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My dilemma
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afsjesse



Joined: 23 Sep 2007
Location: Kickin' it in 'Kato town.

PostPosted: Mon Jan 05, 2009 1:47 am    Post subject: My dilemma Reply with quote

I'm seeking some advice about what you would do in my situation.

Background.

50,000 USD in student loans.
434 USD monthly payment
Spanish degree

Dilemma.

OK so I like teaching. I have been in Korea for over one year and am in my 2nd year with EPIK at the moment. I am going to continue teaching English for a few more years and because of this I am going to get my CELTA in either Thailand or the Czech Republic. This will be in October.

What I want to know is where else can I work that pays enough money for me to live decently and still pay my bills? Korea is obviously the best choice. I've heard Japan is way too expensive because it doesn't include housing etc. Some have mentioned Taiwan even China? (claiming it pays 2k) I have not seen these Chinese jobs anywhere. I have looked into going to Turkey where I can earn about 1700-2k with housing included.

What are your thoughts? I like korea but i want to be somewhere else for sometime. What ya think?
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I'm no Picasso



Joined: 28 Oct 2008

PostPosted: Mon Jan 05, 2009 2:07 am    Post subject: Reply with quote

Can't offer any advice, as this is my first EFL gig and I haven't really looked into anything else, except I've heard the same as you about Japan, and the opposite as you about China.

Anyway, good luck man. Be sure to let us know if you happen to stumble upon the EFL promised land in your ventures.
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Tobias



Joined: 02 Jun 2008

PostPosted: Mon Jan 05, 2009 2:32 am    Post subject: Have you thought about the EU? Reply with quote

I don't know if you can get a job in the EU if you're from the USA, but a job in Spain may be a good fetch for you. At least you'd be putting the degree to work.

Damn. 50 THOUSAND in student loan debt? What happened to the Pell Grant? Those are still available, right? Korea is a sort of 'filling station' for American banks, apparently. You got massive student loan debt to pay, no viable degree, and are a designated loser in the USA, you come to Korea. TESOL teachers here are like migrating birds.

There is a reason student loans are GUARANTEED, boys and girls. Banks are smart enough to know most people's insane investments in a college degree won't pay off. I knew this from day one of my freshman year. My student debt topped out at about 7500 greenbacks. I had it easily paid off in 6 months, and I didn't need Korea to get it paid off.
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afsjesse



Joined: 23 Sep 2007
Location: Kickin' it in 'Kato town.

PostPosted: Mon Jan 05, 2009 2:53 am    Post subject: Reply with quote

To make a long story short, I studied abroad for one year and that cost me a few G's. I paid some credit card debt off and then the costs of living and attending school in the states.
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aka Dave



Joined: 02 May 2008
Location: Down by the river

PostPosted: Mon Jan 05, 2009 3:23 am    Post subject: Reply with quote

Well, I made 45k starting pay teaching Spanish in public high schools, and I was a French major (with a lot of grad school- 4 1/2 years, so that bumped my pay). But you'd at least start 30k plus plus good benefits, so if you really want the money, you'd do better teaching Spanish in the States (I'm assuming you're American).

However, the job can be super stressful. Upside is about 4 months plus vacation. They need warm bodies in California, still, but it's' not a job I'd go back to.
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afsjesse



Joined: 23 Sep 2007
Location: Kickin' it in 'Kato town.

PostPosted: Mon Jan 05, 2009 3:29 am    Post subject: Reply with quote

I have no teaching degree.
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Provence



Joined: 18 Oct 2008
Location: South Korea

PostPosted: Mon Jan 05, 2009 7:14 am    Post subject: Reply with quote

afsjesse wrote:
I have no teaching degree.


Many states offer alternative teaching certificates through some programs. You should look into a few of these. Here are some but there are definitely more out there if you look.

http://www.joyjobs.com/center/certification.htm
http://www.philadelphiateachingfellows.org/faq.html#whatbackground
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jillbean1217



Joined: 04 Jul 2008

PostPosted: Mon Jan 05, 2009 8:21 am    Post subject: Reply with quote

Quote:
Damn. 50 THOUSAND in student loan debt? What happened to the Pell Grant? Those are still available, right? Korea is a sort of 'filling station' for American banks, apparently. You got massive student loan debt to pay, no viable degree, and are a designated loser in the USA, you come to Korea. TESOL teachers here are like migrating birds.

There is a reason student loans are GUARANTEED, boys and girls. Banks are smart enough to know most people's insane investments in a college degree won't pay off. I knew this from day one of my freshman year. My student debt topped out at about 7500 greenbacks. I had it easily paid off in 6 months, and I didn't need Korea to get it paid off.


Yeah, they still have the Pell Grant...but it's not like they just throw it in your lap. FAFSA and financial aid in America is intrinsically flawed. I have about the same amount of debt as the poster. I couldn't qualify for a pell grant because my mom was making 50k a year. BUT, she is also a single mom supporting two kids in private schools. So, because I wasn't 23 (until my very last semester), I had to provide my mom's information on my FAFSA, despite the fact that I was paying for everything myself. I'm glad though, that you had such an easy time of it...and that you are bragging on eslcafe like it makes you some kind of hero. Bravo.

Also, because we have student debt and majored in a language, we are automatically losers? Nice judgement call. Rolling Eyes
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delirium



Joined: 02 Dec 2008
Location: Atlanta, GA

PostPosted: Mon Jan 05, 2009 8:53 am    Post subject: Reply with quote

jillbean1217 wrote:
Quote:
Damn. 50 THOUSAND in student loan debt? What happened to the Pell Grant? Those are still available, right? Korea is a sort of 'filling station' for American banks, apparently. You got massive student loan debt to pay, no viable degree, and are a designated loser in the USA, you come to Korea. TESOL teachers here are like migrating birds.

