| View previous topic :: View next topic |
| Author |
Message |
brento1138
Joined: 17 Nov 2004
|
 Posted: Wed Aug 17, 2011 9:20 pm Post subject: |
 |
|
| DaHu wrote: |
Actually, anyone coming to Korea SHOULD have a credit card from their own country before they go.
1) Adults have them
2) It's a safety net for when you need to flee |
Definitely. You really do need a credit card from your home country, I repeat: definitely.
But the OP should be able to get his credit card, discrimination-free. The "age 30" thing sounds to me like that Korean "excuse / lie" thing for sure. That's absolute B.S. Face-palm-worthy indeed.
This reminds me of back when I lived in Daegu. I had the Korean lie / excuse story once before when I went to a Kookmin bank. They said it was "impossible" for a foreigner to have multiple bank accounts in Korea. That was TOTAL B.S. I think the guy just wanted to have a coffee break or something.
And another addition to my post here, I would go to Daegu Bank once in a while to send money home. It would usually take around one hour, but the last few times it would take more than an hour. Once when it was taking more than an hour, they finally said, "sorry, next time." The next day I went back, and tried, but after around one hour they gave up and told me to open an account across the street at KEB. I went into KEB expecting another long wait: and they signed me up in like two minutes. They took my money, and then looked at me, and said, "Thanks." I was like, "It's finished already?" The whole thing took like 5 minutes. Money appeared in my Canadian account in 24 hours, unlike the usual 3 days to a week it took with Daegu Bank.
I was like "Why hadn't I figured this out before! ARRRG!" Anyways, I do as much banking as possible at KEB now. I honestly despise Daegu Bank (stupid country bumpkin bank) and KB star (annoying lying scum!). KEB has been a pleasure. Go with them. |
|
| Back to top |
|
 |
jvalmer
Joined: 06 Jun 2003
|
| Posted: Wed Aug 17, 2011 9:32 pm Post subject: |
|
|
| Don't they still hand out credit cards like candy the first week on a university campus? That's how I got my handful of credit cards at 18, two months out of high school and eager to start my university career. |
|
| Back to top |
|
|
akcrono
Joined: 11 Mar 2010
|
| Posted: Wed Aug 17, 2011 11:40 pm Post subject: |
|
|
| ZIFA wrote: |
| Dysupes wrote: |
| those programs and "security" measures are not secure. In fact, they open up your computer to malware, viruses and other lovely little nasty things. |
Really?
Because every step of the way my kaspersky is alerting me to continue only at my own risk. "password protected..denied.caution, this has no digital signature" etc etc. |
This is EXACTLY why it's dangerous. People who use online services here have gotten used to installing whatever unsigned program they need, sometimes against the advice of their virus checker. This is a horrible habit that opens them up to a slew of problems with their computer.
From my experience with just a handful of these programs (necessary for online banking or accessing post office services), there have been so many force quits, freezes, and failed uninstalls. These are from major legitimate institutions. I can only imagine how bad some of the smaller websites' programs are.
Has anyone else done online banking in the US? There are no programs; modern browsers have built-in encryption. After setup it's simply a username/password to access needed information. Easy, convenient, and safe. My girlfriend was amazed at how simple it was. |
|
| Back to top |
|
|
jvalmer
Joined: 06 Jun 2003
|
| Posted: Thu Aug 18, 2011 12:36 am Post subject: |
|
|
^
Korean internet banking security is god-awful. The KCC has got to relieve the banks from using those stupid security certificates. It looks like they are ending that real-name thing, why not go a step further and stop the nonsense with activeX and those dumb certificates. |
|
| Back to top |
|
|
s10czar
Joined: 14 Feb 2010
|
| Posted: Fri Aug 19, 2011 3:58 pm Post subject: |
|
|
The jist of my post was outrage about senseless discrimination. I'm certain the policy is for real and not an excuse to avoid work or admiting a mistake. At the counter they defended the policy vigorously against my Korean friend who is well known, over 50, and very established in the community.
