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I'm desperate
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 6:16 pm    Post subject: I'm desperate Reply with quote

Last year I was in frenzy to apply for medical school, until my mother became ill with terminal cancer. I cared for her from day one until she passed away 3 months later. RIP Mom. Now this has left me unemployed and with 0 dollars in my savings. I can't find any work here. I have decided to go to Korea to work and study for my MCAT for 1 year. My paper work should finally be done in about 3-4 weeks ( FBI CBC, Apostille, and so on).


So, my real question is, how hard would it be to pay off a student loan of 8,000 dollars and have enough money to live at the same time? Also, does anybody know a good place to work?
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creeper1



Joined: 30 Jan 2007

PostPosted: Thu Jan 06, 2011 6:25 pm    Post subject: Re: I'm desperate Reply with quote

[quote="Riker"] I have decided to go to Korea to work and study for my MCAT for 1 year. My paper work should finally be done in about 3-4 weeks ( FBI CBC, Apostille, and so on).

quote]

I don't know what a MCAT is. Contracts here are for one year. Savings potential is easily a thousand dollars a month. You also get 2 thousand more when you leave (severance).

Start up costs are only your documents apostilization etc. Flights in and out paid for by employer.

Welcome aboard and hope you get over your mothers death.
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 6:39 pm    Post subject: Reply with quote

Creeper1, thank you. I saw many ads where the plane ticket is bought up front. Assuming this, how much would I need as a minimum to survive until my first paycheck?
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tanklor1



Joined: 13 Jun 2006

PostPosted: Thu Jan 06, 2011 6:42 pm    Post subject: Reply with quote

Riker wrote:
Creeper1, thank you. I saw many ads where the plane ticket is bought up front. Assuming this, how much would I need as a minimum to survive until my first paycheck?


One month? It can be done at between 300000 - 400000 won but I wouldn't recommend it.
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 7:13 pm    Post subject: Reply with quote

Before I moved in with my dad, I was living on a 40 dollars a week food budget. Yea, I was that poor. I was living on eggs, rice, bread, and water for a bit.


Is there anything you can do Legally for extra cash there?
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Ramen



Joined: 15 Apr 2008

PostPosted: Thu Jan 06, 2011 7:31 pm    Post subject: Reply with quote

Riker wrote:
Before I moved in with my dad, I was living on a 40 dollars a week food budget. Yea, I was that poor. I was living on eggs, rice, bread, and water for a bit.


Is there anything you can do Legally for extra cash there?


sounds like you need some medical attention for malnutrition before coming here. Razz
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 7:47 pm    Post subject: Reply with quote

Man, your not kidding. Watching what happened to my mother, and my financial situation has given me a profound lesson. I appreciate all the small things in life.


Fortunately I've never had an interest in drugs or alcohol. I think that helped me greatly in dealing with my depression. I was really close to my mother. I'm also glad to be back with my dad. My mom and dad were married close to 40 years.


Never take anything for granted. My mother was perfectly healthy and a nonsmoker and diagnosed with Lung cancer. She passed away 3 months after her first symptoms.

Thanks for hanging out with me guys. Sorry to be bummer.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Thu Jan 06, 2011 7:49 pm    Post subject: Reply with quote

Riker wrote:
Creeper1, thank you. I saw many ads where the plane ticket is bought up front. Assuming this, how much would I need as a minimum to survive until my first paycheck?


a) Worst case, US$500 (hope there are no issues with the school because you won't have or be able to afford an exit plan).

b) Better case $1000 (you can live comfortably, set up your apartment and not sweat it until payday (usually 40 days after you start work)).

c) Best case $2000 (see "b" above + the benefits of an exit plan).

Riker wrote:
Is there anything you can do Legally for extra cash there?


No, not legally.

.
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 7:58 pm    Post subject: Reply with quote

Yea, not having an exit plan is scary to me. I guess if things get desperate I could have my dad wire money.

I'm currently looking for any work. Even a minimum wage job will get me about 1000 dollars by the time I leave.

Thanks for all the advice guys. I don't know what I would do without this community. Thanks you guys. Its amazing how nice the esl community is compared to the cut-throat, top of class at all costs pre-med crowd.
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RedKristin



Joined: 27 Jun 2010

PostPosted: Thu Jan 06, 2011 8:02 pm    Post subject: Reply with quote

Riker wrote:
Before I moved in with my dad, I was living on a 40 dollars a week food budget. Yea, I was that poor. I was living on eggs, rice, bread, and water for a bit.


Is there anything you can do Legally for extra cash there?


Working in public schools it's possible make extra money with after school programs. I was able to pay off 7K of student loans and live pretty well during my stay with help from after school classes. The after school stuff is legal but it can be a lot of work especially if you're trying to set up a program.

As a side note, my district is trying to set up mandatory paid after school classes. I'm all about it.
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 8:12 pm    Post subject: Reply with quote

By after school lessons, you mean overtime? or private lessons?

I am really hoping to find a job with lots of overtime, as I've read private tutoring is a illegal.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Thu Jan 06, 2011 8:17 pm    Post subject: Reply with quote

Riker wrote:
By after school lessons, you mean overtime? or private lessons?

I am really hoping to find a job with lots of overtime, as I've read private tutoring is a illegal.


In the public schools, anything you teach over and above your 22 contracted classes per week is paid extra at 20k won per class.

Even fresh off the boat at the lowest salary levels you can still earn up to 2.5 million per month if you can arrange for or have an "after-school" program in your school and teach an extra 6 classes per week (and these still happen within your 8:30-4:30 day so you still get home by 5.

.
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ESL Milk "Everyday



Joined: 12 Sep 2007

PostPosted: Thu Jan 06, 2011 8:24 pm    Post subject: Reply with quote

Sorry about your mother, Riker.

If you hurry, you might be able to catch a public school job... they're almost always better than hagwons. If you want, I can put you in touch with the recruiters who helped me... they were really good, and there were a lot of people who hadn't worked in Korea before at my orientation... just PM me.
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Riker



Joined: 28 Dec 2010

PostPosted: Thu Jan 06, 2011 8:35 pm    Post subject: Reply with quote

Thanks for the suggestions.

The only problem is I am still waiting for my FBI check. It was received on December 1st, so its been about 6 weeks

Should I apply even though I am still waiting for that?


( ESL MILK - I tried to PM but it says I don't have 25 posts yet ! )
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jrwhite82



Joined: 22 May 2010

PostPosted: Thu Jan 06, 2011 8:50 pm    Post subject: Reply with quote

Wow, sorry about your mother. That is really sad. I will pray for you and your family. My condolences.

Korea can be a great place for a fresh start on life. You will need at least 500,000W probably to survive your first month. But like Tom said you won't have a way to get home if you really need to. But I mean, you have a credit card right? Visa works here if you really need it in a pinch.

At 8000 in students loans you should be making payments of what, aroud $200 a month worst case scenario? That will not be bad at all. What you'll want to do is probably the first month, send just enough to cover the payment and the wire fee. And keep the rest of your first month payment as a backup reserve here in Korea. Then send back a bigger chunk to your home bank account to cover the paymetns for a logner time. That way you won't have to keep paying those wire fees so often. You should EASILY be able to pay off your whole loan in a year here. Especially with your experience living frugually.

The one thing I hope you are aware of if that you can feel very isolated here. There really isn't much of a support network for you when you first get here because you won't know anyone to lean on when you experience culture shock or as you continue through your grief process. It could be really stressful. So you will want to mentally prepare yourself for it before you get here.

Best of luck.
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