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Travel insurance question
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kelly



Joined: 31 Jan 2003
Location: Seoul

PostPosted: Mon Jun 27, 2005 10:35 pm    Post subject: Travel insurance question Reply with quote

Just wondering if anyone knew of an agency either in Seoul or online that offer good travel insurance coverage. My main concern is medical, travelling with a baby you can never be too well covered!Thanks
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peppermint



Joined: 13 May 2003
Location: traversing the minefields of caddishness.

PostPosted: Mon Jun 27, 2005 10:41 pm    Post subject: Reply with quote

I bought some last winter through AIG at the airport. I remember the medical side of things looked okay then.
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schwa



Joined: 18 Jan 2003
Location: Yap

PostPosted: Tue Jun 28, 2005 2:26 am    Post subject: Reply with quote

I've bought AIG travel insurance a few times at the Korea Exchange Bank at the airport before trips. Never had to make any claims, thankfully, but the last time I went to buy some & told them I'd be visiting my home country (which I've told them on other occasions before) they informed me they wouldnt (couldnt) cover that.

Nice -- that added up to a considerable sum I had paid them previously for useless policies.

So my tag-on question to this thread -- where can you get insurance if youre heading to your home country (in my case Canada) for a trip? The AIG people had no suggestions.
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tzechuk



Joined: 20 Dec 2004

PostPosted: Tue Jun 28, 2005 2:33 am    Post subject: Reply with quote

peppermint wrote:
I bought some last winter through AIG at the airport. I remember the medical side of things looked okay then.


That's exactly what I do too...
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kelly



Joined: 31 Jan 2003
Location: Seoul

PostPosted: Tue Jun 28, 2005 3:48 am    Post subject: Reply with quote

Well the AIG at the airport is a good idea, but I really don't fancy having to do it the day I'm leaving while hauling a kid and all his belongings with me. Do they have any other offices in around Seoul that would be easier to go to than the airport? We're going to the US, and as expensive as medical is there we need to be covered. Although covered by military medical it doesn't cover "outside" hospitals, and there are no military bases where we're headed so I need to get good medical insurance, baggage, flights etc don't really bother me, its just the medical. Thanks for all the advice so far though.
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tzechuk



Joined: 20 Dec 2004

PostPosted: Tue Jun 28, 2005 4:06 am    Post subject: Reply with quote

http://www.travelinsurance.co.kr/

This following page shows you the kind of covers you get with what premium:

http://www.travelinsurance.co.kr/product/product3.asp

And this is where they are in Seoul:

http://www.travelinsurance.co.kr/contact/contact.asp

HTH.
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kelly



Joined: 31 Jan 2003
Location: Seoul

PostPosted: Tue Jun 28, 2005 12:23 pm    Post subject: Reply with quote

Thanks, unfortunately my computer doesn't read Korean so I'm wondering if they have similar sites in English?
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tzechuk



Joined: 20 Dec 2004

PostPosted: Tue Jun 28, 2005 4:19 pm    Post subject: Reply with quote

Kelly, they are in Choongmoo-ro 2-ga Eun Gwang Building 11th Floor.

Tel: 2264-6133



Get out at Myeong-dong Station (line number 4). Exit towards Young-rak Church. When you come to the first big t-junction/crossroad, turn left and walk down that road. It might be a good idea to cross the road first when you get the the junction, then turn left and cross the road again. The building is just next to the church.

But seriously though... getting it at the airport is just as simple because you don't have to go anywhere special.. they have many booths in the concourse... there's one next to Burger King and they do it for you in less than 5 minutes!!!
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skindleshanks



Joined: 10 May 2004

PostPosted: Tue Jul 12, 2005 6:00 am    Post subject: Reply with quote

schwa wrote:

So my tag-on question to this thread -- where can you get insurance if youre heading to your home country (in my case Canada) for a trip? The AIG people had no suggestions.


AIG told me the same thing--I'm trying to buy it over the phone right now in Canada, but so far no one will sell anything to me--I'm not a resident.

My wife and kid got theirs no problem (Korean citizens), for 10,000won/month.
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marlow



Joined: 06 Feb 2005

PostPosted: Fri Jul 22, 2005 7:52 pm    Post subject: Reply with quote

skindleshanks wrote:
schwa wrote:

So my tag-on question to this thread -- where can you get insurance if youre heading to your home country (in my case Canada) for a trip? The AIG people had no suggestions.


AIG told me the same thing--I'm trying to buy it over the phone right now in Canada, but so far no one will sell anything to me--I'm not a resident.

My wife and kid got theirs no problem (Korean citizens), for 10,000won/month.


My 7 month old son and I are Canadian, and my wife/his mom is Korean.

We are having a tough time getting medical insurance for a one month trip to Canada.

Samsung and the National Plan won't insure a baby. From the above statements it sounds like getting it for me might be difficult as well.
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rumpolestitskin



Joined: 12 Jun 2005

PostPosted: Fri Jul 22, 2005 8:52 pm    Post subject: Reply with quote

Personaly I'd purchase mine online from a western speaking country. At least then your going to have no/minimal problems if you ever have to make a claim.

I'm not saying that I don't trust Korean travel insurance, just that if anything bad ever happened a language barrier is going to be teh last thing you want.
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schwa



Joined: 18 Jan 2003
Location: Yap

PostPosted: Fri Jul 22, 2005 10:09 pm    Post subject: Reply with quote

After a substantial amount of searching online I've come up completely empty on finding any company anywhere offering short-term travel insurance to expats returning to their home country for a visit.

Doesnt seem to exist.

Can anyone inform me otherwise?
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xtchr



Joined: 23 Nov 2004

PostPosted: Sat Jul 23, 2005 1:25 am    Post subject: Reply with quote

Schwa, I am just starting to try and sort out travel insurance myself, and haven't had time to thoroughly research it, but came up with this website via the Lonely Planet webpage. It might be helpful (or not).
worldnomads.com.au
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kelly



Joined: 31 Jan 2003
Location: Seoul

PostPosted: Tue Jul 26, 2005 11:41 pm    Post subject: Reply with quote

Just called the AIG office....they say they don't insure foreigners.....seriously!!Anyone who has gotten insured at the airport, I'm just wondering what the prices are like, or would it be cheaper to buy online.....
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korian



Joined: 26 Feb 2004

PostPosted: Wed Jul 27, 2005 12:00 am    Post subject: Reply with quote

i think i'm definitely missing something here. why do you need medical insurance when you return to your own country?

as a citizen do you not automatically have medical insurance in your home country?

as an australian i know that whenever i return home i'm covered by medicare, the national medical benefit scheme. therefore i don't take any out when i go home.

it's not the same in N.A?
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