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wayfarer
Joined: 05 Jun 2007
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Posted: Sun Aug 12, 2007 8:53 pm Post subject: national health plan |
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I was just wondering, what does the national health insurance actually cover for foreign esl teachers? Is it just for emergencies - or are doctor visits and prescription medicines covered as well?
Thanks if you can give me some info. I was directed to their English website but the link seemed to not be working. |
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nobbyken

Joined: 07 Jun 2006 Location: Yongin ^^
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Posted: Sun Aug 12, 2007 9:10 pm Post subject: |
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My Korean wife just explained that it covers about 70% of medical costs.
The patient pays 30%, and can be expensive if it is for a serios injury or illness. In can be a burden for many Koeans.
The govt. scheme wouldn't pay for a private room in a hospital, you would need to pay it yourself or get an additional private insurance plan.
A private plan would pay the your 30% contribution, and also pay for non-shared rooms.
Foreigners pay about twice as much as Koreans do.
PS; I went for an x-ray of my leg last winter. Together with consultation this cost me about 23K with no insurance. Took about 40 minutes, start to finish, and no prior appiontment required. |
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ttompatz

Joined: 05 Sep 2005 Location: Kwangju, South Korea
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Posted: Sun Aug 12, 2007 9:21 pm Post subject: |
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nobbyken wrote: |
My Korean wife just explained that it covers about 70% of medical costs.
The patient pays 30%, and can be expensive if it is for a serios injury or illness. In can be a burden for many Koeans.
The govt. scheme wouldn't pay for a private room in a hospital, you would need to pay it yourself or get an additional private insurance plan.
A private plan would pay the your 30% contribution, and also pay for non-shared rooms.
Foreigners pay about twice as much as Koreans do.
PS; I went for an x-ray of my leg last winter. Together with consultation this cost me about 23K with no insurance. Took about 40 minutes, start to finish, and no prior appiontment required. |
You only pay double (or more) if you go to the international clinics.
I usually pay 3000 won for a doctor�s visit and the one time I needed an x-ray (to rule out TB and pneumonia) and nebulizer treatment for bronchial congestion I only paid 20k won. |
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cruisemonkey

Joined: 04 Jul 2005 Location: Hopefully, the same place as my luggage.
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Posted: Mon Aug 13, 2007 4:57 am Post subject: |
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Also, under the Labor Standards Act, if you are hurt at work, the employer is responsible for all your medical costs.
I was reimbursed by my school district the 30% I had to pay when I was hospitalized for 10 days (it took a friggin' year to get the money out of them though). |
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