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fromtheuk
Joined: 31 Mar 2007
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 Posted: Mon May 19, 2008 4:38 am Post subject: Spousal health |
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If my wife (who is a housewife) ever needed medical attention sometime in the future, is there anyway my medical coverage with my job could help her, or would my health insurance be of no practical benefit to my wife, if she needed medical help?
Thank you. |
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Dazed and Confused
Joined: 10 Jan 2003
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| Posted: Mon May 19, 2008 5:44 am Post subject: |
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| My husband is under my medical insurance through my job. I'm under the National Health Insurance plan. There should be no problem. Just go to the Insurance office and sign her up. |
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fromtheuk
Joined: 31 Mar 2007
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| Posted: Mon May 19, 2008 3:34 pm Post subject: |
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| Thank you. |
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Colorado
Joined: 18 Jan 2006
Location: Public School with too much time on my hands.
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| Posted: Mon May 19, 2008 3:46 pm Post subject: |
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| My wife is also a housewife and is included on my insurance. Ask your school to add your wife to your insurance. My insurance card includes both our names. |
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mrsquirrel
Joined: 13 Dec 2006
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| Posted: Mon May 19, 2008 4:22 pm Post subject: |
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Give them a copy of her passport, a copy of her arc card and a copy of your wedding certificate.
Give it to your admin and tell them to add her.
JOb done - new card will arrive in ten days or so |
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fromtheuk
Joined: 31 Mar 2007
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| Posted: Mon May 19, 2008 5:45 pm Post subject: |
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| By copy of the passport, you mean the info page with her pic, is that right? Thanks. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Mon May 19, 2008 6:47 pm Post subject: |
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| fromtheuk wrote: |
| By copy of the passport, you mean the info page with her pic, is that right? Thanks. |
Yes, a copy of the information page (photo page) in her passport, a copy of her ARC (front and back) and a copy of your wedding certificate (in English or Korean).
They will add her to your medical and you get your new medical booklet in about 10 days or so with BOTH your names in it.
There is NO increase in the monthly premium when she is added AND you should get a big reduction in your monthly income tax payments as well.
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fromtheuk
Joined: 31 Mar 2007
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| Posted: Mon May 19, 2008 7:47 pm Post subject: |
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| Thank you. |
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Ramen
Joined: 15 Apr 2008
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| Posted: Mon May 19, 2008 9:24 pm Post subject: |
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| ttompatz wrote: |
There is NO increase in the monthly premium when she is added AND you should get a big reduction in your monthly income tax payments as well.
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I added my wife and they are deduction double the premium.  |
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mrsquirrel
Joined: 13 Dec 2006
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| Posted: Mon May 19, 2008 9:30 pm Post subject: |
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| ^ You are being conned then. |
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nobbyken
Joined: 07 Jun 2006
Location: Yongin ^^
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| Posted: Mon May 19, 2008 9:32 pm Post subject: |
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Also any kids go on too.
(Not just random kids, but yours) |
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Ramen
Joined: 15 Apr 2008
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| Posted: Mon May 19, 2008 9:55 pm Post subject: |
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| mrsquirrel wrote: |
| ^ You are being conned then. |
I just spoke to my handlers about the over payment of our insurance premium but they are insisting that it is correct.
I am currently paying well over 100K for both of us.
Who should I contact to get this problem corrected? Thanks. |
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mrsquirrel
Joined: 13 Dec 2006
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| Posted: Mon May 19, 2008 11:29 pm Post subject: |
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Sure it's not your pension combined?
I think I pay 57k health and 108k pension |
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dutchschultz
Joined: 01 Feb 2004
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| Posted: Tue May 20, 2008 1:01 am Post subject: |
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Your health insurance is based on your salary, about two point something of your total salary. It's socialized health care so the number of people covered makes no difference to the rate.
But if your wife had a job, then she would also pay separately (you can't just have one person get the insurance like in the US). I feel like adopting about 20 kids just so that I would get my moneys worth.
If you have any questions about your insurance, call the National Health Insurance Corporation. They have English speakers and can explain it all to you. I've only had good dealings with them. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Tue May 20, 2008 1:45 am Post subject: |
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| Ramen wrote: |
| mrsquirrel wrote: |
| ^ You are being conned then. |
I just spoke to my handlers about the over payment of our insurance premium but they are insisting that it is correct.
I am currently paying well over 100K for both of us.
Who should I contact to get this problem corrected? Thanks. |
I suspect that one of several things may be happening here.
a) you make lots of money (about 4 million/mo. for a premium of ~100k)
b) you are NOT a foreigner.
c) you are not on the national plan (NHIC)
- Do you have the NHIC booklet? What names are in it?
d) your employer is a thief and you work at a hakwon.
e) you both work at a hakwon and you EACH pay the correct percentage and she is on her own insurance and NOT on yours.
NHIC is 5.08% of your salary and your employer is required to pay 1/2 of that so your premium is 2.54% of your monthly salary.
http://www.nhic.or.kr/eng/
If A-E are false, then your employer is a probably liar and a thief.
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