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methdxman
Joined: 14 Sep 2010
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 Posted: Mon May 06, 2013 5:57 am Post subject: Korean National Health Insurance for Foreigners and Cancer |
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| Does anyone know how the national insurance relates to cancer coverage? |
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furtakk
Joined: 02 Jun 2009
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| Posted: Mon May 06, 2013 6:22 am Post subject: |
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| Don't quote me on this, but I think most major illnesses require separate insurance for good coverage. I've seen tons of ads for cancer insurance on the subway/bus as well. |
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alongway
Joined: 02 Jan 2012
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| Posted: Mon May 06, 2013 3:04 pm Post subject: |
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| traditionally most people who aren't rich go bankrupt treating cancer in Korea. But I seem to recall the government saying recently they planned to improve the national coverage for cancer and several other major illnesses/treatments. |
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Will Wiggle
Joined: 22 Apr 2013
Location: South Korea
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| Posted: Mon May 06, 2013 4:18 pm Post subject: Cancer |
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| I think you are correct that the national insurance plan doesn't give you the right amount of coverage for cancer. I believe that insurance will cover many types of treatment and you would only have to cover 5% of that cost. However, some hospitals may elect or suggest other treatments that do not fall under the national insurance umbrella and you would have to pay those costs in full. I wish I had the specifics for you, but I do not at this moment. |
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Who's Your Daddy?
Joined: 30 May 2010
Location: Victoria, Canada.
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| Posted: Mon May 06, 2013 10:10 pm Post subject: |
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I'm curious what would happen to an E2 holder if they get cancer, begin treatment, then they reach the end of their contract. What would happen at that point? Their visa will expire, their health insurance will also expire?
(For a CDN returning to Canada, they wouldn't get government coverage for 3 months also.) |
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alongway
Joined: 02 Jan 2012
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| Posted: Mon May 06, 2013 11:32 pm Post subject: |
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| Who's Your Daddy? wrote: |
I'm curious what would happen to an E2 holder if they get cancer, begin treatment, then they reach the end of their contract. What would happen at that point? Their visa will expire, their health insurance will also expire?
(For a CDN returning to Canada, they wouldn't get government coverage for 3 months also.) |
depends on the province, some provinces give you coverage immediately, and in some you can keep your medicare going, even if out of the country for a certain period of time. |
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newb
Joined: 27 Aug 2012
Location: Korea
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| Posted: Tue May 07, 2013 2:42 am Post subject: |
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| alongway wrote: |
| Who's Your Daddy? wrote: |
I'm curious what would happen to an E2 holder if they get cancer, begin treatment, then they reach the end of their contract. What would happen at that point? Their visa will expire, their health insurance will also expire?
(For a CDN returning to Canada, they wouldn't get government coverage for 3 months also.) |
depends on the province, some provinces give you coverage immediately, and in some you can keep your medicare going, even if out of the country for a certain period of time. |
Same in the US. Your Medicare and SSI benefit kicks in when you have a major illness or injury. So if your an American it's best to return home for treatment. |
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Waygeek
Joined: 27 Feb 2013
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| Posted: Tue May 07, 2013 3:01 am Post subject: |
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| newb wrote: |
So if your an American it's best to return home for treatment. |
Thanks Obama!  |
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newb
Joined: 27 Aug 2012
Location: Korea
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| Posted: Tue May 07, 2013 4:36 am Post subject: |
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| Waygeek wrote: |
| newb wrote: |
So if your an American it's best to return home for treatment. |
Thanks Obama! |
np.  |
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Who's Your Daddy?
Joined: 30 May 2010
Location: Victoria, Canada.
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| Posted: Tue May 07, 2013 5:03 am Post subject: |
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| alongway wrote: |
| Who's Your Daddy? wrote: |
I'm curious what would happen to an E2 holder if they get cancer, begin treatment, then they reach the end of their contract. What would happen at that point? Their visa will expire, their health insurance will also expire?
(For a CDN returning to Canada, they wouldn't get government coverage for 3 months also.) |
depends on the province, some provinces give you coverage immediately, and in some you can keep your medicare going, even if out of the country for a certain period of time. |
I understand BC and Ontario both require 3 months.
But I am more interested in the rights of an E2 holder in Korea to remain for treatment, and if that treatment would be provided. |
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newb
Joined: 27 Aug 2012
Location: Korea
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| Posted: Tue May 07, 2013 5:56 am Post subject: |
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| Who's Your Daddy? wrote: |
| alongway wrote: |
| Who's Your Daddy? wrote: |
I'm curious what would happen to an E2 holder if they get cancer, begin treatment, then they reach the end of their contract. What would happen at that point? Their visa will expire, their health insurance will also expire?
(For a CDN returning to Canada, they wouldn't get government coverage for 3 months also.) |
depends on the province, some provinces give you coverage immediately, and in some you can keep your medicare going, even if out of the country for a certain period of time. |
I understand BC and Ontario both require 3 months.
But I am more interested in the rights of an E2 holder in Korea to remain for treatment, and if that treatment would be provided. |
I heard they'll give you treatment, but they'll strap you to the hospital bed until you pay you share of the bill which can run up to tens of thousand dollars. |
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suzhou2010
Joined: 09 Feb 2005
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| Posted: Fri May 17, 2013 4:32 am Post subject: |
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I get regular blood tests and CT scans for a past cancer (hasn't been active in 5 years, fingers crossed). My normal Korean insurance has always covered a majority of the bill. I pay around 10,000 for blood tests and 80,000 for CT scans. The same CT scan costed me 800 US dollars with very good insurance in the states.
No I don't know enough about insurance to know if all school employees have the same kind of insurance across schools. But mine works for me quite well and I'm guessing yours does too. Good luck if you need it, dealing with financial stress and cancer at the same time sucks. |
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