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EZE
Joined: 05 May 2012
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Posted: Tue Sep 10, 2013 3:31 am Post subject: Pension Office |
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| Has anyone had any luck at the pension office? I took my contracts to the pension office near Yatap station and had no luck. Despite my contracts, work visas, and bank history, they say there's no proof I ever worked at these schools because I'm not in the pension office's system. When I asked the lady, "Why don't you or another pension agent come to the schools with me? The students can confirm I worked there when I say I did even if the directors deny it." She said, "No." |
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YTMND
Joined: 16 Jan 2012 Location: You're the man now dog!!
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Posted: Tue Sep 10, 2013 5:59 am Post subject: |
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Either you are too late, you waited 12 months and had an epiphany to check with the pension office now, or you are early on and the school needs to register you.
In the future, check this stuff the 2nd month. |
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ontheway
Joined: 24 Aug 2005 Location: Somewhere under the rainbow...
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Posted: Tue Sep 10, 2013 6:43 am Post subject: Re: Pension Office |
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| EZE wrote: |
| Has anyone had any luck at the pension office? I took my contracts to the pension office near Yatap station and had no luck. Despite my contracts, work visas, and bank history, they say there's no proof I ever worked at these schools because I'm not in the pension office's system. When I asked the lady, "Why don't you or another pension agent come to the schools with me? The students can confirm I worked there when I say I did even if the directors deny it." She said, "No." |
How many schools did you work at over how many years?
Were you enrolled in the National Health Insurance at these schools?
Was Pension withheld from your pay, or are you trying to enroll retroactively?
Did they withhold your Income Taxes at 3.3%?
Did you get any statements of earnings and deductions from these schools? |
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EZE
Joined: 05 May 2012
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Posted: Tue Sep 10, 2013 7:00 am Post subject: Re: Pension Office |
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| ontheway wrote: |
How many schools did you work at over how many years?
Were you enrolled in the National Health Insurance at these schools?
Was Pension withheld from your pay, or are you trying to enroll retroactively?
Did they withhold your Income Taxes at 3.3%?
Did you get any statements of earnings and deductions from these schools? |
I worked 12.5 months at a school in 2006-2007, and I had national health insurance and pension. This was the only school that wasn't shady. I collected the pension balance before I exited Korea.
The second school was August 2011 through April 2012. All of the foreign staff but one left the week I also quit. I had no insurance or pension. This school owes over 1,500,000 in things other than pension which will have to go through the Labor Board.
At the third school, I got national health insurance halfway through the contract, but never got pension despite my contract saying "half of the national pension (4.5%) are to be paid by the employer, while the other half is to be covered by the teacher." I recently completed this contract. When I showed my contract to the Yatap pension office, the lady said I probably had never worked there. Yesterday, a different lady said the same thing. That was when I told them to go to the school with me and ask the kids if I have or haven't taught at the school for a year. I'm going to try a different pension office location tomorrow.
I can't remember the last time I ever got a pay stub, but I do have the banking history available from KB and Shinhan.
Income taxes have always been 3.3% at all three schools, but I have been getting sweet tax refunds. |
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ontheway
Joined: 24 Aug 2005 Location: Somewhere under the rainbow...
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Posted: Tue Sep 10, 2013 7:15 am Post subject: Re: Pension Office |
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| EZE wrote: |
| ontheway wrote: |
How many schools did you work at over how many years?
Were you enrolled in the National Health Insurance at these schools?
Was Pension withheld from your pay, or are you trying to enroll retroactively?
Did they withhold your Income Taxes at 3.3%?
Did you get any statements of earnings and deductions from these schools? |
I worked 12.5 months at a school in 2006-2007, and I had national health insurance and pension. This was the only school that wasn't shady. I collected the pension balance before I exited Korea.
The second school was August 2011 through April 2012. All of the foreign staff but one left the week I also quit. I had no insurance or pension. This school owes over 1,500,000 in things other than pension which will have to go through the Labor Board.
At the third school, I got national health insurance halfway through the contract, but never got pension despite my contract saying "half of the national pension (4.5%) are to be paid by the employer, while the other half is to be covered by the teacher." I recently completed this contract. When I showed my contract to the Yatap pension office, the lady said I probably had never worked there. Yesterday, a different lady said the same thing. That was when I told them to go to the school with me and ask the kids if I have or haven't taught at the school for a year. I'm going to try a different pension office location tomorrow.
I can't remember the last time I ever got a pay stub, but I do have the banking history available from KB and Shinhan.
