Korean Job Discussion Forums

[Ilsanman]

If you want to test that theory, just send a copy over to Komerican and see what he does.

[Gladiator]

Sorry, maybe it's not appropriate to make light of this but I have to smile when I think of the ingenuity of Nigerian e mail scamming. There is a ghastly genius behind it and if anyone doubts its effectiveness I saw a documentary that reported how eighteen million dollars of Australian money is lost to the notorious 411 brigade each year.

[cbclark4]

Good day,

I am Walter Brown, staff of International Private Banking at HSBC Bank. I amcontacting you concerning a deceased customer and an investment he placed underour banks management few years ago. I would respectfully request that you keepthe contents of this mail confidential and respect the integrity of theinformation you come by as a result of this mail. I contacted you independently of our investigation and no one is informed ofthis communication. I would like to intimate you with certain facts that Ibelieve would be of interest to you. In 2001, the subject matter came to ourbank to engage in business discussions with our private banking division. Heinformed us that he had a financial portfolio of Forty Eight Million ThreeHundred And Fifty Thousand United States Dollars ($48,350,000.00 USD) ,whichhe wished to have us turn over(invest) on his behalf. I was the officerassigned to his case, I was made numerous suggestions in line with my duties asthe de-facto chief operations officer of the private banking sector, especiallygiven the volume of funds he wished to put into our bank. We met on numerousoccasions prior to any investments being placed. I encouraged him to considervarious growth funds with prime ratings. The favored route in my advise tocustomers is to start by assessing data on 6000 traditional stocks and bondmanagers and 2000 managers of alternative investments. Based on my advice, Wespun the money around various opportunities and made attractive margins for ourfirst months of operation, the accrued profit and interest stood at this pointat over ten million United States Dollars, this margin was not the fullpotential of the fund but he desired low risk guaranteed returns oninvestments. In mid 2002, he asked that the money be liquidated because he needed to make anurgent investment requiring cash payments in here in the United Kingdom. Hedirected that I liquidate the funds and deposit it with a security firm here inLondon. I informed him that HSBC would have to make special arrangements tohave this done and in order not to circumvent due process, the bank would haveto make a 9.5 % deduction from the funds to cater for banking and statutorycharges. He complained about the charges but later came around when I explainedto him the complexities of the task he was asking of us. Cash movement acrossboarders has become especially strict since the incidents of 9/11. I contactedmy affiliate in here in London and made the funds available to the securityfirm. I undertook all the processes and made sure I followed his preciseinstructions to the letter and had the funds deposited at the London basedsecurity consultancy firm, Corporate Securities Co. Corporate Securities Co isa specialist private firm that accepts deposits from high net worthindividuals and blue chip corporations that handle valuable products orundertake transactions that need immediate access to cash. This small andhighly private organization is familiar especially to the highly placed andwell-connected organizations. In line with Instructions, the money wasdeposited with Corporate Securities Co. The deceased told me he wanted themoney there in anticipation of his arrival from Norway later that week. Thiswas the last communication we had, this transpired around 25th June 2002. InJune last year, we got a call from Corporate Securities Co informing us thatthe activity of that particular portfolio. This was an astounding position asfar as I was concerned, given the fact that I managed the private bankingsector I was the only one who knew about the deposit at Corporate SecuritiesCo, and I could not understand why the deceased had not come forward to claimhis deposit. I made futile efforts to locate the deceased. I immediately passedthe task of locating him to the internal investigations department of HSBC.Four days later, information started to trickle in, apparently our client wasdead. A person who suited his description was declared dead of a heart attackin Cannes, South of France. We were soon enough able to identify the body and cause of death was confirmed.The bank immediately launched an investigation into possible surviving next ofkin to alert about the situation and also to come forward to claim his estate.If you are familiar with private banking affairs, those who patronize ourservices usually prefer anonymity, but also some levels of detachment fromconventional processes. In his bio-data form, he listed no next of kin. In thefield of private banking opening an account with us means no one will know ofits existence, accounts are rarely held under a name; depositors use numbersand codes to make the accounts anonymous. This bank also gives the choice todepositors of having their mail sent to them or held at the bank itself,ensuring that there are no traces of the account and as I said, rarely do theynominate next of kin. Private banking clients apart from not nominating next of kin also usually inmost cases leave wills in our care, in this case; the deceased died without atestament .In line with our internal processes for account holders who havepassed away, we instituted our own Investigations in good faith to determinewho should have right to claim the estate. This investigation has for the pastmonths been unfruitful. We have scanned every continent and used our privateinvestigation affiliate companies to get to the root of the problem. It is thisinvestigation that