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The entire world could possibly have my bank account #!

 
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poet13



Joined: 22 Jan 2006
Location: Just over there....throwing lemons.

PostPosted: Sat Dec 09, 2006 12:21 am    Post subject: The entire world could possibly have my bank account #! Reply with quote

Yup. Updated my bank book yesterday PM, and found a million or so in deposits from 5 other schools. Camp money. I asked my coteacher about it. He had emailed my bank account number to all the schools I will be doing camps with. He showed me the email. Subject line. XXXX XXXXXs' KB bank account number, in Korean.


I know he was trying to be helpful, but gee-golly-damn-it-all-to-warm-beer-cold-hamburger-hell, what was he thinking? Maybe it works differently here, but giving out my entire bank account number where I come from can lead to getting cleaned out!

Question for those in the know. I use KB. My bank account number is XXXXXX-XX-XXXXXX. That is, a six-two-six series of numbers. Does anybody know what is the minimum set of numbers needed to deposit money?

I already went to the bank and took out everything but about 1,600 won. I think I will open another account as soon as I can.
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jennateacher



Joined: 21 Nov 2006
Location: Nonsan, Land of strawberries and rice

PostPosted: Sat Dec 09, 2006 1:18 am    Post subject: Reply with quote

My school accountant is equaly lax.

I bought some books while on Vacation back home for another teahcer's kids. Cute little girls. He got my bank info from the accountant and just deposited the money. No big deal to hand out my personal banking info.

I think here to clean you out they would need to get your bank book. Maybe they could do it on line. They would need your private number, the one you have to write down on some banking documents.

I never keep enough in my account to make it worth the effort for someone to steal.
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spliff



Joined: 19 Jan 2004
Location: Khon Kaen, Thailand

PostPosted: Sat Dec 09, 2006 1:52 am    Post subject: Reply with quote

No problem and SOP here in K-land, stop being so Canadian.. Surprised
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poet13



Joined: 22 Jan 2006
Location: Just over there....throwing lemons.

PostPosted: Sat Dec 09, 2006 1:59 am    Post subject: Reply with quote

SOP here? Ok, as long as I don't get burned. I worrr about being burned, but I also worry that my school has given out (IMO) way too much information about me to anybody who wants it. Copy of passport photo page and visa, ARC, contract (to my ISP, why would they need that?).
I worry about identity theft, and with enough information, it's possible to jack anyone.
Not a Canadian thing. Haven't lived there in 17 or so years.
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ulsanchris



Joined: 19 Jun 2003
Location: take a wild guess

PostPosted: Sat Dec 09, 2006 2:35 am    Post subject: Reply with quote

direct bank transfer is pretty normal here. its ok as long as nobody has your password.
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poet13



Joined: 22 Jan 2006
Location: Just over there....throwing lemons.

PostPosted: Sat Dec 09, 2006 2:36 am    Post subject: Reply with quote

No, thats safe. I dont' even know it half the time....lol.
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ajuma



Joined: 18 Feb 2003
Location: Anywere but Seoul!!

PostPosted: Sat Dec 09, 2006 3:06 am    Post subject: Reply with quote

Sure, SOP. People always give out their bank account numbers, including businesses (particularly airlines and travel agents) so people can transfer money to their accounts. Unless someone has your PIN number (which you should probably change every so often), it's not a problem. As for identity theft...well...your name probably doesn't look very Korean! Laughing

edit: You ARE getting those camps on your ARC, right?
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butlerian



Joined: 04 Sep 2006
Location: Korea

PostPosted: Sat Dec 09, 2006 3:45 am    Post subject: Reply with quote

poet13 wrote:
No, thats safe. I dont' even know it half the time....lol.


From what I've seen from a few of your posts so far, poet, you do worry too much.
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poet13



Joined: 22 Jan 2006
Location: Just over there....throwing lemons.

PostPosted: Sat Dec 09, 2006 3:49 am    Post subject: Reply with quote

Considering my particulars have been emailed as a package, I was thinking more international than national. I had a workmate back in about 99 that got jacked. We're still in contact, and he's STILL trying to get it sorted. I'm not worried about losing one or two thousand in a bank account, i'm worried about my identity being ripped off, to be used at any point in the future. It's not like I can change my SIN, SSN, or many of the numbers we carry for life. Yup, I'm paranoid, but I'd rather be that than naive and unaware.
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spliff



Joined: 19 Jan 2004
Location: Khon Kaen, Thailand

PostPosted: Sat Dec 09, 2006 5:03 am    Post subject: Reply with quote

^banks don't operate like that, even in K-land.. Very Happy
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spliff



Joined: 19 Jan 2004
Location: Khon Kaen, Thailand

PostPosted: Sat Dec 09, 2006 5:03 am    Post subject: Reply with quote

^banks don't operate like that, even in K-land.. Very Happy
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Return Jones



Joined: 06 Feb 2004
Location: I will see you in far-off places

PostPosted: Sat Dec 09, 2006 6:00 am    Post subject: Reply with quote

Giving out your account number for deposits is very normal here. Some small companies post it on their websites for customers that don't wish to pay with a credit card.

Many club nights and concerts can be paid for in advance by tranferring money to the organizer's account. This number is often posted on a message board or a website. Totally normal in Korea.

It think there's little anyone can do with only your account number. They would have to have your bankbook or bank card along with your pin# to do any damage.
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dogshed



Joined: 28 Apr 2006

PostPosted: Sat Dec 09, 2006 8:49 am    Post subject: Reply with quote

Even in the US your account number is at the bottom of every check you write. -Jeff
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