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zappadelta
Joined: 31 Aug 2004
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 Posted: Mon May 08, 2006 3:35 am Post subject: Student Loan Questions |
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| I have a consolidated loan with Sallie Mae. The interest rate seems high to me, 7.75%. Has anybody changed loan companies? Can I do this? If so, are there any American student loan companies that you would recommend? Thanks. |
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hogwonguy1979
Joined: 22 Dec 2003
Location: the racoon den
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| Posted: Mon May 08, 2006 5:24 am Post subject: |
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If you have consolidated you are SOL, only way you can reconsolidate is to go back to school and take out another loan, then you can do it
above all stay away from Sallie Mae!!!! they are greedy b#stards, they also offer the worst repayment options
take a look at http://www.studentloanjustice.org/ to read more about these guys. There was a story on 60 Minutes about sallie mae |
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mmstyle
Joined: 17 Apr 2006
Location: wherever
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| Posted: Mon May 08, 2006 4:26 pm Post subject: |
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| That's about the same rate as I pay on my consolidated federal direct loans. I don't know about Sallie Mae, but the reason I don't try to get a better rate privately is because with the direct loans, I can forbear them as much as I need to based on my income. I pay the interest for now, and that's it. |
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