resulted in my being furnished with your details as apossible relative of the deceased. My official capacity dictates that I am theonly party to supervise the investigation and the only party to receive theresults of the investigation. What this means, you being the last batch ofnames we have considered, is that our dear late fellow died with no known oridentifiable family member. This leaves me as the only person with the fullpicture of what the prevailing situation is in relation to the deposit and thelate beneficiary of the deposit. According to practice, Corporate Securities Co will by the end of this financialyear broadcast a request for statements of claim to HSBC, failing to receiveviable claims they will most probably revert the deposit back to HSBC. Thiswill result in the money entering the HSBC accounting system and the portfoliowill be out of my hands and out of the private banking division. This will nothappen if I have my way. What I wish to relate to you will smack of unethicalpractice but I want you to understand something. It is only an outsider to thebanking world who finds the internal politics of the banking worldaberrational. The world of private banking especially is fraught with huge rewards for thosewho occupy certain offices and oversee certain portfolios. You should havebegun by now to put together the general direction of what I propose. I alonehave the deposit details and they will release the deposit to no one unless Iinstruct them to do so. I alone know of the existence of this deposit for asfar as HSBC is concerned, the transaction with our late customer concluded whenI sent the funds to corporate securities, all outstanding interactions inrelation to the file are just customer services and due process. CorporateSecurities Co has no single idea of what the history or nature of the deposit.They are simply awaiting; instructions to release the deposit to any party thatcomes forward. This is the situation. This bank has spent great amounts ofmoney trying to track this mans family; they have investigated for months andhave found no family. The investigation has come to an end. My proposal; youshare similar details to the late fellow; I am prepared to place you in aposition to instruct Corporate Securities Co to release the deposit to you asthe closest surviving relation. Upon receipt of the deposit, I am prepared toshare the money with you in half. That is: I will simply nominate you as thenext of kin and have them release the deposit to you. We share the proceeds50/50.I would have gone ahead to ask the funds be released to me, but thatwould have drawn a straight line to me and my involvement in claiming thedeposit. I assure you that I could have the deposit released to you within afew days. I will simply inform the bank of the final closing of the filerelating to the deceased I will then officially communicate with CorporateSecurities Co and instruct them to release the deposit to you. With these twothings: all is done. The alternative would be for us to have CorporateSecurities Co direct the funds to another bank with you as account holder. Thisway there will be no need for you to think of receiving the money fromCorporate Securities Co. We can fine-tune this based on our interactions. I amaware of the consequences of this proposal. I ask that if you find no interestin this project that you should discard this mail. I ask that you do not bevindictive and destructive. If my offer is of no appeal to you, delete thismessage and forget I ever contacted you. Do not destroy my career because youdo not approve of my proposal. You may not know this but people like myself who have made tidy sums out ofcomparable situations run the whole private banking sector. I am not a criminaland what I do, I do not find against good conscience, this may be hard for youto understand, but the dynamics of my industry dictates that I make this move.Such opportunities only come ones' way once in a lifetime. I cannot let thischance pass me by, for once I find myself in total control of my destiny. Thesechances wont pass me by. I ask that you do not destroy my chance, if you willnot work with me let me know and let me move on with my life but do not destroyme. I am a family man and this is an opportunity to provide them with newopportunities. There is a reward for this project and it is a task well worthundertaking. I have evaluated the risks and the only risk I have here is fromyou refusing to work with me and alerting my bank. I am the only one who knowsof this situation, good fortune has blessed you with a name that has plantedyou into the center of relevance in my life. Let share the blessing. If youfind yourself able to work with me, contact me through this same email account.If you give me positive signals, I will initiate this process towards aconclusion. I wish to inform you that should you contact me via officialchannels; I will deny knowing you and about this project. I repeat, I do notwant you contacting me through my official phone lines nor do I wouldn�t youcontacting me through my official email account. Contact me only through thenumbers I will provide for you and also through this email address. I do notwant any direct link between you and me. My official lines are not secure linesas they are periodically monitored to assess our level of customer care in linewith our Total Quality Management Policy. Please observe this instruction religiously. Please, again, note I am a familyman, I have a wife and children. I send you this mail not without a measure offear as to what the consequences, but I know within me that nothing ventured isnothing gained and that success and riches never come easy or on a platter ofgold. This is the one truth I have learnt from my private banking clients. Donot betray my confidence. If we can be of one accord, we should plan ameeting, soon. I await your response.

Walter Brown.
[email protected]