONT LET YOUR BOSS TALK YOU OUT OF IT!!!!!!!!

BTW you won't have to take a physical unless your employer demands one, its not a government requirement
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