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Medical insurance

 
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00energie00



Joined: 23 Mar 2009
Location: Nambu Terminal, Seoul

PostPosted: Tue Mar 24, 2009 10:32 am    Post subject: Medical insurance Reply with quote

I don't have the benefits of medical insurance because I am not considered a full time worker with CDI. So in regards to medical insurance, I am wondering what company should I go with? And should I have to purchase medical insurance before I get to Korea?
Any advice would be greatly appreciated!
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the ireland



Joined: 11 May 2008
Location: korea

PostPosted: Tue Mar 24, 2009 10:39 am    Post subject: Reply with quote

I don't really know much about it. It might be good to have a korean insurance company as things will prob get dealt with quicker but just might be easier to deal with a medical insurance company from your own country, as we all know how all insurance companies don't like to pay out, so it might be easier to argue with someone who speaks english.

I'm sure you will get some good advice though
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John_ESL_White



Joined: 12 Nov 2008

PostPosted: Tue Mar 24, 2009 11:01 am    Post subject: Reply with quote

If you are employed at CDI and they do not help you get NHI, they are operating illegally. All of us lowly foreigner scum are entitiled to NHI.

CDI will point you toward a private insurance company but, doctors will not honor a private insurance company. I know this from experience.

Best to demand NHI.
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00energie00



Joined: 23 Mar 2009
Location: Nambu Terminal, Seoul

PostPosted: Tue Mar 24, 2009 11:37 am    Post subject: Reply with quote

thanx for your replies! my contract with CDI specifically states that I won't be entitled to such benefits because I am not considered a fulltime employee. So that means I have to purchase my own NHI right? Do you follks know how much is it?
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Zaria32



Joined: 04 Dec 2007

PostPosted: Tue Mar 24, 2009 12:08 pm    Post subject: Reply with quote

If you have an E-2 visa, you are NOT an independant contractor, you are NOT part-time, and you ARE entitled to NHI and they should pay half. However, CDI is known for not doing what the law requires,
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00energie00



Joined: 23 Mar 2009
Location: Nambu Terminal, Seoul

PostPosted: Tue Mar 24, 2009 12:24 pm    Post subject: Reply with quote

yes.. i'm getting my e-2 visa. do you know where there is evidence of law that requires them to pay half. So that at least i can get half of it covered?
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Zaria32



Joined: 04 Dec 2007

PostPosted: Wed Mar 25, 2009 7:51 am    Post subject: Reply with quote

I sent you a PM.
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Luciddreamer



Joined: 31 Mar 2009

PostPosted: Wed Apr 01, 2009 9:21 pm    Post subject: Reply with quote

But with the high hourly wages, wouldn't CDI make up for not covering health insurance?

I hear the cost of health insurance monthly is cheaper than in the United States.

Can anyone give me the range of costs?
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Looney



Joined: 23 Dec 2008

PostPosted: Wed Apr 01, 2009 11:27 pm    Post subject: Reply with quote

00energie00 wrote:
thanx for your replies! my contract with CDI specifically states that I won't be entitled to such benefits because I am not considered a fulltime employee. So that means I have to purchase my own NHI right? Do you follks know how much is it?


it's around 60,000 won a month if you pay th full amount each month yourself.

It's supposedly illegal to be on an E2 and not have your employer pay 50/50 for medical insurance and pension.......but as someone else said CDI have been doing this for years with seemingly no consequences....not to mention countless other hagwons.


Last edited by Looney on Wed Apr 01, 2009 11:50 pm; edited 1 time in total
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TripleBz



Joined: 22 Dec 2008

PostPosted: Wed Apr 01, 2009 11:42 pm    Post subject: Reply with quote

So does anyone know where in Gangnam I can go to sign up? My school won't cover me as well.
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Looney



Joined: 23 Dec 2008

PostPosted: Wed Apr 01, 2009 11:52 pm    Post subject: Reply with quote

TripleBz wrote:
So does anyone know where in Gangnam I can go to sign up? My school won't cover me as well.


is it not in your contract? if it is and they're refusing to pay it you could take the matter to the labor board expecially if you're paying your half.

well anyways, there's a number on the NHIC site and they speak English so best ask them perhaps

http://www.nhic.or.kr/eng/
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TripleBz



Joined: 22 Dec 2008

PostPosted: Thu Apr 02, 2009 1:23 am    Post subject: Reply with quote

Great, thanks looney.
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i_teach_esl



Joined: 07 Sep 2006
Location: baebang, asan/cheonan

PostPosted: Thu Apr 02, 2009 5:58 pm    Post subject: Reply with quote

you can get "traveler's insurance" i know footprints has info on their website, or you can pay for korean health insurance on your own, im not sure of the cost, tho.

http://theblackeslteacher.blogspot.com/2008/08/health-insurance.html
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donch



Joined: 02 Apr 2009

PostPosted: Thu Apr 16, 2009 8:57 am    Post subject: Reply with quote

is medical insurance in korea similar to how it is in the U.S.? what exactly does it cover...? for example, i want to get the lasik surgery done when i get there, will the medical insurance i am receiving through my school help cover some of the costs?
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