I sometimes read these yahoo articles. Some are crap. This one seems a lot of common sense.
I was duscussing with some adult students last week. They were very surprised that I paid for my university education myself. I mentioned something along the lines of #5 in the article.
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum