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Insurance without visa (traveler's insurance)?

 
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Smee



Joined: 24 Dec 2004
Location: Jeollanam-do

PostPosted: Mon Aug 10, 2009 2:24 am    Post subject: Insurance without visa (traveler's insurance)? Reply with quote

Hi,
Does anyone have any recommendations for insurance policies for people here on a so-called tourist visa (i.e., being in Korea visa-free)? I'll be here a little while as a student, and want to get coverage just in case (and also to cover any routine trips to the doctor).

In earlier threads I've seen mention of AIG and World Nomads . . . how would these work in Korea? Will they cover basic trips to the "hospital," the general practitioner, the eye doctor, etc.?

Any recommendations? Anyone have experience with something like this?

Thanks.
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hwarangi



Joined: 17 Nov 2008

PostPosted: Mon Aug 10, 2009 3:24 am    Post subject: Reply with quote

Im currently studying & I paid into the Korean National Health Insurance scheme (the same one we have when we're working). It is 75,000 won per month.

I have a student visa but I imagine you could get it on a tourist visa; ring them to find out: 02.390.2000

I also have emergency medical insurance (evacuation; repatriation of remains etc) for about 10 dollars a week - its not thru Nomads but a similar Australian one.
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catchshime



Joined: 25 Jun 2009
Location: "I am not born for one corner; the whole world is my native land."

PostPosted: Mon Aug 10, 2009 3:31 am    Post subject: Reply with quote

What are ER costs like in Korea?
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crossmr



Joined: 22 Nov 2008
Location: Hwayangdong, Seoul

PostPosted: Mon Aug 10, 2009 4:37 am    Post subject: Reply with quote

Facebook groups
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Dazed and Confused



Joined: 10 Jan 2003

PostPosted: Mon Aug 10, 2009 5:31 am    Post subject: Reply with quote

My family called up their insurance provider from home and asked about options. Luckilly they are covered under their current policy and will be reimbursed when they return home.
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mr tom



Joined: 16 Jul 2009
Location: ireland

PostPosted: Mon Aug 10, 2009 5:48 am    Post subject: Reply with quote

i'm in korea as a tourist and i got my bank to give me travel insurance - 5 euro a month, bargain i think

tom
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bassexpander



Joined: 13 Sep 2007
Location: Someplace you'd rather be.

PostPosted: Mon Aug 10, 2009 2:59 pm    Post subject: Reply with quote

You can find it online, but that bank insurance thing mentioned above is far cheaper than I've heard of.

I did a podcast or two on insurance. It was interesting to learn that travel insurance would not cover me if I returned home for vacation.

http://www.themidnightrunner.com

Gina from AIG (may have changed their name) is on there discussing it, too.
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Smee



Joined: 24 Dec 2004
Location: Jeollanam-do

PostPosted: Thu Aug 13, 2009 9:33 pm    Post subject: Reply with quote

Any other recommendations? I might end up having to do a post on this to reach a broader audience. I even took crossmr's wonderful advice and asked on Facebook, but haven't received a response.

As someone without a visa, it doesn't look like I'd be eligible for the national plan.

http://www.nhic.or.kr/eng/nhic_sub4/nhic_sub4_1/faq.html

Will have to check with my bank, but it's doubtful.

Of course insurance is just that . . . insurance, against some unforseen accident or disaster. But serious injuries or illnesses are not covered, correct? My primary purpose in getting it would be to cover any routine trips to the doctor. But how much does a visit to the doctor cost without insurance? How much does your average set of pills cost at the pharmacist?
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Smee



Joined: 24 Dec 2004
Location: Jeollanam-do

PostPosted: Thu Aug 13, 2009 9:37 pm    Post subject: Reply with quote

And thanks bassexpander, I'm going to listen to those podcasts now.
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crossmr



Joined: 22 Nov 2008
Location: Hwayangdong, Seoul

PostPosted: Thu Aug 13, 2009 9:37 pm    Post subject: Reply with quote

Quote:
I even took crossmr's wonderful advice and asked on Facebook, but haven't received a response.

actually I meant if you get in trouble and need to pay for something just create a facebook group...

doctor's visits without insurance can be pretty damn cheap depending on where you go.
if its just a doctor's visit. If you need blood tests or things like that, the price really goes up fast.

pills vary greatly depending on what you're getting.

some can be cheap, some can be expensive. There is no average.
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Smee



Joined: 24 Dec 2004
Location: Jeollanam-do

PostPosted: Thu Aug 13, 2009 9:53 pm    Post subject: Reply with quote

Listening to the first podcast reminds me that hospitals probably won't treat me here without insurance, making it a good idea to pick some up.
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thoreau



Joined: 21 Jun 2009

PostPosted: Fri Aug 14, 2009 6:31 am    Post subject: Reply with quote

I think world nomads runs a reputable organization

http://www.worldnomads.com/insurance.aspx
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