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Adventurer
Joined: 28 Jan 2006
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 Posted: Thu Nov 17, 2011 7:28 pm Post subject: |
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| Switch to KEB. I don't like ShinHan. I used to have them, and I don't find them good for foreigners. |
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Captain Corea
Joined: 28 Feb 2005
Location: Seoul
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| Posted: Thu Nov 17, 2011 7:39 pm Post subject: |
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I have to say, I'm kind of shocked anyone is actually sending $100 home at a time.
Hope ya find a solution though. |
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jvalmer
Joined: 06 Jun 2003
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| Posted: Thu Nov 17, 2011 7:55 pm Post subject: |
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| Captain Corea wrote: |
| I have to say, I'm kind of shocked anyone is actually sending $100 home at a time. |
I usually send money home in $5000-$10,000 chunks once or twice a year, so I don't really worry about transfer fees. |
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PatrickBateman
Joined: 08 Jun 2009
Location: American Gardens Building, West 81st Street
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| Posted: Thu Nov 17, 2011 9:05 pm Post subject: |
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Needless to say, I'll be switching to KEB next week.
As for sending such a small amount home every month...
I have a small student loan that needs a monthly payment and factoring in my C.O.L expenses, I can only afford to send a certain amount home each month.
Yes, I know it sucks. |
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Konglishman
Joined: 14 Sep 2007
Location: Nanjing
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| Posted: Thu Nov 17, 2011 10:16 pm Post subject: |
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| PatrickBateman wrote: |
Needless to say, I'll be switching to KEB next week.
As for sending such a small amount home every month...
I have a small student loan that needs a monthly payment and factoring in my C.O.L expenses, I can only afford to send a certain amount home each month.
Yes, I know it sucks. |
I don't mean to be rude, but that would seem to imply that you are spending 93% or more of your salary every month with the leftover 7% or less then getting sent home. I just find that hard to fathom. |
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PatrickBateman
Joined: 08 Jun 2009
Location: American Gardens Building, West 81st Street
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| Posted: Thu Nov 17, 2011 10:39 pm Post subject: |
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| Konglishman wrote: |
| PatrickBateman wrote: |
Needless to say, I'll be switching to KEB next week.
As for sending such a small amount home every month...
I have a small student loan that needs a monthly payment and factoring in my C.O.L expenses, I can only afford to send a certain amount home each month.
Yes, I know it sucks. |
I don't mean to be rude, but that would seem to imply that you are spending 93% or more of your salary every month with the leftover 7% or less then getting sent home. I just find that hard to fathom. |
If you MUST know, I pay extra money to live in a nicer apartment and have other expenses here(smart phone) blah, blah.
And yes, I spend most/all of my money each month. I'm not here to save money.  |
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Konglishman
Joined: 14 Sep 2007
Location: Nanjing
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| Posted: Fri Nov 18, 2011 12:56 am Post subject: |
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| PatrickBateman wrote: |
| Konglishman wrote: |
| PatrickBateman wrote: |
Needless to say, I'll be switching to KEB next week.
As for sending such a small amount home every month...
I have a small student loan that needs a monthly payment and factoring in my C.O.L expenses, I can only afford to send a certain amount home each month.
Yes, I know it sucks. |
I don't mean to be rude, but that would seem to imply that you are spending 93% or more of your salary every month with the leftover 7% or less then getting sent home. I just find that hard to fathom. |
If you MUST know, I pay extra money to live in a nicer apartment and have other expenses here(smart phone) blah, blah.
And yes, I spend most/all of my money each month. I'm not here to save money. |
So, you are just here to drive around in a limousine at night and do some random killings... Just kidding due to your username. |
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PatrickBateman
Joined: 08 Jun 2009
Location: American Gardens Building, West 81st Street
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| Posted: Fri Nov 18, 2011 1:18 am Post subject: |
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| Konglishman wrote: |
| PatrickBateman wrote: |
| Konglishman wrote: |
| PatrickBateman wrote: |
Needless to say, I'll be switching to KEB next week.
As for sending such a small amount home every month...
I have a small student loan that needs a monthly payment and factoring in my C.O.L expenses, I can only afford to send a certain amount home each month.
Yes, I know it sucks. |
I don't mean to be rude, but that would seem to imply that you are spending 93% or more of your salary every month with the leftover 7% or less then getting sent home. I just find that hard to fathom. |
If you MUST know, I pay extra money to live in a nicer apartment and have other expenses here(smart phone) blah, blah.
And yes, I spend most/all of my money each month. I'm not here to save money. |
So, you are just here to drive around in a limousine at night and do some random killings... Just kidding due to your username. |
I don't want them to get drunk, but it's a very fine chardonnay they're not drinking.  |
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davai!
Joined: 04 Dec 2005
Location: Kuwait
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| Posted: Sun Nov 20, 2011 6:50 am Post subject: |
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| PatrickBateman wrote: |
Needless to say, I'll be switching to KEB next week.
As for sending such a small amount home every month...
I have a small student loan that needs a monthly payment and factoring in my C.O.L expenses, I can only afford to send a certain amount home each month.
Yes, I know it sucks. |
just buy an AMEX travelers check for $100 and airmail it directly to your loan company as payment |
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Winterkalte
Joined: 13 May 2009
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| Posted: Sun Nov 20, 2011 7:38 am Post subject: |
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I was just about to post a similar topic when I found this thread. I'm using Shinhahn bank too, and I send money home to Chase bank. For the last two transfers I did, I noticed $20 missing from both of them when it appeared State side.
Here is a total of the fees I had to pay sending money home a few days ago.
I send 350,000 Won home.
Shinhan charges me 18,000 Won
My Shinhahn receipt says I will be sending $289 home.
When I check my Chase account it says $269 has been deposited.
My bank charges me $15 for the international transfer.
So overall I'm losing about $50 every time I send money home. At first I thought my American bank account was taking the missing $20. I guess it is time to switch Korean banks. |
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eat_yeot
Joined: 11 Dec 2009
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| Posted: Sun Nov 20, 2011 3:58 pm Post subject: |
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| Someone really needs to start a payday loan shark business to help all these people wiring home a few hundred thousand at a time. Yes, the banks are screwing you. But it's hard to feel sorry for people who make it so easy for them. |
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PatrickBateman
Joined: 08 Jun 2009
Location: American Gardens Building, West 81st Street
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| Posted: Sun Nov 20, 2011 10:38 pm Post subject: |
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| Winterkalte wrote: |
I was just about to post a similar topic when I found this thread. I'm using Shinhahn bank too, and I send money home to Chase bank. For the last two transfers I did, I noticed $20 missing from both of them when it appeared State side.
Here is a total of the fees I had to pay sending money home a few days ago.
I send 350,000 Won home.
Shinhan charges me 18,000 Won
My Shinhahn receipt says I will be sending $289 home.
When I check my Chase account it says $269 has been deposited.
My bank charges me $15 for the international transfer.
So overall I'm losing about $50 every time I send money home. At first I thought my American bank account was taking the missing $20. I guess it is time to switch Korean banks. |
Exactly. I went with my friend(korean) and she told me that they send it to ANOTHER Shinhan bank in the US and they take money as well? I'm going to KEB sometime this week to open an account. All of last year I never noticed this discrepancy(why I've kept the account). It would be interesting to hear the explanation they give to you if you ask where the money went. |
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