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Health insurance in Japan with a pre-existing condition
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Franzferdinand



Joined: 31 Jan 2012
Posts: 11

PostPosted: Wed Feb 01, 2012 10:21 pm    Post subject: Health insurance in Japan with a pre-existing condition Reply with quote

Hi everyone. I am in the process of applying for an ALT position in Japan (I'm not there yet) and I am looking for advice on health.

I guess this question has been asked a million times before, so apologies for that, but I came across this blog on another site http://injapan.gaijinpot.com/2012/01/28/the-worst-case-scenario-5-simple-steps-that-could-save-your-life-l/ and it got me to thinking about a few things.

I have a pre-existing medical condition, and it is quite important that if anything happens to me the doctor/emergency services etc know about my health details.

So I guess my question is, how do I go about making sure that my health records are transferred somehow from my doctor in my home country to the health system in Japan. I guess with an ALT position this would be the national health service in Japan, but the information I have received has been a bit sketchy on that so far to say the least!

Does anyone have any experience of dealing with this kind of situation, and if so, I would really appreciate any tips or links to useful info.

Thanks guys.
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bobbysix



Joined: 07 Oct 2010
Posts: 23

PostPosted: Thu Feb 02, 2012 7:54 am    Post subject: Reply with quote

Bear in mind that most ALT positions will not pay for your national health. Interac likes to put ALTs on Global Healthcare, which is a private health insurance company. They don't give coverage for pre-existing conditions. You could go to the city hall and get cover that you would have to organize and pay for by yourself. Japanese national health do cover for pre-exisitng conditions.
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Franzferdinand



Joined: 31 Jan 2012
Posts: 11

PostPosted: Thu Feb 02, 2012 8:22 am    Post subject: Reply with quote

Thanks bobbysix, that is good info. How about making sure that the national health from city hall has my medical records? Do they ask you to bring them, or fill out a form or something? I would really appreciate any advice or experience that anyone in Japan has had with this. All comments gratefully received Smile
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seklarwia



Joined: 20 Jan 2009
Posts: 1546
Location: Monkey onsen, Nagano

PostPosted: Thu Feb 02, 2012 8:48 am    Post subject: Reply with quote

Interac doesn't force you to join the private health insurance. I just said, "No, thanks." and signed up for NHI at my yakusho when I picked up my ARC. Interac just asked me to confirm that I had NHI and that was that.

In my experience, I've found that there isn't a central medical database like we have in the UK (where hospitals and doctors can pull up your record with just your name and DOB). Hospitals here all run independently so every time I've visited a hospital or clinic for whatever reason, I've had to fill out a registration-type form each time (I've never visited the same place twice).

And no, the city hall asks only for your ARC/reg cert when you sign up for NHI; no medical records needed.
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Franzferdinand



Joined: 31 Jan 2012
Posts: 11

PostPosted: Thu Feb 02, 2012 9:20 am    Post subject: Reply with quote

Thanks very much Seklarwia. My condition is potentially pretty serious. I am fine most of the time, but if it flares up, or I get into an accident or something, it is really important that the doctors know about it. Is it worth getting on one of these health record websites? I am going to bring a letter from my GP outlining my condition, and my special needs in case I need treatment in Japan, but I am not sure if this will be enough.
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seklarwia



Joined: 20 Jan 2009
Posts: 1546
Location: Monkey onsen, Nagano

PostPosted: Thu Feb 02, 2012 10:16 am    Post subject: Reply with quote

I'm not going to ask you to share the private details of your condition (although if you are willing, it might be helpful - perhaps there is someone who either has or knows someone who has the same or similiar condition and can tell you how they deal with the situation).

If it's something quite common perhaps you should find out whether there is a card or something that you can carry around with you in case the worse should happen whilst you're out and about; like in some countries people with diabetes, etc can wear medical pendants that hospital staff and paramedics are trained to look for and recognise on sight.

If it's a condition that you will be able to recognise the warning signals in time to get to a local clinic, then perhaps it will be enough to just bring your records (and a translation) and register with a clinic so that they, at least, will be aware of your condition should you need to seek treatment. Although I hear that doctors in Japan may be reluctant to simply take records at their word; they may want to run their own tests and diagnose you for themself... and I don't know how it is in larger cities, but in the places that I've lived, the opening times of some smaller clinics have left a lot to be desired.

In any case, if I had a condition that could quickly turn life threatening, I'd probably make sure that I got a medical letter in the local language, make a few copies and carry one on my person at all times, leave one by my front door (in case I needed to call out an ambulance) and give one to a speaker of the local language that a hospital would be likely to contact in case of emergency (which in Japan would probably be a person's employer for many foreigners without local next of kin).
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Franzferdinand



Joined: 31 Jan 2012
Posts: 11

PostPosted: Thu Feb 02, 2012 11:18 am    Post subject: Reply with quote

Thanks for putting so much time into such a good reply. It is a long term condition with a long history, so I hope that clinics in Japan are able to register all the details because obviously they are pretty important. Does anyone know if there is a national database of medical records in Japan, or is it just the case that each clinic keeps records just of their patients?
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rxk22



Joined: 19 May 2010
Posts: 1629

PostPosted: Thu Feb 02, 2012 12:22 pm    Post subject: Reply with quote

Franzferdinand wrote:
Thanks very much Seklarwia. My condition is potentially pretty serious. I am fine most of the time, but if it flares up, or I get into an accident or something, it is really important that the doctors know about it. Is it worth getting on one of these health record websites? I am going to bring a letter from my GP outlining my condition, and my special needs in case I need treatment in Japan, but I am not sure if this will be enough.