Income taxes have always been 3.3% at all three schools, but I have been getting sweet tax refunds. |
The first school treated you as employee, enrolled you properly but withheld at 3.3% anyway - which is too high, but perfectly legal to do, and you got a refund. So all OK.
The second school has apparently treated you as an Independent Contractor. Unless you can show otherwise you are probably out of luck at the Pension Office. However, you should go after your pay and everything else at the Labor Office. They still have to pay you as an IC.
The Pension Office should follow up on your third school. Since they treated you as an employee when they enrolled you in the National Health Insurance, you can get a statement from the NHIC to show the Pension Office. Focus on this one. |
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Skippy

Joined: 18 Jan 2003 Location: Daejeon
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Posted: Tue Sep 10, 2013 7:24 am Post subject: Re: Pension Office |
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| EZE wrote: |
| ontheway wrote: |
How many schools did you work at over how many years?
Were you enrolled in the National Health Insurance at these schools?
Was Pension withheld from your pay, or are you trying to enroll retroactively?
Did they withhold your Income Taxes at 3.3%?
Did you get any statements of earnings and deductions from these schools? |
I worked 12.5 months at a school in 2006-2007, and I had national health insurance and pension. This was the only school that wasn't shady. I collected the pension balance before I exited Korea.
The second school was August 2011 through April 2012. All of the foreign staff but one left the week I also quit. I had no insurance or pension. This school owes over 1,500,000 in things other than pension which will have to go through the Labor Board.
At the third school, I got national health insurance halfway through the contract, but never got pension despite my contract saying "half of the national pension (4.5%) are to be paid by the employer, while the other half is to be covered by the teacher." I recently completed this contract. When I showed my contract to the Yatap pension office, the lady said I probably had never worked there. Yesterday, a different lady said the same thing. That was when I told them to go to the school with me and ask the kids if I have or haven't taught at the school for a year. I'm going to try a different pension office location tomorrow.
I can't remember the last time I ever got a pay stub, but I do have the banking history available from KB and Shinhan.
Income taxes have always been 3.3% at all three schools, but I have been getting sweet tax refunds. |
Because you where classified as an independent contractor as you mentioned paying the 3.3% tax. Since you collected the tax refund you by my mind have admitted you are an IC. Thus the pension should have been fully paid by you. I might be dense but you do not mention if the school collected pension. Now if the school collected pension and did not pay NHS you might have something to fight about.
Some schools offer health insurance but still do the IC route. What they do is just more of a middle man approach to paying health insurance. They just "help" in paying and managing it. The extra 2.odd percent is just a bonus in their mind. Yet they forget purposely to not pay the pension.
So in the end, you will have to pay back the whole missed time back yourself. Then you get to collect it later in a lump sum refund. Wow, a forced savings.
Good Luck, maybe you can get something back.
People this is a good reason why to get pay slips! |
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ontheway
Joined: 24 Aug 2005 Location: Somewhere under the rainbow...
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Posted: Tue Sep 10, 2013 7:33 am Post subject: Re: Pension Office |
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| Skippy wrote: |
Because you where classified as an independent contractor as you mentioned paying the 3.3% tax. Since you collected the tax refund you by my mind have admitted you are an IC. Thus the pension should have been fully paid by you. I might be dense but you do not mention if the school collected pension. Now if the school collected pension and did not pay NHS you might have something to fight about.
Some schools offer health insurance but still do the IC route. What they do is just more of a middle man approach to paying health insurance. They just "help" in paying and managing it. The extra 2.odd percent is just a bonus in their mind. Yet they forget purposely to not pay the pension.
So in the end, you will have to pay back the whole missed time back yourself. Then you get to collect it later in a lump sum refund. Wow, a forced savings.
Good Luck, maybe you can get something back.
People this is a good reason why to get pay slips! |
The 3.3% is just a withholding rate. It is a rate required for Independent Contractors and is higher than the rate for employees at low income levels to make sure that ICs have enough withheld to cover their tax liability, because it is assumed by the Tax Office that these ICs may have other sources of income that push them into a higher bracket.
Filing for a tax refund because too much was withheld does not mean that you have given up the right to claim that you were really an employee and should have been treated as an employee and not an IC. You are still able to file for a refund without losing any rights you may have had.
Oh, and YES! Always be sure to ask for a pay slip, demand a pay slip or make your own. Make sure all income and deductions are listed, that everything makes sense and is according to the contract, and have your boss sign it. |
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wylies99

Joined: 13 May 2006 Location: I'm one cool cat!