I've heard about KEB and would like to give them a try. For the folks that bank there- were you able to set-up your account without assistance?
Again, I live out in the boonies. There are no KEB branches here and trust me...YOU CAN NOT do anything complex down here (like opening a bank account) without assiatance from friendly Koreans. Based upon my experience here so far, it's inconcievable to me that I could just walk into a bank and open an account. But I don't have friends where KEB has branches.
Of course I have a Visa debit card linked to a bank back home. But funding that account is costly given the bank-wire fees. I should have the same ability to buy things online as my under-30 associates do.
There is simply no rational reason for NongHyup Bank to have this policy and yet they do. That's why I posted. |
|
| Back to top |
|
|
Steelrails
Joined: 12 Mar 2009
Location: Earth, Solar System
|
| Posted: Fri Aug 19, 2011 5:18 pm Post subject: |
|
|
| s10czar wrote: |
The jist of my post was outrage about senseless discrimination. I'm certain the policy is for real and not an excuse to avoid work or admiting a mistake. At the counter they defended the policy vigorously against my Korean friend who is well known, over 50, and very established in the community.
I've heard about KEB and would like to give them a try. For the folks that bank there- were you able to set-up your account without assistance?
Again, I live out in the boonies. There are no KEB branches here and trust me...YOU CAN NOT do anything complex down here (like opening a bank account) without assiatance from friendly Koreans. Based upon my experience here so far, it's inconcievable to me that I could just walk into a bank and open an account. But I don't have friends where KEB has branches.
Of course I have a Visa debit card linked to a bank back home. But funding that account is costly given the bank-wire fees. I should have the same ability to buy things online as my under-30 associates do.
There is simply no rational reason for NongHyup Bank to have this policy and yet they do. That's why I posted. |
I live in the boonies too, while difficult, you have to be persistent. It's scary and frustrating doing it by yourself, but sometimes you have to man up, bring a dictionary and force of will and git-er-done. Going with an attitude of 'YOU CAN NOT' is setting yourself up for failure.
And again, Samsung Card AMEX. The only way to fly. |
|
| Back to top |
|
|
big_fella1
Joined: 08 Dec 2005
|
| Posted: Fri Aug 19, 2011 6:05 pm Post subject: |
|
|
| s10czar wrote: |
| There is simply no rational reason for NongHyup Bank to have this policy and yet they do. That's why I posted. |
Nonghyup has no such policy. The teller lied, and when you ask them to check, they will always find the answer they already told you. Try a different teller, branch, or bank. My friend was 41 when she got her Nonghyup credit card.
As for the guy plugging the Samsung Amex, I have a Samsung card, and as soon as I get my new ARC it will be replaced by another card from another institution. Also I don't think they issue cards to foreigners who work in education anymore.
Last edited by big_fella1 on Fri Aug 19, 2011 7:34 pm; edited 1 time in total |
|
| Back to top |
|
|
jamesd
Joined: 15 Aug 2011
Location: Korea
|
| Posted: Fri Aug 19, 2011 6:11 pm Post subject: |
|
|
| Wow! Looks like KEB for me. |
|
| Back to top |
|
|
Steelrails
Joined: 12 Mar 2009
Location: Earth, Solar System
|
| Posted: Sat Aug 20, 2011 12:14 am Post subject: |
|
|
| big_fella1 wrote: |
| s10czar wrote: |
| There is simply no rational reason for NongHyup Bank to have this policy and yet they do. That's why I posted. |
Nonghyup has no such policy. The teller lied, and when you ask them to check, they will always find the answer they already told you. Try a different teller, branch, or bank. My friend was 41 when she got her Nonghyup credit card.
As for the guy plugging the Samsung Amex, I have a Samsung card, and as soon as I get my new ARC it will be replaced by another card from another institution. Also I don't think they issue cards to foreigners who work in education anymore. |
What's wrong with the AMEX? Been great, and worked overseas and international purchases come out at a reasonable exchange rate.
