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bassexpander
Joined: 13 Sep 2007
Location: Someplace you'd rather be.
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 Posted: Tue Dec 16, 2008 11:21 pm Post subject: Looking for a credit card? This guy speaks English. |
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I know sometimes people want to get a credit card in Korea, but have a tough time finding someone who can speak English and help them apply.
If you're interested in getting a KEB credit card, and work at a university or a public school, this guy may be able to help you out. He speaks English well enough. Sorry, hagwon teachers are not eligible. Sucks, I know. Pretty much a standard rule in Korea.
His name is Lee Heung-yun, and he is in Seoul. He works for KEB (Korea Exchange Bank) card services.
010-2971-6907
E-mail: [email protected] |
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maingman
Joined: 26 Jan 2008
Location: left Korea
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| Posted: Wed Dec 17, 2008 1:14 am Post subject: ,, |
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good information, there..
another one ( female, korean) and verry good english, bank teller - who works near the changdong area of Seoul !
Kookmin Bank
email
[email protected]
name Yeonok Cho
Last edited by maingman on Wed Dec 17, 2008 1:26 am; edited 1 time in total |
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definitely maybe
Joined: 16 Feb 2008
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| Posted: Wed Dec 17, 2008 1:20 am Post subject: |
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| i know carl. he hooked me up w/ a platinum card. good guy! |
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Jeff's Cigarettes
Joined: 27 Mar 2007
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| Posted: Wed Dec 17, 2008 3:17 am Post subject: |
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| I assume this is for an unsecured CC, right? Any KEB offers secured cards. |
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definitely maybe
Joined: 16 Feb 2008
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| Posted: Wed Dec 17, 2008 4:50 am Post subject: |
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| my keb card is pretty much exactly the same as my visas from the us. |
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pkang0202
Joined: 09 Mar 2007
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| Posted: Wed Dec 17, 2008 5:53 am Post subject: |
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| Last time I went to KEB for a credit card, they said only expats could get one. According to them, an expat is someone that works at a University or a Global 500 company. |
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traxxe
Joined: 21 Feb 2007
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| Posted: Wed Dec 17, 2008 7:04 am Post subject: |
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So what is to stop someone to from get a couple of credit cards. Then charge a first class ticket and order a bunch of stuff for home back wherever when they leave the country?
It's not like Korea can go after you. You just can't come back to Korea I would guess. |
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Yesterday
Joined: 15 Aug 2003
Location: Land of the Morning DongChim (Kancho)
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| Posted: Wed Dec 17, 2008 2:53 pm Post subject: |
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| traxxe wrote: |
So what is to stop someone to from get a couple of credit cards. Then charge a first class ticket and order a bunch of stuff for home back wherever when they leave the country?
It's not like Korea can go after you. You just can't come back to Korea I would guess. |
Visa / American Express are GLOBAL companies...
KEB and Samsung can give you a credit card - however they will be through a GLOBAL company...
It would destroy you credit rating in your home country... |
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definitely maybe
Joined: 16 Feb 2008
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| Posted: Wed Dec 17, 2008 6:44 pm Post subject: |
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| pkang0202 wrote: |
| Last time I went to KEB for a credit card, they said only expats could get one. According to them, an expat is someone that works at a University or a Global 500 company. |
i work at a university, which might explain why keb came to me. that, as far as i can tell, is carl's job. |
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traxxe
Joined: 21 Feb 2007
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| Posted: Wed Dec 17, 2008 6:46 pm Post subject: |
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Actually, from what I understand it is the banks that back these cards. They do not access credit ratings from America. Nor do they impact American credit ratings and report to the three credit bureaus in America.
If you leave debt here on a KEB card KEB can only come after you in Korea. They have no authority in America/Canada/Britain. Nor can they impact your credit rating there.
http://www.consumerbadcreditguide.com/creditforimmigrants.html
"In conclusion, credit reports and profiles do not transfer from one country to the next. When moving to a new country, you will have to start from a no credit profile, therefore you may have to apply for a secured credit card to build a credit score."
So again, I ask. What's to stop you from getting a couple of cards. Maxing them out and get yourself a big bonus. Then bouncing from the country?
I'm more curious to see if they would ban you from ever coming to or working in Korea again. |
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Xuanzang
Joined: 10 Apr 2007
Location: Sadang
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| Posted: Wed Dec 17, 2008 7:43 pm Post subject: |
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| traxxe wrote: |
Actually, from what I understand it is the banks that back these cards. They do not access credit ratings from America. Nor do they impact American credit ratings and report to the three credit bureaus in America.
If you leave debt here on a KEB card KEB can only come after you in Korea. They have no authority in America/Canada/Britain. Nor can they impact your credit rating there.
http://www.consumerbadcreditguide.com/creditforimmigrants.html
"In conclusion, credit reports and profiles do not transfer from one country to the next. When moving to a new country, you will have to start from a no credit profile, therefore you may have to apply for a secured credit card to build a credit score."
So again, I ask. What's to stop you from getting a couple of cards. Maxing them out and get yourself a big bonus. Then bouncing from the country?
I'm more curious to see if they would ban you from ever coming to or working in Korea again. |
That`s been done by Chinese and Nigerians before so that`s why banks are so hesitate to give unsecured credit cards to foreigners. |
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pkang0202
Joined: 09 Mar 2007
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| Posted: Wed Dec 17, 2008 8:02 pm Post subject: |
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| How do you check your credit rating in Korea? |
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red_devil
Joined: 30 Jun 2008
Location: Korea
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| Posted: Wed Dec 17, 2008 10:50 pm Post subject: |
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| Sooo...no credit cards for Hagwon workers, even those signed on a 1 year contract? |
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D.D.
Joined: 29 May 2008
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| Posted: Wed Dec 17, 2008 11:13 pm Post subject: |
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| Yesterday wrote: |
| traxxe wrote: |
So what is to stop someone to from get a couple of credit cards. Then charge a first class ticket and order a bunch of stuff for home back wherever when they leave the country?
It's not like Korea can go after you. You just can't come back to Korea I would guess. |
Visa / American Express are GLOBAL companies...
KEB and Samsung can give you a credit card - however they will be through a GLOBAL company...
It would destroy you credit rating in your home country... |
True they are global companies but credit cards and ratings are not. They cannot check from country to country or chase people to pay. |
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bassexpander
Joined: 13 Sep 2007
Location: Someplace you'd rather be.
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| Posted: Wed Dec 17, 2008 11:27 pm Post subject: |
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No, if you work at a hagwon, forget it. Maybe you can get a pre-paid type of card where you pre-pay you balance, but I have only heard of those things.
It wasn't until recently that public school folks might even have a chance, as I understand it. |
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