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national health plan

 
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wayfarer



Joined: 05 Jun 2007

PostPosted: Sun Aug 12, 2007 8:53 pm    Post subject: national health plan Reply with quote

I was just wondering, what does the national health insurance actually cover for foreign esl teachers? Is it just for emergencies - or are doctor visits and prescription medicines covered as well?

Thanks if you can give me some info. I was directed to their English website but the link seemed to not be working.
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nobbyken



Joined: 07 Jun 2006
Location: Yongin ^^

PostPosted: Sun Aug 12, 2007 9:10 pm    Post subject: Reply with quote

My Korean wife just explained that it covers about 70% of medical costs.
The patient pays 30%, and can be expensive if it is for a serios injury or illness. In can be a burden for many Koeans.

The govt. scheme wouldn't pay for a private room in a hospital, you would need to pay it yourself or get an additional private insurance plan.
A private plan would pay the your 30% contribution, and also pay for non-shared rooms.

Foreigners pay about twice as much as Koreans do.

PS; I went for an x-ray of my leg last winter. Together with consultation this cost me about 23K with no insurance. Took about 40 minutes, start to finish, and no prior appiontment required.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Sun Aug 12, 2007 9:21 pm    Post subject: Reply with quote

nobbyken wrote:
My Korean wife just explained that it covers about 70% of medical costs.
The patient pays 30%, and can be expensive if it is for a serios injury or illness. In can be a burden for many Koeans.

The govt. scheme wouldn't pay for a private room in a hospital, you would need to pay it yourself or get an additional private insurance plan.
A private plan would pay the your 30% contribution, and also pay for non-shared rooms.

Foreigners pay about twice as much as Koreans do.

PS; I went for an x-ray of my leg last winter. Together with consultation this cost me about 23K with no insurance. Took about 40 minutes, start to finish, and no prior appiontment required.


You only pay double (or more) if you go to the international clinics.

I usually pay 3000 won for a doctor�s visit and the one time I needed an x-ray (to rule out TB and pneumonia) and nebulizer treatment for bronchial congestion I only paid 20k won.
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cruisemonkey



Joined: 04 Jul 2005
Location: Hopefully, the same place as my luggage.

PostPosted: Mon Aug 13, 2007 4:57 am    Post subject: Reply with quote

Also, under the Labor Standards Act, if you are hurt at work, the employer is responsible for all your medical costs.

I was reimbursed by my school district the 30% I had to pay when I was hospitalized for 10 days (it took a friggin' year to get the money out of them though).
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