Korean Job Discussion Forums

[Murph]

I am looking into buying medical insurance. Recently I've been diagnosed with an infection that is linked to cancer. The chances of this infection turning into cancer are so minute that it's not really a concern. Here are some stats. About 80% of the people in the world get this infection in their lifetime, and only about 7500 people in the world have cancer linked to this infection. The doctor assured me that it's just an infection, it's not cancerous, or pre cancerous, it's just an infection that is going to go away. He even shook his head at me for being concerned about cancer.

Before I continue I would like to point out that I am not now buying insurance for fear of getting cancer, and trying to wiggle out of a mess that I've gotten myself into. As I've mentioned I am practically guaranteed to not have cancer, so it's not a real concern. I simply want to buy insurance to be protected in the future.

So I was wondering if it was worth mentioning on the insurance questionaire. The last question is something along the lines of "Is there anything else that you need to disclose that wasn't directly asked on the form?" I asked the doctor and he told me that everything was fine, and I didn't need to mention it. So now I am torn. I don't want to commit insurance fraud, but a medical professional told me not to worry about it. What should I do? Can I be absolved because of what my doctor told me, or would it be akin to saying that your buddy told you that it was okay to rob a store? What I mean is does the doctors advice carry any weight towards protectiing me in the future, or did he basically tell me that he doesn't care if I lie?

Also can the insurance company which is based in America even find out that I've been to see a doctor in Korea? Does that information get sent to my file at immigration? Would it certainly catch up to me in the future, or do insurance companies only look into peoples files after they've made a claim?

I don't want to lie, but I don't want to be too honest and have myself blacklisted over a stupid virus that has a smaller correlation with cancer than my winning the lotery especially if a medical professional told me not to worry about it.

What are you thoughts, and advice.