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Health Care ins and outs

 
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neilio



Joined: 12 Oct 2010

PostPosted: Mon Oct 07, 2013 8:01 pm    Post subject: Health Care ins and outs Reply with quote

For those in the know, I'm curious about the typical health care setup for foreigners. Assuming you get the standard "50%" coverage, what sorts of things are covered and how much can I expect to pay?

Are there any cool services I can get cheap? For example:

Acupuncture, physio, chiro, massage, naturopathy, functional medicine, etc.

Is there a list out there somewhere? I'm in a situation where I have some ailments that i'd like to get treatment for, and would like to know if there's a cheaper route for me if longer term services are needed.

Any thoughts? Thanks.
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neilio



Joined: 12 Oct 2010

PostPosted: Wed Oct 09, 2013 4:03 pm    Post subject: Reply with quote

Anyone.
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cabeza



Joined: 29 Sep 2012

PostPosted: Wed Oct 09, 2013 4:50 pm    Post subject: Reply with quote

I think you'll find that very few people any sort of concrete knowledge about the National healthcare insurance system. It's pretty complicated and the Koreans I have talked to about it have given me conflicting information.
Minor things, like going to the doctor with a run of the mill sinus infection, are cheap, usually about 7000 won.
No idea about those alternative therapies, but I'm pretty sure a lot of those are very cheap anyway. My GF was getting acupuncture and was less than 10,000 won a time.
There is little to no literature produced in English about the insurance system so it's hard to know what's what exactly.
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spaceman82



Joined: 01 Dec 2009

PostPosted: Wed Oct 09, 2013 6:07 pm    Post subject: Reply with quote

This might not help much, but I do know that alternative treatments like acupuncture are covered, in part, by the national insurance plan.
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atwood



Joined: 26 Dec 2009

PostPosted: Wed Oct 09, 2013 6:14 pm    Post subject: Re: Health Care ins and outs Reply with quote

neilio wrote:
For those in the know, I'm curious about the typical health care setup for foreigners. Assuming you get the standard "50%" coverage, what sorts of things are covered and how much can I expect to pay?

Are there any cool services I can get cheap? For example:

Acupuncture, physio, chiro, massage, naturopathy, functional medicine, etc.

Is there a list out there somewhere? I'm in a situation where I have some ailments that i'd like to get treatment for, and would like to know if there's a cheaper route for me if longer term services are needed.

Any thoughts? Thanks.

Acupuncture is covered. The cost varies on your exact treatment and the skill/popularity of the practitioner.

You can get physical therapy at some hospitals and again cost will vary but hospitals are more expensive than local clinics. The clinics will hook you up to electric therapy machines for cheap after the initial consultation.

The other stuff you mention is not covered. You should look at the thread about the dude stuck in the Yonsei hospital to learn some about national insurance.
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IamBabo



Joined: 16 Jun 2005

PostPosted: Thu Oct 10, 2013 2:12 am    Post subject: Health Care Reply with quote

Like the other guy said, the basics are covered well. But when you start getting MRIs, CT scans, and the like, you are going to pay. My wife (Korean) had eye surgery, and not one thing was covered. Had to pay out of pocket. There was actually a cashier on the floor where she was getting discharged! It was in Songmo Hospital in Gangnam also known as St. Mary's I think.
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talentedcrayon



Joined: 27 Aug 2013
Location: Why do you even care?

PostPosted: Tue Oct 15, 2013 1:06 pm    Post subject: Reply with quote

I work in the finance office of a large hospital in Canada. I am coming to Korea in November.

I strongly recommend getting additional insurance. I will be purchasing mine with Bupa. In my experience, Bupa takes care of their customers. Its about $1/day.

Korean national health covers the basics. I recommend a plan with a high deductible to cover anything that the national health insurance doesn't cover.

You don't want to be in ICU for 2 weeks at $6-10 thousand per day. Additional expat insurance will save your family from bankrupting themselves just to keep you alive.

I just had a conversation (lit. 1 hour ago) with the family and friends of a 24 year old patient at my hospital. $15000/day and climbing. He might not even survive...(brain aneurysm). He brought crappy insurance prior to coming to Canada. Don't be him! Please... Even if he survives he will never be the same and without insurance our hospital will not help with rehab...
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neilio



Joined: 12 Oct 2010

PostPosted: Tue Oct 15, 2013 10:05 pm    Post subject: Reply with quote

Hmm what about getting blood tests done? like a hormone panel?
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No_hite_pls



Joined: 05 Mar 2007
Location: Don't hate me because I'm right

PostPosted: Tue Oct 15, 2013 10:17 pm    Post subject: Reply with quote

Here is list of the coverage amounts from a simple google search.

http://www.nhis.or.kr/static/html/wbd/g/a/wbdga0405.html

My wife and I have used NHIC for preventative medicine, MRI, ultrasounds, dental work (3 root canals, dental cleanings and about 10 cavities) and the birth of our children over the last 7 years. Our medical bills have been minimal. The MRI was the most expensive thing at 350,000 won.
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KimchiNinja



Joined: 01 May 2012
Location: Gangnam

PostPosted: Tue Oct 15, 2013 11:00 pm    Post subject: Re: Health Care Reply with quote

IamBabo wrote:
Like the other guy said, the basics are covered well. But when you start getting MRIs, CT scans, and the like, you are going to pay.


I don't know about other people's situation, but the health care my company pays for is fantastic.

Once a year all employees are in our office are required to go to see the doctor, lasts about 3 hours, around 50 tests (it's like a big production line with all the Korean patients, very efficient), includes choice of MRI or CT free. They send me a big book a week later with every possible metric, compared vs prior year.

Doesn't cost me anything. Going in for little things during the year costs next to nothing.

Vastly better than the crap I had in the states, working at the same company. The drill there was tap on knee, yep you are fine, come back when you have cancer.
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Stan Rogers



Joined: 20 Aug 2010

PostPosted: Wed Oct 16, 2013 3:24 am    Post subject: Reply with quote

You can get 50% off massages that fall under the sports massage category. It's considered muscle therapy and therefore covered. If you go to other places you'll have to pay the full amount. Just look for a sports massage place and show them your health card when you pay.
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Captain Corea



Joined: 28 Feb 2005
Location: Seoul

PostPosted: Wed Oct 16, 2013 3:38 am    Post subject: Reply with quote

neilio wrote:
Hmm what about getting blood tests done? like a hormone panel?


I was quoted 200k for hormone blood work.

But I just had a annual full body medical exam, and I asked them to include hormones. MRI, plus tons of other tests - got it for 300k
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KimchiNinja



Joined: 01 May 2012
Location: Gangnam

PostPosted: Wed Oct 16, 2013 9:18 pm    Post subject: Reply with quote

Nice price. Try getting that in the states for $300, ain't gonna happen. Maybe in Canada?

I did a mid-year blood test because I was turning into the hulk at the gym and wanted my testosterone quantified. Dr gave me a hard time asking why, but I said shut up I want the test anyhow, so he said well okay but we won't mail you results only quote you numbers over the phone, but I said shut up I want the full hard copy report mailed to me. He said "okay, 20K won please".

These guys are really super reasonable. Smile
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