Were you late with a payment? |
|
| Back to top |
|
|
big_fella1
Joined: 08 Dec 2005
|
| Posted: Sat Aug 20, 2011 4:58 am Post subject: |
|
|
| Steelrails wrote: |
| big_fella1 wrote: |
| s10czar wrote: |
| There is simply no rational reason for NongHyup Bank to have this policy and yet they do. That's why I posted. |
Nonghyup has no such policy. The teller lied, and when you ask them to check, they will always find the answer they already told you. Try a different teller, branch, or bank. My friend was 41 when she got her Nonghyup credit card.
As for the guy plugging the Samsung Amex, I have a Samsung card, and as soon as I get my new ARC it will be replaced by another card from another institution. Also I don't think they issue cards to foreigners who work in education anymore. |
What's wrong with the AMEX? Been great, and worked overseas and international purchases come out at a reasonable exchange rate.
Were you late with a payment? |
Never late with a payment, always stayed within limit. Tried to buy a car but they would only extend my limit for 3 days yet they offered my non working wife a card loan for w10 mil at a very good interest rate. Bye bye Samsung Card. |
|
| Back to top |
|
|
ChrisLamp
Joined: 27 Jul 2010
|
| Posted: Sat Aug 20, 2011 7:55 am Post subject: |
|
|
| you were going to put a car loan on your credit card? |
|
| Back to top |
|
|
ThingsComeAround
Joined: 07 Nov 2008
|
| Posted: Sat Aug 20, 2011 8:58 am Post subject: |
|
|
| theloneleaf wrote: |
Pin, security card, digital bank certificate
Would you really want it less secure? |
| ZIFA wrote: |
Really?
Because every step of the way my kaspersky is alerting me to continue only at my own risk. "password protected..denied.caution, this has no digital signature" etc etc. |
Have you guys heard of https?
http://en.wikipedia.org/wiki/HTTP_Secure
Most Korean coders are aware that Active X is weak and outdated. However they won't change anything because the government demands that all internet businesses that deal with money only use that.
@ ZIFA I don't know what the hell you are talking about... are you agreeing with Dysupes without even knowing it? |
|
| Back to top |
|
|
rambler
Joined: 18 Jun 2011
|
| Posted: Sun Aug 21, 2011 7:33 am Post subject: |
|
|
KEB is awesome and helpful and easy. No sarcasm! Great bank.
 |
|
| Back to top |
|
|
winterfall
Joined: 21 May 2009
|
| Posted: Sun Aug 21, 2011 3:49 pm Post subject: |
|
|
| As messed up as it sounds. From a bank perspective giving cards to people under 30 makes a lot sense. They spend the most money and often recklessly. Over 30 people are more responsible. |
|
| Back to top |
|
|
rainism
Joined: 13 Apr 2011
|
| Posted: Mon Aug 22, 2011 12:54 am Post subject: |
|
|
| s10czar wrote: |
The jist of my post was outrage about senseless discrimination. I'm certain the policy is for real and not an excuse to avoid work or admiting a mistake. At the counter they defended the policy vigorously against my Korean friend who is well known, over 50, and very established in the community.
I've heard about KEB and would like to give them a try. For the folks that bank there- were you able to set-up your account without assistance?
Again, I live out in the boonies. There are no KEB branches here and trust me...YOU CAN NOT do anything complex down here (like opening a bank account) without assiatance from friendly Koreans. Based upon my experience here so far, it's inconcievable to me that I could just walk into a bank and open an account. But I don't have friends where KEB has branches.
Of course I have a Visa debit card linked to a bank back home. But funding that account is costly given the bank-wire fees. I should have the same ability to buy things online as my under-30 associates do.
There is simply no rational reason for NongHyup Bank to have this policy and yet they do. That's why I posted. |
you may need to make a long trek to a KEB office (best one of the expat branches, which means a trip into Seoul)
BUT..
once you are set up and good to go, you'll never have to deal with a branch again and do everything online with Internet banking |
|
| Back to top |
|
|
|
FAQ
Search
Memberlist
Usergroups
Register
Profile
Log in to check your private messages
Log in