I am not sure what you have, but if you get sent to the rural areas, be careful.
My wife has her masters in nursing, and agrees with this; Japan's medical field is 20 years or so behind the US. Even more so in the rural areas.

I had the swine flu, went to the hospital. I was told that I had tonsillitis. When the doc never even looked under my mask to see my throat. Nor did he even know, that I didn't even have tonsils. Still don't Very Happy Mad

You may not get proper treatment here. Just saying.
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Franzferdinand



Joined: 31 Jan 2012
Posts: 11

PostPosted: Thu Feb 02, 2012 12:47 pm    Post subject: Reply with quote

That does not sound promising, but thanks for the warning. I think I will look into the online health record options, and get as much information from my doc at home as I can. Thanks guys.
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rxk22



Joined: 19 May 2010
Posts: 1629

PostPosted: Thu Feb 02, 2012 1:00 pm    Post subject: Reply with quote

Franzferdinand wrote:
That does not sound promising, but thanks for the warning. I think I will look into the online health record options, and get as much information from my doc at home as I can. Thanks guys.


It's not all doom and gloom, but the Japanese health care system def leaves a lot to be desired, skill wise.
But is getting shot 98 years ago, really a pre existing condition? Razz
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Franzferdinand



Joined: 31 Jan 2012
Posts: 11

PostPosted: Thu Feb 02, 2012 1:06 pm    Post subject: Reply with quote

LOL, nice one. I commend you on your knowledge of history sir Smile
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rxk22



Joined: 19 May 2010
Posts: 1629

PostPosted: Thu Feb 02, 2012 1:56 pm    Post subject: Reply with quote

Franzferdinand wrote:
LOL, nice one. I commend you on your knowledge of history sir Smile


It's what I do. Didn't even look it up too Cool
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G Cthulhu



Joined: 07 Feb 2003
Posts: 1373
Location: Way, way off course.

PostPosted: Thu Feb 02, 2012 7:17 pm    Post subject: Reply with quote

rxk22 wrote:
My wife has her masters in nursing, and agrees with this; Japan's medical field is 20 years or so behind the US. Even more so in the rural areas.

I had the swine flu, went to the hospital. I was told that I had tonsillitis. When the doc never even looked under my mask to see my throat. Nor did he even know, that I didn't even have tonsils. Still don't :D :x

You may not get proper treatment here. Just saying.


Then again, generalizing from your single experience to the entire country is...what?

Japan's medical system is variable. Just like every other country on the planet. My own experience of it (all four times that I used it) was that it was outstanding. I wouldn't generalize that to say that it's 20 years ahead of the US, however. (Although, in comaprison, if you're going to use anecdotal stories as "evidence", every time I've used the medical system in the US it's been a complete fiasco. See how this works?
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natsume



Joined: 24 Apr 2006
Posts: 409
Location: Chongqing, China

PostPosted: Thu Feb 02, 2012 11:55 pm    Post subject: Reply with quote

I was very lucky in Japan. I was taking meds for hypertension and a thyroid condition when I arrived, and when I settled with a GP, he wanted to find out and diagnose for himself, which I think you can count on. It is a good thing he did, because it turns out I had been misdiagnosed for years, and was on the wrong kind of medication. He sent me to a specialist who spoke English and is a member of the Endocrinological Society of America who attends conferences in the states at least twice a year, so I was in good hands. It took about three years to resolve, and now I am in complete remission. I also had to see another specialist last year. again, American educated, spoke English. Granted, the hospital where I saw both has an excellent reputation in this prefecture.

My GP has been kind and thorough in a way that I have not seen with my doctors in the states. Well, all but one. So, Japan is not necessarily a medical nightmare, as some paint. (I don't deny people's bad experiences, but people seem to be able to have bad experiences everywhere.)
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rxk22



Joined: 19 May 2010
Posts: 1629

PostPosted: Fri Feb 03, 2012 9:58 am    Post subject: Reply with quote

natsume wrote:
I was very lucky in Japan. I was taking meds for hypertension and a thyroid condition when I arrived, and when I settled with a GP, he wanted to find out and diagnose for himself, which I think you can count on. It is a good thing he did, because it turns out I had been misdiagnosed for years, and was on the wrong kind of medication. He sent me to a specialist who spoke English and is a member of the Endocrinological Society of America who attends conferences in the states at least twice a year, so I was in good hands. It took about three years to resolve, and now I am in complete remission. I also had to see another specialist last year. again, American educated, spoke English. Granted, the hospital where I saw both has an excellent reputation in this prefecture.

My GP has been kind and thorough in a way that I have not seen with my doctors in the states. Well, all but one. So, Japan is not necessarily a medical nightmare, as some paint. (I don't deny people's bad experiences, but people seem to be able to have bad experiences everywhere.)


I am not implying that you'll die here, or even necessarily receive worse care. It's just that the chances of you having less than average medical attention is much more common in Japan, than in the US. My wife did her Masters on US and Japanese medical systems. She is a Japanese nurse. I am not talking outa my backside on this case.
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