Korean Job Discussion Forums

big_fella1 · Joined: 08 Dec 2005

I would like to ask all F2's who are the primary breadwinner to stop taking the easy option of putting bills into your husbands or wifes name.

Koreans need to grow up and accept that people who were not born here, now live here and deal with us.

Why should a mortgage with 50 percent equity be limited to Koreans, why should a secured car loan be limited to Koreans, and why can't I get a mobile phone from SK (sorry not true, I was told as an F2 I can get a prepaid line only but I could put a plan in my wifes name).

This country claims they want to be a global financial centre, how do they think this will happen when foreigners are considered a problem that should be avoided.

Jeonmunka · Joined: 05 Oct 2009

Alaskaman · Joined: 22 Sep 2009 Location: Bundang-Gu, South Korea

Mate, I was an F2 now and F5 visa holder. Even when I was an F2 I was able to secure a phone, housing with all funds placed in my name. And this last summer a purchased a vehicle from Kia all in my name and not in my wifes. I think you are either being told incorrectly from the financial institutions or the better half. My wife used to say that it was not possible as I was not Korean. She really thought that it was not possible and did not really investigate the situation. Together we discovered that much is really possible. We have two children now and she is a stay at home mother. So, your income is the sole income. You are entiled to many government programs and to financial institutions based on the fact that you are married and the sole income provider. Let me know where you are having some concerns and I will help with some additional information.

PM me if you would like to have the information in private.

blackjack · Joined: 04 Jan 2006 Location: anyang

bassexpander · Joined: 13 Sep 2007 Location: Someplace you'd rather be.

Korean wifey and I both work. Some things are in my name, and others hers.

Neither of us believes in debt, either. In the past, there were times when we needed it (like when I purchased my first house in the USA), or bought a car, but given that we are both working and have enough money, we won't go into debt. Jeonsae is about as close to debt as we care to get -- again, because we have to.

I know there are very valid arguments about how debt can be used as a plus, but as for us, we would rather live with less and know we don't owe for what we have should one of us lose our job.

We could go out and buy a new Sonata (aka 2010 Mercedes design rip-off vehicle) for 19 million tomorrow. We could go out and buy an apartment with a big loan. No thanks. We'll spend when we feel we really need it.

big_fella1 · Joined: 08 Dec 2005

Thanks for the pointers.

The aim of my rant was that I know that we can do most of the things that I stated, however you do need to push and I am tired of pushing to give people my money.

If I take my wife as a translator at some point of the conversation they say "just put it in your wifes name".

I just want companies to deal with me instead of seeing me as a problem, if I don't qualify because of my job or income then I can accept that, but I cannot accept being disqualified because I am a foreigner. Yes I could run off without paying my bills, but so could my wife, and so could any other Korean.