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kentucker4
Joined: 03 Sep 2007
Location: Georgia
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 Posted: Mon May 12, 2008 7:54 pm Post subject: no receipt when payed |
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| Hey, in seven months, I have never received one receipt. The money gets sent straight to my bank account but they have been punctual about it. Should I be worried, though? |
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Suwon23
Joined: 24 Jan 2008
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| Posted: Mon May 12, 2008 7:59 pm Post subject: |
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| I've had the same problem with my boss. A pay stub is probably necessary for tax refunds, or for the inevitable struggle when your boss decides to *beep* you over, so I'm a bit worried. I've never heard of a hagwon boss being honest simply through the honor system. |
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Zaria32
Joined: 04 Dec 2007
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| Posted: Mon May 12, 2008 8:28 pm Post subject: |
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If everything else is cool, I wouldn't be too concerned. But if you have other problems, then I'd insist on the paper that shows all deductions.
If I were you I'd also remember that payed is not correct and that paid is. |
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mountainous
Joined: 04 Sep 2007
Location: Los Angeles
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| Posted: Mon May 12, 2008 8:38 pm Post subject: |
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| I'd be suspicious. I would determine how much I should be getting paid after deductions (tax, insurance, pension) and determine if the deductions are proper. Next, I would learn whether or not the hakwon has made pension contributions. |
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Ramen
Joined: 15 Apr 2008
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| Posted: Mon May 12, 2008 8:41 pm Post subject: |
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You should ask and get all of your back pay stubs.
You may need them when you want to do wire transfer, filing taxes, etc.. |
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kentucker4
Joined: 03 Sep 2007
Location: Georgia
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| Posted: Mon May 12, 2008 8:58 pm Post subject: |
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They don't take out pension for me. They just deduct my utillity bills from my pay and then pay me straight. Is this a problem?
Oh right...paid. I am still a little fuzzy minded from this weekend. |
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Suwon23
Joined: 24 Jan 2008
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| Posted: Mon May 12, 2008 9:00 pm Post subject: |
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| How much are they taking out for taxes and utilities? If you pay more than 2-3% taxes or more than 30,000/month for utilities, you're getting screwed. |
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Ramen
Joined: 15 Apr 2008
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| Posted: Mon May 12, 2008 9:03 pm Post subject: |
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| kentucker4 wrote: |
They don't take out pension for me. They just deduct my utillity bills from my pay and then pay me straight. Is this a problem?
Oh right...paid. I am still a little fuzzy minded from this weekend. |
If you feel there's no problem then there's no problem. Just wait until your 11th month...... |
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kentucker4
Joined: 03 Sep 2007
Location: Georgia
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| Posted: Mon May 12, 2008 9:04 pm Post subject: |
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| Suwon23 wrote: |
| How much are they taking out for taxes and utilities? If you pay more than 2-3% taxes or more than 30,000/month for utilities, you're getting screwed. |
I usually lose about 150,000-200,000 won on utillities and my phone bill. My utillity bills get sent to me, though, and then I hand them to my boss. I don't see how he could be cheating me that way. |
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garykasparov
Joined: 27 May 2007
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| Posted: Mon May 12, 2008 9:53 pm Post subject: |
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| Your employer is a bucket of shit. He/she knows that deductions should be made from your monthly salary for income taxes, medical, and pension. I can see why your employer doesn't want to give you a pay receipt. |
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kentucker4
Joined: 03 Sep 2007
Location: Georgia
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| Posted: Mon May 12, 2008 9:57 pm Post subject: |
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| garykasparov wrote: |
| Your employer is a bucket of shit. He/she knows that deductions should be made from your monthly salary for income taxes, medical, and pension. I can see why your employer doesn't want to give you a pay receipt. |
So how is this bad for me? Are you saying he will screw me at the very end? |
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Otherside
Joined: 06 Sep 2007
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| Posted: Mon May 12, 2008 11:42 pm Post subject: |
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| kentucker4 wrote: |
| garykasparov wrote: |
| Your employer is a bucket of shit. He/she knows that deductions should be made from your monthly salary for income taxes, medical, and pension. I can see why your employer doesn't want to give you a pay receipt. |
So how is this bad for me? Are you saying he will screw me at the very end? |
It's bad for you because,
1. You've lost out on pension, if you are earning 2.1mill that works out to 1million Won out of YOUR pocket!
2. No medical, maybe you haven't been sick, or maybe when you visited the doctor your boss shelled over 10-15K to help cover your expenses, but if you are in a serious accident or have a serious illness, I don't see him digging deep into his pockets ESPECIALLY as your productivity dropped to zero.
3. At some point down the line, not paying tax could come back to bite you in the ass.
4. No proof of income/payment. If he decides to screw you around month 11, it will be much harder to fight for what's yours without a paper trail.
5. (Any other suggestions) |
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The DON
Joined: 30 Apr 2008
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| Posted: Tue May 13, 2008 12:07 am Post subject: |
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I've been teaching for 6 years now and have never received a pay stub. I think if you weren't getting paid in full or on time, then it's time to worry but a lack of a pay stub is no big deal.
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| I've had the same problem with my boss. A pay stub is probably necessary for tax refunds, or for the inevitable struggle when your boss decides to *beep* you over, so I'm a bit worried. I've never heard of a hagwon boss being honest simply through the honor system. |
A hagwon boss is no different than any other business owner as some are honest and some are not. Getting a pay stub or not has no bearing on whether your boss is honest or not.
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They don't take out pension for me. They just deduct my utillity bills from my pay and then pay me straight. Is this a problem?
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If you aren't Canadian or American then you've saved yourself about $1000 for the year as you wouldn't be eligible to get your pension contributions back.
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| How much are they taking out for taxes and utilities? If you pay more than 2-3% taxes or more than 30,000/month for utilities, you're getting screwed. |
Your taxes will either be about 2.5% or 3.3% depending on how your school works. Not a big deal either way as we're talking about $5/week. As for utilities being 30,000/month, they must be living in a box. My apartment is pretty nice and I pay about 130,000/month for utilities. My cell phone is about 40,000/month.
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| If you feel there's no problem then there's no problem. Just wait until your 11th month...... |
There's no way that not getting a pay stub can hurt you as all you need to do is go to your bank and they will print out your bank statement for the last year or so. This wil prove who sent the money, when and how much you've been paid, and you also have your contract as proof of how much you should be paid. I think a more important issue is to check if you have a contract that has been signed by the school. Most teachers just sign the contract but don't have one signed by the school. I would just tell the school that I left my contract at home so please give me another copy and to sign it. No hard feelings or suspision by the school then.
Also, have you tried asking for a pay stub? Sometimes all you have to do is ask and you'll get what you want from your school. |
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Suwon23
Joined: 24 Jan 2008
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| Posted: Tue May 13, 2008 2:27 am Post subject: |
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| The DON wrote: |
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| How much are they taking out for taxes and utilities? If you pay more than 2-3% taxes or more than 30,000/month for utilities, you're getting screwed. |
Your taxes will either be about 2.5% or 3.3% depending on how your school works. Not a big deal either way as we're talking about $5/week. As for utilities being 30,000/month, they must be living in a box. My apartment is pretty nice and I pay about 130,000/month for utilities. My cell phone is about 40,000/month. |
Well, I forgot to mention that's spring time utilities (i.e. a little water for a shower or dishes, keeping the lights on 30-60 minutes a day, and nothing else). In the winter or summer, your gas or electric bills will probably top six figures, but holy God, what kind of rocket-propelled food processor are you running that sucks up 130,000 won/month in the spring time?
EDIT: as for living in a box, I think it's a fair bet that Kentucker's fabulously altruistic hagwon boss didn't shell out for a large apartment. Maybe I'm wrong, though. The fact that you've been here six years probably goes a long way to explaining why you have a nice place; all the first-year teachers I've met (especially with boss-chosen housing) live in boxes, though that's really no stigma for a young man. |
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kentucker4
Joined: 03 Sep 2007
Location: Georgia
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| Posted: Tue May 13, 2008 3:18 am Post subject: |
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| Suwon23 wrote: |
| The DON wrote: |
| Quote: |
| How much are they taking out for taxes and utilities? If you pay more than 2-3% taxes or more than 30,000/month for utilities, you're getting screwed. |
Your taxes will either be about 2.5% or 3.3% depending on how your school works. Not a big deal either way as we're talking about $5/week. As for utilities being 30,000/month, they must be living in a box. My apartment is pretty nice and I pay about 130,000/month for utilities. My cell phone is about 40,000/month. |
Well, I forgot to mention that's spring time utilities (i.e. a little water for a shower or dishes, keeping the lights on 30-60 minutes a day, and nothing else). In the winter or summer, your gas or electric bills will probably top six figures, but holy God, what kind of rocket-propelled food processor are you running that sucks up 130,000 won/month in the spring time?
EDIT: as for living in a box, I think it's a fair bet that Kentucker's fabulously altruistic hagwon boss didn't shell out for a large apartment. Maybe I'm wrong, though. The fact that you've been here six years probably goes a long way to explaining why you have a nice place; all the first-year teachers I've met (especially with boss-chosen housing) live in boxes, though that's really no stigma for a young man. |
I live in a small studio apartment. Not sure why my utillities are so high. |
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