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Transpective
Joined: 19 Jan 2011 Posts: 8
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Posted: Fri Mar 02, 2012 6:56 am Post subject: Am I in search of Gold Mountain? (Teaching to pay loan debt) |
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How reasonable of an idea is it to move to China to teach as a way of paying back student loans (about $300 a month)? My primary focus, to be honest, is to become proficient in Mandarin, so does it make more sense to just get an education deferment and try to get into an exchange program at a Chinese University? I hear that some Universities would allow one to teach a few hours a week as well as take classes, which may be a myth, but it sounds like a sexy deal. I'd really like to have a CELTA just for personal development (I really want to become a more skilled teacher), but I don't know how I'd afford it right now, and if Im gonna spend that much on something, maybe I should just try to go back to school. These are my dilemmas...what are your thoughts? |
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PathToChina
Joined: 04 Feb 2012 Posts: 17 Location: California U.S.
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Posted: Fri Mar 02, 2012 8:03 am Post subject: Re: Am I in search of Gold Mountain? (Teaching to pay loan d |
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Transpective wrote: |
How reasonable of an idea is it to move to China to teach as a way of paying back student loans (about $300 a month)? My primary focus, to be honest, is to become proficient in Mandarin, so does it make more sense to just get an education deferment and try to get into an exchange program at a Chinese University? I hear that some Universities would allow one to teach a few hours a week as well as take classes, which may be a myth, but it sounds like a sexy deal. I'd really like to have a CELTA just for personal development (I really want to become a more skilled teacher), but I don't know how I'd afford it right now, and if Im gonna spend that much on something, maybe I should just try to go back to school. These are my dilemmas...what are your thoughts? |
If you are really willing to learn Mandarin, take the chance. Defer the loans and come to China. Currently, I am teaching in a university AND taking Mandarin courses, definitely possible. Getting the CELTA, TEFL/TESOL will only help you in the long run as many schools in China LOVE certs.
It really isn't a bad deal here in China. Livable salary per month, low teaching hours per week, tons of vacation time. What other job do you work 32 weeks per year and have 20 weeks paid holiday?!? =) |
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rogerwilco
Joined: 10 Jun 2010 Posts: 1549
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Posted: Fri Mar 02, 2012 10:23 am Post subject: Re: Am I in search of Gold Mountain? (Teaching to pay loan d |
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PathToChina wrote: |
It really isn't a bad deal here in China. Livable salary per month, low teaching hours per week, tons of vacation time. What other job do you work 32 weeks per year and have 20 weeks paid holiday?!? =) |
Very few of the jobs in China give you 20 weeks of paid holiday for only 32 weeks of work.
More schools now offer only 10 month contracts. My contract at a college is for about
40 weeks of work with about 6 weeks of holiday.
(I now see that pathtochina is a recruiter spamming the forum)
OP:
Paying a student loan of $300 a month might be difficult if you are only earning about $600 to $700 a month.
Check out the other thread regarding the CELTA in China, it may or may not be worth your time and money. I am not aware of any typical job that will pay you more just because you have a CELTA. |
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Miles Smiles

Joined: 07 Jun 2010 Posts: 1294 Location: Heebee Jeebee
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Posted: Fri Mar 02, 2012 10:49 am Post subject: Re: Am I in search of Gold Mountain? (Teaching to pay loan d |
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Transpective wrote: |
How reasonable of an idea is it to move to China to teach as a way of paying back student loans (about $300 a month)? |
If you land a job in an international school (or another high-paying institution), it is thinkable. Otherwise, forget it.
While it is possible to save the equivalent of three hundred dollars out of your seven hundred, the lifestyle afforded by the remaining income isn't very desirable.
I don't know why China became a Mecca for otherwise unemployable westerners. I came to China because I wanted to teach but tertiary level jobs in my area were scarce, not because I couldn't get another job. I can make more money as a grocery store clerk in the U.S..
I recommend that you ask for deferred payment and continue to look for a job back home. Most government loans will give a three year interest-free grace period. In some cases you can get another interest-free year's deference.