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Posted: Sat Sep 14, 2013 6:32 pm Post subject: |
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| The pension office takes their info from the tax office. If you check with the tax office and file returns then you might get it cleared up. But start at the tax office. |
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EZE
Joined: 05 May 2012
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Posted: Tue Sep 17, 2013 7:39 am Post subject: |
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The ladies at the pension office near Chungmuro station were very professional and polite, but they referred me back to the pension office near Yatap station since it covers my area. And unfortunately, I just don't think the pension office near Yatap is going to do anything to help a foreigner.
When I showed the pension office near Yatap station the portion of a work contract that states, "Half of the insurance premium (2.93%) and Half of the National pension (4.5%) are to be paid by the employer, while the other half is to be paid by the teacher," the girl at the pension office was a total apologist for my hagwon. She said the reason the school wasn't paying into my pension was probably because they were trying to be more profitable, and she refused to do anything about it. I told her, "The only reason anyone steals money is to be more profitable."
They're not going to anything about this, not for a foreigner. I'm wasting my time and money going there again and again. The other day, one girl said she would contact me by e-mail. Today, the other girl said they don't have e-mail. |
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ontheway
Joined: 24 Aug 2005 Location: Somewhere under the rainbow...
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Posted: Tue Sep 17, 2013 9:04 am Post subject: |
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| EZE wrote: |
The ladies at the pension office near Chungmuro station were very professional and polite, but they referred me back to the pension office near Yatap station since it covers my area. And unfortunately, I just don't think the pension office near Yatap is going to do anything to help a foreigner.
When I showed the pension office near Yatap station the portion of a work contract that states, "Half of the insurance premium (2.93%) and Half of the National pension (4.5%) are to be paid by the employer, while the other half is to be paid by the teacher," the girl at the pension office was a total apologist for my hagwon. She said the reason the school wasn't paying into my pension was probably because they were trying to be more profitable, and she refused to do anything about it. I told her, "The only reason anyone steals money is to be more profitable."
They're not going to anything about this, not for a foreigner. I'm wasting my time and money going there again and again. The other day, one girl said she would contact me by e-mail. Today, the other girl said they don't have e-mail. |
Your first school treated you as an employee and did everything properly, you second treated you as a legal IC. So, I'm going to assume that you focused your recent efforts in Yatap on your third school.
The bureaucrats in these offices don't want drama or extra work. If you talk about breaking the law, stealing, etc. they will think you are the problem. It's human nature. This is especiall true about your second job since it's legal to be an IC, even on an E2 visa, and half of all Koreans are categorized in the IC group.
It sounds like your third school never deducted for Pension. This makes your case more difficult because they didn't steal your money, they just didn't enroll you at all. Since ICs have to enroll themselves, you have to prove to the Pension Office that you were an employee and your boss had a duty to enroll you.
Since you stated that the third school enrolled you in the National Health Insurance, this is what you should be showing them. This provides evidence that you were working and were an employee. The health insurance and pension are linked. When you are enrolled in the National health insurance the Pension Office will eventually get around to finding out if you are not enrolled in National Pension scheme. So, this is what you should focus on.
You probably need a Korean to go with you to help with language and cultural issues in the Pension Office.
All of these schools are in the past - are you working now? If you have a current job with National Health Insurance and National Pension it may help with retroactively dunning your third school. |
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EZE
Joined: 05 May 2012
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Posted: Tue Sep 17, 2013 7:31 pm Post subject: |
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I haven't been going in there shouting, "I've been robbed! I've been robbed!"
The problem is as soon as I give them what they say they need, they move the goalpost again.
For example, after they told me my pension balance is "zero won", I presented a copy of my contract to them and showed them the part about pension, and I told them, "Article 7 clearly states, 'Half of the National pension (4.5%) are to be paid by the employer." The Yatap pension office lady told me, "Just because you have a copy of your contract doesn't mean you actually worked there." When I requested for them to go to the school and ask the students and their parents if I have worked there, they said, "No. We need something official proving you really did work there." That's when I pulled out a printout the Korean National Tax Office gave me, and I told them, "This is from the Korean National Tax Office and it shows the exact amounts my employers paid in taxes each month because I worked for them." She just sighed, handed the contract back to me, waved her hand for me to leave, and said, "Your employer is just trying to make her business more profitable." That's the point when I told them, "The reason why anyone steals money is to be more profitable."
They just laugh and do absolutely nothing about this issue. They're probably just doing what the higher ups in the Korean government tell them to do. Their goal is probably to keep as much money from leaving Korea as they can, even if it means supporting fraudulent business practices and the exploitation of foreign labor. |
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