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DosEquisXX
Joined: 04 Nov 2009
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 Posted: Sat Sep 18, 2010 6:16 pm Post subject: NHIC and pension the exception to the rule in hagwons? |
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All of the hagwon contracts and interviews I have had do not include NHIC or pension. They normally use a private health insurer instead and charge contractor tax rates (3.3%) rather than employee rates.
Is this now the norm for hagwons? I thought it was illegal to not include public health care and pension into E2 visa teachers. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Sat Sep 18, 2010 9:37 pm Post subject: Re: NHIC and pension the exception to the rule in hagwons? |
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| DosEquisXX wrote: |
All of the hagwon contracts and interviews I have had do not include NHIC or pension. They normally use a private health insurer instead and charge contractor tax rates (3.3%) rather than employee rates.
Is this now the norm for hagwons? I thought it was illegal to not include public health care and pension into E2 visa teachers. |
It means the hagwan is treating you as a private contractor (rather than an employee) and will screw you out of medical, pension and you pay double the tax.
You have 2 options:
1) accept being screwed (you won't have the wherewithal to fight it out) or
2) look for a different employer.
pick one
. |
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ChilgokBlackHole
Joined: 21 Nov 2009
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| Posted: Sun Sep 19, 2010 2:40 am Post subject: |
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To reinforce, you need *some* kind of health insurance. If you don't have it and you get hurt, then your family absolutely will go bankrupt trying to save you from whatever disease.
You owe it to your family to find a solution to this. |
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DosEquisXX
Joined: 04 Nov 2009
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| Posted: Sun Sep 19, 2010 8:44 am Post subject: Re: NHIC and pension the exception to the rule in hagwons? |
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| ttompatz wrote: |
| DosEquisXX wrote: |
All of the hagwon contracts and interviews I have had do not include NHIC or pension. They normally use a private health insurer instead and charge contractor tax rates (3.3%) rather than employee rates.
Is this now the norm for hagwons? I thought it was illegal to not include public health care and pension into E2 visa teachers. |
It means the hagwan is treating you as a private contractor (rather than an employee) and will screw you out of medical, pension and you pay double the tax.
You have 2 options:
1) accept being screwed (you won't have the wherewithal to fight it out) or
2) look for a different employer.
pick one
. |
I was just wondering if #1 is more common than having a legit hagwon job nowadays. |
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DosEquisXX
Joined: 04 Nov 2009
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| Posted: Sun Sep 19, 2010 10:58 pm Post subject: |
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I ask the question because the few hagwon deals I've been offered did not include NHIC or pension and I was wondering if this was the norm rather than exception.
I guess what I am saying is: How many hagwons are trying to rob people blind by not including NHIC or pension in their contracts? |
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hogwonguy1979
Joined: 22 Dec 2003
Location: the racoon den
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| Posted: Sun Sep 19, 2010 11:12 pm Post subject: |
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i always thought a hogwon as a condition of getting an e2 visa was REQUIRED to have their foreign staff on nhic. think immig made that a requirement 5-10 years ago.
if you dont want to get health insurance, google (or use the search function here) this name:
bill kapoun
enough said |
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DosEquisXX
Joined: 04 Nov 2009
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| Posted: Mon Sep 20, 2010 9:40 am Post subject: |
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They are, but many skirt by hoping to take a naive sucker for a teacher.
However, I'm not sure hagwons would be willing to provide that. They'd rather get a sucker for their school. |
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