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lastat06513
Joined: 18 Mar 2003
Location: Sensus amo Caesar , etiamnunc victus amo uni plebian
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 Posted: Mon Jun 09, 2008 5:25 pm Post subject: I got my first credit card- WHAT SHOULD I BUY??? |
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Hey y'all!
I just got my first Capital One credit card with a $300 limit. What should I buy?
Better yet, what would you buy with it?
Gimme some useful advice................................... |
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Atavistic
Joined: 22 May 2006
Location: How totally stupid that Korean doesn't show in this area.
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| Posted: Mon Jun 09, 2008 5:27 pm Post subject: |
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| A social life, at 18% interest. |
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Horangi Munshin
Joined: 06 Apr 2003
Location: Busan
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| Posted: Mon Jun 09, 2008 5:30 pm Post subject: |
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$300 limit?
Mp3 player? |
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VanIslander
Joined: 18 Aug 2003
Location: Geoje, Hadong, Tongyeong,... now in a small coastal island town outside Gyeongsangnamdo!
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| Posted: Mon Jun 09, 2008 5:35 pm Post subject: |
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| Treat your friends to a dinner out! |
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Pligganease
Joined: 14 Sep 2004
Location: The deep south...
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| Posted: Mon Jun 09, 2008 5:37 pm Post subject: Re: I got my first credit card- WHAT SHOULD I BUY??? |
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| lastat06513 wrote: |
Hey y'all!
I just got my first Capital One credit card with a $300 limit. What should I buy?
Better yet, what would you buy with it?
Gimme some useful advice................................... |
By a book on how to use credit wisely by avoiding frivolous spending. |
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lastat06513
Joined: 18 Mar 2003
Location: Sensus amo Caesar , etiamnunc victus amo uni plebian
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| Posted: Mon Jun 09, 2008 5:42 pm Post subject: |
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| Quote: |
| By a book on how to use credit wisely by avoiding frivolous spending. |
That's why I'm here, asking for advice from such intelligent and worldly experienced people, such as yourselves.............so I don't end up blowing my entire limit on TacoBell and Subway................................ |
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sojourner1
Joined: 17 Apr 2007
Location: Where meggi swim and 2 wheeled tractors go sput put chug alugg pug pug
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| Posted: Mon Jun 09, 2008 5:50 pm Post subject: |
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Something useful... Maybe cut it up since Capital One doesn't play fair.
You could just use it and pay it off again and again so that they raise your limit as to allow enough credit to book a damned airline ticket!!! This will take years to achieve, but it's possible.
*beep* Capital scamming One! |
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Pligganease
Joined: 14 Sep 2004
Location: The deep south...
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| Posted: Mon Jun 09, 2008 5:54 pm Post subject: |
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| sojourner1 wrote: |
Something useful... Maybe cut it up since Capital One doesn't play fair.
You could just use it and pay it off again and again so that they raise your limit as to allow enough credit to book a damned airline ticket!!! This will take years to achieve, but it's possible.
*beep* Capital scamming One! |
Yeah, a $300 limit should only be used if you can pay it off every month. Capital One is known for having high rates.
If you want to use it in order to build credit, shop with it often but pay it off every month. This will avoid interest payments and show you as a low credit risk.
So, my advice is to buy a lot, but pay it off every month. Aside from that, it doesn't matter what you buy with it. |
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nolegirl
Joined: 17 Apr 2008
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| Posted: Mon Jun 09, 2008 6:24 pm Post subject: |
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Buy me a present!! All my credit cards are maxed.
Repeat, do not go shopping online.
Oh yeah, do not get entranced into those commercial ads on TV.
I bought 20 space bags, useless (they rip easily)
peg egg, uselss (thats the thing that takes dead skin off you feet but it goes dull after 2 uses),
the hammock that never falls (it falls, there lying),
the cuisanart food processor (you think you'll take up cooking but you never do)
Boflex (aka dust collector)
Buy yourself a nice designer handbag, I know a website where they fall off the back of a truck. Just don't ask to many questions about where they get them. It's sort of like a drug deal but instead of coke and meth your dealing with Chanel and Gucci. And they are authenticated, meaing 100% real. I use to buy them and re-sell to people with 200% mark-up. Quite a little endeavor I had going.
PM me for details. They ship from Shanghai |
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Dome Vans
Guest
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| Posted: Mon Jun 09, 2008 6:29 pm Post subject: |
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| Holland. |
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genezorm
Joined: 01 Jul 2007
Location: Mokpo
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| Posted: Mon Jun 09, 2008 6:53 pm Post subject: |
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| throw a party to celebrate your new credit card and $300 limit |
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dean_burrito
Joined: 12 Jun 2007
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| Posted: Mon Jun 09, 2008 7:23 pm Post subject: |
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buy some scissors and cut the thing in half.
oh yeah, use cash to buy the scissors. |
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cdninkorea
Joined: 27 Jan 2006
Location: Seoul
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| Posted: Mon Jun 09, 2008 7:36 pm Post subject: |
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| Get a cash advance and get yourself a hooker. 창녀 파워! |
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Capo
Joined: 09 Sep 2007
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| Posted: Mon Jun 09, 2008 7:57 pm Post subject: |
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| what a pointless credit card, i got my first one when i was 18 with a $2000 limit while i was still in school, for all you thinking credit cards are bad i've never had to pay a penny of interest |
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xingyiman
Joined: 12 Jan 2006
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| Posted: Mon Jun 09, 2008 10:14 pm Post subject: |
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| Get a lawyer to handle your future bankruptcy proceedings. |
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