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Insurance

 
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Christinateacher



Joined: 05 Dec 2007

PostPosted: Fri Dec 07, 2007 12:04 pm    Post subject: Insurance Reply with quote

I am coming to Korea in January and I am looking for insurance. Does anyone know of any good insurance companies for contents and personal liability?
Does anyone have any extra advice?

Thanks!
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recoba



Joined: 17 Aug 2006

PostPosted: Fri Dec 07, 2007 6:25 pm    Post subject: Reply with quote

Which country are you from (or ordinarily resident in if different), and what will you be doing in Korea (working, travelling)? I assume you intend to buy insurance before coming to Korea?
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Christinateacher



Joined: 05 Dec 2007

PostPosted: Sat Dec 08, 2007 1:05 am    Post subject: Reply with quote

Sorry for being vague!
I will be coming from the UK and I will be teaching English (probably in a hagwon). I would like to buy insurance from the UK, but not necessarily travel insurance which is all I seem to be getting offered at the moment and is ~�300. If I can get insurance in Korea at a good price I will happily go with that.
What does everyone else do?
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bbonthec



Joined: 07 Nov 2007

PostPosted: Sat Dec 08, 2007 9:25 am    Post subject: Reply with quote

Just use the national medical insurance in Korea. It's mandatory anyways, and cuts the cost of all doctor's visits and medicine down to 10%.
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Christinateacher



Joined: 05 Dec 2007

PostPosted: Sat Dec 08, 2007 12:39 pm    Post subject: Reply with quote

I will of course use the mandatory medical insurance, but my question is what insurance should I get for contents and personal liability?
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sojourner1



Joined: 17 Apr 2007
Location: Where meggi swim and 2 wheeled tractors go sput put chug alugg pug pug

PostPosted: Sat Dec 08, 2007 6:48 pm    Post subject: Reply with quote

Most of us don't buy travel insurance to go to Korea. However, even with the national health insurance, it will wipe you out at the bank if you need hospitalization and surgery. Dentistry is very expensive too, unless getting a tooth pulled to take care of an abscess event.

I am buying travel insurance for my 1 month trip to SE Asia next month just in case as to protect my cash and not be stranded in the event of the dreaded unexpected.

This is the insurance I am getting, though I am not trying to sell or promote, just what I am buying. It covers everything you could need in the event of the unexpected.

http://www.kangsantravel.com/info_insurance.php
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blade



Joined: 30 Jun 2007

PostPosted: Sat Dec 08, 2007 6:52 pm    Post subject: Reply with quote

bbonthec wrote:
Just use the national medical insurance in Korea. It's mandatory anyways, and cuts the cost of all doctor's visits and medicine down to 10%.

Do not just use the mandatory insurance. If you don't get travel insurance and end up needing to go to hospital or need to get dental treatment you might end up in a lot debt even with Korean insurance as it only part of any hospital bills you have.
Also if you need to go back home to the UK in hurry because of a family emergency or something travel insurance is really handy to have in these types of situations and you will really regret not taking it when you had the chance, trust me.
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chronicpride



Joined: 16 Jan 2003

PostPosted: Sat Dec 08, 2007 8:44 pm    Post subject: Reply with quote

Guys, before this thread breaks off into a tangent about medical insurance, understand that the OP said she is not asking about medical coverage. She's asking about contents and liability insurance which covers your personal possessions and household contents.

Here's an agency that offers this kind of insurance for expats:
http://www.jbionline.com/expatriates/overseas-contents-insurance.php
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bassexpander



Joined: 13 Sep 2007
Location: Someplace you'd rather be.

PostPosted: Sun Dec 09, 2007 1:07 am    Post subject: Reply with quote

Give these people a call. It's an American company, and Gina speaks English:



Welcome to our AIG Webpage! Our Auto and property insurance staff has been providing outstanding service to foreigners in South Korea for over 16 years. Our English speaking staff is ready to give you a free insurance quote today. We are conveniently located on the 2nd Fl., Daejin Bldg. #36-39 Itaewon-Dong, Yongsan-Gu, Seoul 140-862 Korea, by Yongsan Gate #52. Call 822-794-7414, 822-793-6903 (Office), 8211-9873-7415 (Mobile) or e-mail: [email protected] for service today.
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