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A hagwon is offering no pension and insurance..meaning?

 
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hollakris



Joined: 14 Jun 2011

PostPosted: Fri Nov 01, 2013 12:58 am    Post subject: A hagwon is offering no pension and insurance..meaning? Reply with quote

Im about to accept a job at a Hagwon but they said they will accept me if they offer no pension and insurance. What does this mean? Are they doing this strictly for money?
And will they register me to the MoE?
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teacherbunny



Joined: 25 Aug 2010
Location: Seoul

PostPosted: Fri Nov 01, 2013 1:47 am    Post subject: Reply with quote

They can't really register you as they are not a legal establishment..
Hagwons are legally required to give you medical and pensions..
if the hagwon does not and there is no other plan or reasons in place..then I would be extreamly worried..
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IPayInCash



Joined: 27 Jul 2013
Location: Away from all my board stalkers :)

PostPosted: Fri Nov 01, 2013 1:47 am    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

hollakris wrote:
Im about to accept a job at a Hagwon but they said they will accept me if they offer no pension and insurance. What does this mean? Are they doing this strictly for money?
And will they register me to the MoE?


It means enjoy cleaning toilets and getting fired on your 11th month.

Why these NOOBS continue to accept bad offers is beyond me. Want to know why conditions are getting worse here? Blame NOOBS like the OP that dont know how to negotiate.

Luckily for me I have a DREAM JOB in Korea where I work less than a uni teacher and get paid more on top. I fear for the rest of you though, wont be long til youre out on the streets fighting for the last piece of cardboard with the other ajummas. Laughing
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knee-highs



Joined: 15 Feb 2007
Location: yes

PostPosted: Fri Nov 01, 2013 2:51 am    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

IPayInCash wrote:


Luckily for me I have a DREAM JOB...fighting for the last piece of cardboard with the other ajummas. Laughing


Clinck!

Let's see if we can fill that peach tin tonite. BTW, I really appreciate you spending your friday night posting on Dave's. And looking forward to seeing your other two tricks.
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itiswhatitis



Joined: 08 Aug 2011

PostPosted: Fri Nov 01, 2013 4:30 am    Post subject: Reply with quote

DON'T TAKE THE JOB!!!!!!!!!

No Pension and no health insurance is a HUGE RED FLAG!!!!
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radcon



Joined: 23 May 2011

PostPosted: Fri Nov 01, 2013 7:57 am    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

knee-highs wrote:
IPayInCash wrote:


Luckily for me I have a DREAM JOB...fighting for the last piece of cardboard with the other ajummas. Laughing


Clinck!

Let's see if we can fill that peach tin tonite. BTW, I really appreciate you spending your friday night posting on Dave's. And looking forward to seeing your other two tricks.


Hahaha. Wonder where his smoking hot piece is on a Friday night when he is home posting here.
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ontheway



Joined: 24 Aug 2005
Location: Somewhere under the rainbow...

PostPosted: Fri Nov 01, 2013 8:16 am    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

hollakris wrote:
Im about to accept a job at a Hagwon but they said they will accept me if they offer no pension and insurance. What does this mean? Are they doing this strictly for money?
And will they register me to the MoE?



What this means is that either they will legally register you as an Independent Contractor or they will not register you at all.

It is legal for you to be an IC in Korea. This is true whether you are Korean, on an F visa or whatever. If you're on an E2 visa you can be a legal IC.

However, this is a bad deal for you. To be legal, as an IC, you have to enroll yourself to pay the full amount of your National Health Insurance and Pension. As an employee your employer would pay half. As an IC your withholding tax is generally as 3.3%. As an employee it should be under 2% for the typical E2 teacher - although employers, even government schools, commonly withhold at the higher 3.3% because it is a common misconception that all foreigners should pay 3.3%.

If you are a legal IC, you would need at least 2.5 million won per month if you are worth the typical 2.1 or 2.2. The school is likely not paying this higher amount. They are trying to save by not paying benefits associated taking on employees.


It is also possible that this school intends to keep you completely off the books. They may not even report your existence to the Tax Office and just pocket any withholding tax you pay.

Will they register you with the MoE? This is a separate issue. There are many teachers not registered with the MoE, even if they have Pension and Health Insurance.

Legally you have to be registered with the Education Office within two weeks of your first day of teaching - with your ARC. You do not have 90 days to get an ARC by MoE rules - you have two weeks - although Immigration allows all visitors 90 days to register. As a teacher you have just two weeks. Many teachers here who get their ARCs late never get registered at their local Education Office. There is a fine for the school when any teacher is registered late. There is no fine if the teacher is never registered, if the MoE never finds out.

Of course there is an advantage to not being legally registered: you won't have to attend the required annual "training" session for hogwan teachers and managers. If you're not registered they won't know that you exist, so you won't be on the notification list.


IMO: You should refuse this job offer.
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young_clinton



Joined: 09 Sep 2009

PostPosted: Sat Nov 02, 2013 1:22 am    Post subject: Reply with quote

It means, "As the owner of this Hogwan, I always want to help out our teachers Very Happy , but ............................". Feel free to fill in whatever comes to mind while your brainstorming the end of the sentence.
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DaeguNL



Joined: 08 Sep 2009

PostPosted: Sat Nov 02, 2013 6:21 pm    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

radcon wrote:
knee-highs wrote:
IPayInCash wrote:


Luckily for me I have a DREAM JOB...fighting for the last piece of cardboard with the other ajummas. Laughing


Clinck!

Let's see if we can fill that peach tin tonite. BTW, I really appreciate you spending your friday night posting on Dave's. And looking forward to seeing your other two tricks.


Hahaha. Wonder where his smoking hot piece is on a Friday night when he is home posting here.


shhhh you will be accused of being a stalker!
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Weigookin74



Joined: 26 Oct 2009

PostPosted: Sun Nov 03, 2013 5:13 pm    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

hollakris wrote:
Im about to accept a job at a Hagwon but they said they will accept me if they offer no pension and insurance. What does this mean? Are they doing this strictly for money?
And will they register me to the MoE?


About to accept? You're not too bright are you boy? Go ahead, but don't come crying on this board, cause we told you so. Stick it out even if you have to wait three months to get a good job. Imagine if everyone did this, hakwons would quit playing these games. Too bad we couldn't take rookies who accept these crap contracts and beat the be-jebus out of them. Seriously, man, you drive down the market for everyone!!
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YTMND



Joined: 16 Jan 2012
Location: You're the man now dog!!

PostPosted: Sun Nov 03, 2013 5:37 pm    Post subject: Re: A hagwon is offering no pension and insurance..meaning? Reply with quote

hollakris wrote:
Im about to accept a job at a Hagwon but they said they will accept me if they offer no pension and insurance. What does this mean? Are they doing this strictly for money?
And will they register me to the MoE?


What is the salary offer? You need to consider all variables.
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Lucas



Joined: 11 Sep 2012

PostPosted: Sun Nov 03, 2013 6:15 pm    Post subject: Reply with quote

Quote:
Luckily for me I have a DREAM JOB in Korea where I work less than a uni teacher and get paid more on top. I fear for the rest of you though, wont be long til youre out on the streets fighting for the last piece of cardboard with the other ajummas.


The cardboard is mine, leave it alone!
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