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Do I need to buy additional Health Insurance?

 
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CanKorea



Joined: 23 Jun 2003
Location: Pyeongchon

PostPosted: Fri Aug 22, 2003 7:17 am    Post subject: Do I need to buy additional Health Insurance? Reply with quote

I'm heading off to Korea on Wednesday and I want to know if you think it's necessary to purchase additional health coverage from here?

I still can't believe how quickly this all comes about!

Cheers
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waterbaby



Joined: 01 Feb 2003
Location: Baking Gord a Cheescake pie

PostPosted: Fri Aug 22, 2003 8:04 am    Post subject: Reply with quote

Travel insurance / Health insurance is always a good thing to have from the moment you step off your plane. Knowing Korean hakwons (if that's who you'll be working for) bear in mind that it'll probably take at least a month (if not 3 or 4 Rolling Eyes ) to get your health insurance (legal requirement) through.

So, if you can afford it, I recommend taking out a plan from your home country that you can cancel (& get a refund) when your health insurance here in korea is set up.

Yeah, it does come about quickly (like getting a job - I've read your posts Wink ) but *important* things like your health insurance or accommodation, visa, plane ticket etc are sometimes left to the last minute too...

Edit: But once you have health insurance in Korea (get your little card thingie) I wouldn't worry about insurance from home - it's just for that interim period until you are covered...
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CanKorea



Joined: 23 Jun 2003
Location: Pyeongchon

PostPosted: Fri Aug 22, 2003 8:44 am    Post subject: Reply with quote

Okay, sounds good. I know that the Korean Gov health plan (which I would be on) doesn't provide dental or optical. I was thinking of getting year round coverage on that from here.

Eh, I suppose I'll muddle it out. Thanks for the advice!

Cheers
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posco's trumpet



Joined: 20 Apr 2003
Location: Beneath the Underdog

PostPosted: Fri Aug 22, 2003 5:20 pm    Post subject: don't worry Reply with quote



Last edited by posco's trumpet on Sat Dec 06, 2003 6:58 pm; edited 1 time in total
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BTM



Joined: 20 Jan 2003
Location: Back in the saddle.

PostPosted: Fri Aug 22, 2003 5:42 pm    Post subject: Reply with quote

Health insurance is a racket, and an evil one, until that one time when you need it and don't have it, and the world falls down around your ears.

I've been lucky thus far, and uninsured most of my adult life. *knocks on wood*
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CanKorea



Joined: 23 Jun 2003
Location: Pyeongchon

PostPosted: Fri Aug 22, 2003 11:46 pm    Post subject: Reply with quote

So it should be enough just to have the Korean government health plan and I don't need supplementary from home?
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posco's trumpet



Joined: 20 Apr 2003
Location: Beneath the Underdog

PostPosted: Sat Aug 23, 2003 12:23 am    Post subject: Reply with quote



Last edited by posco's trumpet on Sat Dec 06, 2003 6:59 pm; edited 1 time in total
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mokpochica



Joined: 21 Jan 2003
Location: Ann Arbor, MI

PostPosted: Sat Aug 23, 2003 7:46 pm    Post subject: Reply with quote

I recommend to everyone that they get either an ISIC (International Student ID card) card or an ITIC (International Teacher ID card) card, available at STA travel and other student travel agencies. These cards cost about $25 USD and give you travel/emergency insurance, which usually covers you not just when you are on airplanes, but also during the entire time you are in Korea. The program I came to Korea with recommended that we get these cards because the emergency insurance on them was more reliable and covered more than what we received through the U.S. gov. policy. It's great supplemental insurance to whatever you'll get here and you can get discounts some places with the cards too.

Check it out on the web with a google search.
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OiGirl



Joined: 23 Jan 2003
Location: Hoke-y-gun

PostPosted: Sat Aug 23, 2003 7:50 pm    Post subject: Reply with quote

I always have an ISIC card but have never had to use its health insurance.

I had dental coverage under standard Korean health insurance...doesn't everyone?

The last time I was in Korea I didn't have any Korean health insurance and made two trips to the hospital for small things (yeast infection and deep gash) ...both cost me under US$25.
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BTM



Joined: 20 Jan 2003
Location: Back in the saddle.

PostPosted: Sat Aug 23, 2003 7:56 pm    Post subject: Reply with quote

Quote:
I recommend to everyone that they get either an ISIC (International Student ID card) card or an ITIC (International Teacher ID card) card, available at STA travel and other student travel agencies.


I was too old and too long out of school for the ISIC ten years ago, you young whippersnapper! Heh.

Haven't heard of this ITIC card though.

This is the poop on it :

Quote:
If you are not a full-time student, but are aged under 26 years old, or you are a full-time teacher or professor, the International Youth Travel Card (IYTC) or International Teacher Identity Card (ITIC) could be for you. The IYTC and ITIC offer similar benefits, services and savings to the ISIC card.


from here. Worth looking into, although I can find no mention of a built-in insurance scheme for either kind of cardholder.
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