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Question: health insurance for infants

 
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mack the knife



Joined: 16 Jan 2003
Location: standing right behind you...

PostPosted: Tue Sep 12, 2006 6:47 am    Post subject: Question: health insurance for infants Reply with quote

For those of you with children (or children on the way), what health insurance is your kid covered by?
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Tue Sep 12, 2006 1:14 pm    Post subject: Re: Question: health insurance for infants Reply with quote

mack the knife wrote:
For those of you with children (or children on the way), what health insurance is your kid covered by?


Korean national health insurance.... get them put on your card.

Our baby was covered under her mom's ARC number for the first 30 days, then she had her own ARC and her number was added onto the family card.

Not sure about new babies with a Korean parent. They don't get an ARC but are registed at the Gu office.
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mack the knife



Joined: 16 Jan 2003
Location: standing right behind you...

PostPosted: Tue Sep 12, 2006 4:56 pm    Post subject: Reply with quote

National health care only covers the bare essentials. I need to purchase a plan that covers major medical, life, etc.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Sat Sep 16, 2006 3:15 pm    Post subject: Reply with quote

mack the knife wrote:
National health care only covers the bare essentials. I need to purchase a plan that covers major medical, life, etc.


Then you should have asked that in your OP. Your question was, "For those of you with children (or children on the way), what health insurance is your kid covered by?"

You didn't ask if there were alternative insurance plans available.

The answer to THAT is for the most part, none here in Korea.

IF your wife is Korean OR attached to the US military then you have additional and suplimental options but now that Korean insurance is mandatory they will NOT (read the policy fine print) cover that portion of the costs that are covered by NHIC.

If you had your official residence in another country (like your home country) then you could obtain insurance from your home country but by living as an expat you will find that they may deny coverage after the fact.
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mack the knife



Joined: 16 Jan 2003
Location: standing right behind you...

PostPosted: Sun Sep 17, 2006 1:27 am    Post subject: Reply with quote

My wife is Korean and we've discovered that the Korean Postal Service, of all places, has one of the best deals going on insurance. This from several of my wife's friends. So that's what we're going with. Guess I answered my own question.
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