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crsandus
Joined: 05 Oct 2004
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 Posted: Mon Sep 22, 2008 10:37 pm Post subject: Better than Shinhan? |
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So I had to open a bank account today right after I got my ARC since I get paid tomorrow. I strolled into a Shinhan and opened an account with the help of my coteacher. AFTER the paperwork was done, I was told I would be able to apply for a credit card after 3 months and my coteacher was required to be a guaranteer. Both of these things are less than pleasing to me. Also, I don't have a desire to carry my bankbook with me all time. Can't I take money out with just an ATM card?
I am looking for a bank that has decent number of locations throughout Seoul, gives me an ATM card (at least) and possibly a debit card immediately or within a week, doesn't require a guaranteer, has a good English menu on the ATM.
I don't care much about internet banking or sending money back home because I know KEB and KB do those things and I can open an account with them at a later time. Heck, maybe KB or KEB is the bank I am looking for all I know. So which bank fits my bill? Can anyone help?
KEB?
KB?
Hana?
Woori?
Thanks for the help |
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d-rail
Joined: 04 Jan 2006
Location: Gangnam
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| Posted: Tue Sep 23, 2008 1:42 am Post subject: |
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| you can get a check card immediately with shinhan. it is not a visa/mastercard, but it is accepted anywhere in korea (including ATMs (shinhan and other banks)). there is no charge for it, no co-signer, no wait at all. if i remember right, they printed it for me right there and i had it when i left the building. just like a check/debit card back in the states....it takes the funds out of your account immediately, and you cant overdraw or it will be rejected. hope that helps. |
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kprrok
Joined: 06 Apr 2004
Location: KC
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| Posted: Tue Sep 23, 2008 3:43 am Post subject: |
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| didn't those new rules come in where you can't get an ATM card for the first 3 months because of all those ass hat Chinese scammers? |
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losing_touch
Joined: 26 Jun 2008
Location: Ulsan - I think!
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| Posted: Tue Sep 23, 2008 4:21 am Post subject: |
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I opened a bank account today at KEB bank. I was issued an ATM card immediately. This ATM card can function as a debit card in Korea. I can also take out cash here and abroad. It cannot be used as a debit card outside of Korea. While I know that there has been some problem with people being told this, it is clearly printed in English on the back of my card.
I was also set up with internet banking. The process took about 10 minutes. There was no need for anyone Korean with me. |
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crsandus
Joined: 05 Oct 2004
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| Posted: Tue Sep 23, 2008 4:27 am Post subject: |
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| losing_touch wrote: |
I opened a bank account today at KEB bank. I was issued an ATM card immediately. This ATM card can function as a debit card in Korea. I can also take out cash here and abroad. It cannot be used as a debit card outside of Korea. While I know that there has been some problem with people being told this, it is clearly printed in English on the back of my card.
I was also set up with internet banking. The process took about 10 minutes. There was no need for anyone Korean with me. |
Did you happen to go to the branch at the Seoul Global center? I'm thinking about going there. |
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losing_touch
Joined: 26 Jun 2008
Location: Ulsan - I think!
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| Posted: Tue Sep 23, 2008 5:03 am Post subject: |
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| crsandus wrote: |
| Did you happen to go to the branch at the Seoul Global center? I'm thinking about going there. |
I actually did it in Ulsan. I can't help you with locations in Seoul. |
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