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Snowflake
Joined: 12 Dec 2006 Location: Seoul
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Posted: Wed Oct 24, 2007 7:19 pm Post subject: Debit (not credit) card to use in shops and restaurants? |
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I have a maestro card from KB which I can use as a swipe card in major stores like Lotte and Homeplus - however is it possible to get a debit card (not a credit card) that I can use in other smaller shops, restaurants etc instead of carrying around huge amounts of cash? |
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uberscheisse
Joined: 02 Dec 2003 Location: japan is better than korea.
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Posted: Wed Oct 24, 2007 7:22 pm Post subject: |
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yes. ask for a "check-u kad-u". my check card acts like a debit card. dealing with KB is like dealing with an irrational 65 year old ajosshi schoolmaster, so i'd switch to woori ASAP. |
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Bibbitybop

Joined: 22 Feb 2006 Location: Seoul
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Posted: Wed Oct 24, 2007 8:53 pm Post subject: |
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Hana bank does me right. I have the card that can be used as a debit card and ATM card inside Korea, and I have an international ATM card that works anywhere in the world, but only in ATMs. |
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Snowflake
Joined: 12 Dec 2006 Location: Seoul
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Posted: Wed Oct 24, 2007 9:00 pm Post subject: |
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Thanks for the replies - all good - but does anyone have experience of getting a debit card with KB? I don't really want to change banks (too much hassle trying to set up new direct debits etc......). |
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Atavistic
Joined: 22 May 2006 Location: How totally stupid that Korean doesn't show in this area.
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Posted: Wed Oct 24, 2007 9:07 pm Post subject: |
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Bibbitybop wrote: |
Hana bank does me right. I have the card that can be used as a debit card and ATM card inside Korea, and I have an international ATM card that works anywhere in the world, but only in ATMs. |
What sort of visa are you here on and when did you get the International ATM card? Because they won't give one to me, no matter where I go. |
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biggpoppa
Joined: 14 Jul 2007 Location: Toronto, Ontario, Canada
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Posted: Wed Oct 24, 2007 9:23 pm Post subject: |
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What sort of visa are you here on and when did you get the International ATM card? Because they won't give one to me, no matter where I go. |
i'm in daejeon and got an International Card no problem from KEB...the guy opening my account told me to take it...i was definitely not going to argue[/quote] |
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PeterDragon
Joined: 15 Feb 2007
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Posted: Wed Oct 24, 2007 9:36 pm Post subject: |
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uberscheisse wrote: |
yes. ask for a "check-u kad-u". my check card acts like a debit card. dealing with KB is like dealing with an irrational 65 year old ajosshi schoolmaster, so i'd switch to woori ASAP. |
I'm already at Woori. It's pretty easy with them, then? What's the process? What information/proof of ID and residency do they need for this? I'd hate to go in unprepared. |
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IncognitoHFX

Joined: 06 May 2007 Location: Yeongtong, Suwon
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Posted: Wed Oct 24, 2007 10:38 pm Post subject: |
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Shinhan is really good. I have a card through them and it has debit. I didn't even have to ask for it, I think they gave me a special card reserved for "out-of-townies" here long term. It works very well for me, and I never have any problems.
I'd say it was one of the best banks (but Woori sounds good too). |
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Bibbitybop

Joined: 22 Feb 2006 Location: Seoul
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Posted: Wed Oct 24, 2007 10:56 pm Post subject: |
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Atavistic wrote: |
Bibbitybop wrote: |
Hana bank does me right. I have the card that can be used as a debit card and ATM card inside Korea, and I have an international ATM card that works anywhere in the world, but only in ATMs. |
What sort of visa are you here on and when did you get the International ATM card? Because they won't give one to me, no matter where I go. |
E-2. Just needed my passport. Try a different branch or change banks.
My first card said "international," but it only worked outside of Korea with banks that are in Korea, like HSBC and Citibank. I had to specifically ask for a card that would work in the USA, Thailand, etc. |
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Evil Boweevil
Joined: 20 Oct 2007 Location: Fort Worth, Texas
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Posted: Wed Oct 24, 2007 10:58 pm Post subject: |
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Bibbitybop wrote: |
Atavistic wrote: |
Bibbitybop wrote: |
Hana bank does me right. I have the card that can be used as a debit card and ATM card inside Korea, and I have an international ATM card that works anywhere in the world, but only in ATMs. |
What sort of visa are you here on and when did you get the International ATM card? Because they won't give one to me, no matter where I go. |
E-2. Just needed my passport. Try a different branch or change banks. |
Have you tried it outside of Korea yet? I asked my bank, Woori, and they said that they can't give international ATM cards to foreigners. I might be switching to Hana if that's the case. |
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Keepongoing
Joined: 13 Feb 2003 Location: Korea
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Posted: Wed Oct 24, 2007 11:01 pm Post subject: |
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Our school encouraged us to switch to Woori and they would not issue and Intl ATM Card and I heard charge 20,000 won for money transfers back home
they suck |
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Snowflake
Joined: 12 Dec 2006 Location: Seoul
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Posted: Wed Oct 24, 2007 11:04 pm Post subject: |
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.....so.......no-one got a card from KB then??
Guess I'm changing banks.
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Atavistic
Joined: 22 May 2006 Location: How totally stupid that Korean doesn't show in this area.
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Posted: Wed Oct 24, 2007 11:56 pm Post subject: |
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Bibbitybop wrote: |
Atavistic wrote: |
Bibbitybop wrote: |
Hana bank does me right. I have the card that can be used as a debit card and ATM card inside Korea, and I have an international ATM card that works anywhere in the world, but only in ATMs. |
What sort of visa are you here on and when did you get the International ATM card? Because they won't give one to me, no matter where I go. |
E-2. Just needed my passport. Try a different branch or change banks.
My first card said "international," but it only worked outside of Korea with banks that are in Korea, like HSBC and Citibank. I had to specifically ask for a card that would work in the USA, Thailand, etc. |
That's why I asked WHEN you got it? They said because of the new Chinese-people-cheat-so-we-punsih-all-of-you regs that it's not allowed. At ANY branch. |
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Bibbitybop

Joined: 22 Feb 2006 Location: Seoul
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Posted: Thu Oct 25, 2007 12:36 am Post subject: |
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I got my card in February when my first "international" card wouldn't work at any bank outside Korea except HSBC (I didn't try Citibank, I heard that it would've worked after the fact).
I have tried my new, true international ATM card in 3 other countries, including the USA.
In Feb., other Hana bank branches wouldn't give the same card to my friends. They just had to shop around branches. Get someone from your school to write it in hangul for you, or better yet, go with you to the bank. If they don't comply, ask to see the law or take you money elsewhere. |
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jennateacher
Joined: 21 Nov 2006 Location: Nonsan, Land of strawberries and rice
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Posted: Thu Oct 25, 2007 1:34 am Post subject: |
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I have "BC" card from Nong Hyup. It is an international card. I used it in Hong Kong, last chusok. I first had a beige "BC" that was for incountry only, this card is blue.
I use it at all stores that take cards in Korea, just paid 2,300 on it for milk and water at the local no-name grocery. |
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