Korean Job Discussion Forums

nightrider_1981 · Joined: 14 Jun 2006

Hi

We are leaving Korea in May and traveling for a year before returning to the UK.

We need travel insurance for our trip but are having difficulty because most companies require that you are leaving from and returning to your country of residence. Our current country of residence is Korea (we have ARCs) but we are not returning here. We can't say we are UK residents because they require you to be leaving from the UK. I had similar difficulties when my travel insurance expired while traveling before; in the end I had to pay high emergency travel insurance costs for the remainder of my trip. This time we would like cover for our entire trip before we leave.

Surely this is a fairly common problem for EFL workers, who travel the world, moving country of residence all the time. Can anyone out there help?

crazylemongirl · Joined: 23 Mar 2003 Location: almost there...

I'm in a similar position. But found these guys here. Your residence country is the one you want to be repatriated to in emergency (which would be the UK for you).

joeyjoejoe · Joined: 24 Sep 2006

i second www.worldnomads.com the only travel insurance i've used for quite some time now.

cmr · Joined: 22 Mar 2006

Anyone here has ever had to actually use their travel insurance? How good was it? How easy was it to get money and or services? Did you have to pay for everything and get reimbursed later?

When I was in Vietnam, I met a couple from Australia. To make a long story short, the girl got injured and her insurance paid for everything and even got her a flight back home. She didn't have to pay, keep the receipt and ask for reimbursement once in Australia. I called their insurance company. I wanted to get the same thing and thought I could since they have offices in many countries, but only Australians could get that insurance. Those offices were mainly there to provide services in case of emergency.

Some insurance companies are excellent at selling their stuff but not so good if anything happens to you. I know, because one relative (Canadian) had a lot of trouble with hers, and her doctor (in the US) eventually told my aunt's insurance company that he would perform surgery regardless of whatever they said... and he'd do it for free. Although the doctor said my aunt could die, the insurance company representative still didn't seem to think it really was an emergency!