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RoryB
Joined: 21 Jun 2007
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Posted: Mon Jan 21, 2008 12:25 am Post subject: Possible to reverse a bank transfer? |
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Just sold something to a guy through facebook and waiting for the transfer to go through into my account. When the money is in my account I will send the item off to him. Is it at all possible to reverse the transfer after it has already appeared in my account? I know in the UK there is a cheque scam and just want to cover my bases before I send the thing off. Better safe then sorry!
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RoryB
Joined: 21 Jun 2007
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Posted: Wed Jan 23, 2008 5:41 am Post subject: |
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Come on guys. The money is in my account and will probably just send the laptop tomorrow but would like to put my mind at rest. |
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tzechuk

Joined: 20 Dec 2004
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Posted: Wed Jan 23, 2008 6:16 am Post subject: |
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If they want to reverse it, they are going to have to do it PDQ - why don't you just go and withdraw the money tomorrow, then put it back in later? |
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lostinseoul77777
Joined: 05 Jan 2006 Location: Seoul, Gangnam
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Posted: Wed Jan 23, 2008 5:25 pm Post subject: |
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Banks will not reverse wire transfers unless there is some kind of error involved (i.e. the money was sent to a wrong account). It's a very difficult process and doesn't happen overnight so you don't have to worry about the money disappearing from your account overnight. But I agree with the advice above, just withdraw the money. |
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spliff

Joined: 19 Jan 2004 Location: Khon Kaen, Thailand
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Posted: Wed Jan 23, 2008 5:57 pm Post subject: |
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Send it...NOW!  |
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