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Bank that issues debit cards?

 
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Waygeek



Joined: 27 Feb 2013

PostPosted: Tue Mar 26, 2013 10:36 pm    Post subject: Bank that issues debit cards? Reply with quote

I'm sick of calling my idiotic bank back home to unblock my credit card. Despite the fact that I've told them 7 times that I am living in South Korea now, so it's me using the card, they cannot get this simple detail through their thick skulls.

I'm with Woori here, but I can't use their card online. I can use it in stores fine, but they are affiliated with some company called 'Cirrus' that doesn't provide an online service. I need Mastercard or similar.

So I want to make a second bank account to get a card that I can use as a CC; more of a debit card really. Always better to spend money you actually have. Laughing What bank, if any, provides a card like this?

Thanks in Advance.

EDIT: Could a mod move this to General Discussion? I posted in the wrong section; thanks.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Wed Mar 27, 2013 3:35 am    Post subject: Re: Bank that issues debit cards? Reply with quote

Waygeek wrote:
I'm sick of calling my idiotic bank back home to unblock my credit card. Despite the fact that I've told them 7 times that I am living in South Korea now, so it's me using the card, they cannot get this simple detail through their thick skulls.

I'm with Woori here, but I can't use their card online. I can use it in stores fine, but they are affiliated with some company called 'Cirrus' that doesn't provide an online service. I need Mastercard or similar.

So I want to make a second bank account to get a card that I can use as a CC; more of a debit card really. Always better to spend money you actually have. Laughing What bank, if any, provides a card like this?

Thanks in Advance.

EDIT: Could a mod move this to General Discussion? I posted in the wrong section; thanks.


Most banks, including woori offer one (Visa or MasterCard).
(mine is Visa and is set up for electronic transactions on-line, in Korea and abroad).

You can also, by posting a collateral deposit as security, obtain a real credit card from any bank. Your credit limit will be 90% of the security deposit. When you cancel your card you get the deposit back (plus interest).

.
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12ax7



Joined: 07 Nov 2009

PostPosted: Wed Mar 27, 2013 6:54 am    Post subject: Reply with quote

Cirrus is Mastercard.
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Waygeek



Joined: 27 Feb 2013

PostPosted: Wed Mar 27, 2013 8:44 am    Post subject: Reply with quote

12ax7 wrote:
Cirrus is Mastercard.


Not according to all internet shopping websites I've tried.
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Deja



Joined: 18 Mar 2011

PostPosted: Wed Mar 27, 2013 5:36 pm    Post subject: Reply with quote

Actually it's "Maestro", but Maestro is accepted in like.... 0% of internet shops. At least 0% of those most are likely to buy from.

Just go ask for a Visa Check/Debit card (they have no idea what a Debit card is Smile) from Woori, say you want internet purchases anf foreign transactions enabled. <30 minutes with all the chit-chat and "Me speak Engurishi" as someone put it Wink and the card is issued and ready for use.
Do ask for internet e-banking if they don't ask you, to keep track, though frankly, if I didn't have a virtual machine for that s***y 500 useless ActiveX control crapbanking, I would never have touched it.
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Waygeek



Joined: 27 Feb 2013

PostPosted: Wed Mar 27, 2013 7:10 pm    Post subject: Reply with quote

Cheers mate! Smile
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wishfullthinkng



Joined: 05 Mar 2010

PostPosted: Wed Mar 27, 2013 10:20 pm    Post subject: Reply with quote

every bank here offers a debit card that can be used as a credit card. many foreigners get served the check/atm card though because they aren't aware that you must specifically request a debit card when getting issued the card.
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12ax7



Joined: 07 Nov 2009

PostPosted: Thu Mar 28, 2013 4:48 pm    Post subject: Reply with quote

Waygeek wrote:
12ax7 wrote:
Cirrus is Mastercard.


Not according to all internet shopping websites I've tried.


http://en.wikipedia.org/wiki/Cirrus_(interbank_network)
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