There is a reason student loans are GUARANTEED, boys and girls. Banks are smart enough to know most people's insane investments in a college degree won't pay off. I knew this from day one of my freshman year. My student debt topped out at about 7500 greenbacks. I had it easily paid off in 6 months, and I didn't need Korea to get it paid off.


Yeah, they still have the Pell Grant...but it's not like they just throw it in your lap. FAFSA and financial aid in America is intrinsically flawed. I have about the same amount of debt as the poster. I couldn't qualify for a pell grant because my mom was making 50k a year. BUT, she is also a single mom supporting two kids in private schools. So, because I wasn't 23 (until my very last semester), I had to provide my mom's information on my FAFSA, despite the fact that I was paying for everything myself. I'm glad though, that you had such an easy time of it...and that you are bragging on eslcafe like it makes you some kind of hero. Bravo.

Also, because we have student debt and majored in a language, we are automatically losers? Nice judgement call. Rolling Eyes



Don't let this get to you. I am 37 and have college loans as well, so finding a job that will allow me to work and pay off debts is also one of my concerns. Student financing has only become harder and harder to come by in the States. If this person were such a "winner, " why is he or she hanging out here disparaging other TESOL teachers?
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Draz



Joined: 27 Jun 2007
Location: Land of Morning Clam

PostPosted: Mon Jan 05, 2009 9:52 am    Post subject: Reply with quote

afsjesse wrote:
To make a long story short, I studied abroad for one year and that cost me a few G's.


I looked into this when I was in university... then I saw the price tag. Christ, it would be cheaper to take out a loan for a four month vacation, and it would be more fun besides.

Man, I wish I was rich.

Turkey? I'm guessing you don't need the EU passport to work there right? Hmm. Turkey is really cool and I'd like to go there.
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English Matt



Joined: 12 Oct 2008

PostPosted: Mon Jan 05, 2009 10:38 am    Post subject: Reply with quote

I wouldn't advise moving to Spain, given that it's economy was driven by a housing bubble (like the UK) and is therefore contracting sharply at the moment. I think the salaries you've posted for Turkey are way at the high end of the spectrum, although it is true about the free housing (in some cases, not all however, and the quality I think will be lower than here....if you go for a big city like Istanbul where rents are high).

I think Turkey would be a cool place to live (as Draz said), and in many ways a more fulfilling place to live than here, however, just as with Korea, I hear the private institutes there are just as prone to rip you off. Throw in the lack of paid airfare, visa complications, and no severance pay and (I hate to say it) but I think you may well be better off (from a financial standpoint) in staying in Korea for a while longer. If you're not entirely happy with your situation, it may be easier to move to Seoul...not Turkey but at least a little more diversity and variety than being out in the sticks.

Don't rule out Turkey though....I may be wrong. Check out the Turkey forum here on Dave's if you haven't already.

Good luck Smile
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afsjesse



Joined: 23 Sep 2007
Location: Kickin' it in 'Kato town.

PostPosted: Mon Jan 05, 2009 1:39 pm    Post subject: Reply with quote

Thank's for the replies everyone. I enjoyed reading them. As for the viable degree comment. It's true that I could go into translation or interpretation, but that's not my overall goal. I am going to go to grad school within the next few years, but am going to pay off atleast 1/2 of my debt.

I wasn't one of these college grads that came over here on a whim of desperation like most others do. I came to Korea for an adventure and to save money, in which I am doing. I am fine with living in Korea but like on other poster said, I am seeking more variety.

This is my second year here and I am in the boondocks. I am concerned about working in Seoul because I wouldn't make as much. I make 2.4 with EPIK where I am. In SMOE I think I would only get 2 or 2.1.

Do any of you more experienced posters think that taking a few months off and getting my CELTA in Thailand would be a good idea? This would bump me up to a Level 1 in most programs because of my 2 years experience. Or should I just keep climbing up the chain one year at a time?

I'm located in Gyeongbuk which is pretty much deadwater as far as life goes. Atleast where I am. I really want to go to Gangwondo, but I wouldnt level up and thats the main concern. I'm a level 2 GET at the moment.

Again, thanks for the treasure trove of information. I'll look into the teaching thing. I heard of Teach for America. Thoughts?
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Tobias



Joined: 02 Jun 2008

PostPosted: Mon Jan 05, 2009 4:18 pm    Post subject: The difference Reply with quote

jillbean1217 wrote:
...., because we have student debt and majored in a language, we are automatically losers? Nice judgement call. :roll:


Didn't say you were losers. I said you were designated losers. There's a difference. Baseball has its DH. The American economy has its DL. Welcome to the realm of DL. Somebody must be left out in the cold, and we are it.
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Godhasbeengoodtome



Joined: 28 Nov 2008

PostPosted: Mon Jan 05, 2009 4:29 pm    Post subject: Reply with quote

There are jobs in shanghai that pay more than 2 grand a month. Google and you'll find them, I did.

Turkey is good if you have a celta. You can get good pay at a university and live nice. Better culture there too.

Middle east also has good paying jobs for celtas with 2 years experience.
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Godhasbeengoodtome



Joined: 28 Nov 2008

PostPosted: Mon Jan 05, 2009 4:56 pm    Post subject: Reply with quote

Hi,
With a degree in Spanish, you can easily get a job teaching in Texas under an alternative certification program. There is an online one you can start here and then go to TX and take the content test for a bilingual elementary position then it would be fairly easy for you to get a job in DFW or Houston or a border city. Pay starts at 44k with bonus.

Tx is in need of bilingual teachers and would hire you.
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