If you are fresh out of college, the likelihood that you'll score a job in an interesting city and in a school that pays well is almost nil. |
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PathToChina
Joined: 04 Feb 2012 Posts: 17 Location: California U.S.
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Posted: Fri Mar 02, 2012 10:49 am Post subject: Re: Am I in search of Gold Mountain? (Teaching to pay loan d |
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rogerwilco wrote: |
PathToChina wrote: |
It really isn't a bad deal here in China. Livable salary per month, low teaching hours per week, tons of vacation time. What other job do you work 32 weeks per year and have 20 weeks paid holiday?!? =) |
Very few of the jobs in China give you 20 weeks of paid holiday for only 32 weeks of work.
More schools now offer only 10 month contracts. My contract at a college is for about
40 weeks of work with about 6 weeks of holiday.
(I now see that pathtochina is a recruiter spamming the forum)
OP:
Paying a student loan of $300 a month might be difficult if you are only earning about $600 to $700 a month.
Check out the other thread regarding the CELTA in China, it may or may not be worth your time and money. I am not aware of any typical job that will pay you more just because you have a CELTA. |
Been teaching in China for the past 4 years and have also spoken to many of those teaching in local provinces as well. IF you work for a proper government owned school, it is possible. IF you work for a training school, then definitely not.
I am not looking to spam the forum guys, just giving you some real advice from someone who has lived here for 4 years. |
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rogerwilco
Joined: 10 Jun 2010 Posts: 1549
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Posted: Fri Mar 02, 2012 11:09 am Post subject: Re: Am I in search of Gold Mountain? (Teaching to pay loan d |
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PathToChina wrote: |
Been teaching in China for the past 4 years and have also spoken to many of those teaching in local provinces as well. IF you work for a proper government owned school, it is possible. IF you work for a training school, then definitely not.
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I have always worked for "proper" government owned schools, and I have never had a 12 month contract that gave me 20 weeks of paid holiday. |
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Miles Smiles

Joined: 07 Jun 2010 Posts: 1294 Location: Heebee Jeebee
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Posted: Fri Mar 02, 2012 11:30 am Post subject: Re: Am I in search of Gold Mountain? (Teaching to pay loan d |
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rogerwilco wrote: |
I have always worked for "proper" government owned schools, and I have never had a 12 month contract that gave me 20 weeks of paid holiday. |
Same here. |
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sainthood
Joined: 15 Nov 2010 Posts: 175 Location: Somewhere over the rainbow
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Posted: Fri Mar 02, 2012 12:22 pm Post subject: |
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What the...???
How do you guys NOT save $300/month??? My first teaching gig paid me 5000RMB and included housing. Sure, it was a third (or worse) tier city, but I was able to save something like 2000-3000 or more per month - if not more. Throw in some privates, and you've got it made!
OP, you're best bet would be to get some sort of teaching certification (is there much of a price difference between a dodgey online course, and a true-blue CELTA?? Back home, I think the difference would have been about $800 - or 50% more for the CELTA over the dodgey... CELTA would have been the obvious choice (if I could get away with living on no income for 4 weeks).
In that same job, I had about 14 weeks paid holidays - a long Winter (because of when Spring Fesitval was), July (because of a contract re-sign) and all the other official holidays (like October).
Most jobs now, in an ok city, wills tart paying 6000RMB (a bit under $1K) per month, with accommodation thrown in. Shouldn't be too hard to save most of that... food is cheap!!! If you do your own cooking, you may only spend 1000 per month. If you go to restaurants, they may only cost you 30RMB per meal.. over 7 days, that's still only 210 per month (or still less than 1000 per month). Even spending 100RMB per day, it's still only 3K... leaving 3K (a little under $500).
And, as I mentioned at the beginning of that paragraph, 6000RMB is starting pay.... |
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sainthood
Joined: 15 Nov 2010 Posts: 175 Location: Somewhere over the rainbow
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Posted: Fri Mar 02, 2012 12:27 pm Post subject: |
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Oh, as for learning the language... a few options... you could come as a student, and do private tutoring on the side (may not pay off your loan, though... remember, you need to make $75/week, which is about 500RMB... maybe, maybe not.... depends on the city you're in).
Alternatively, come as a teacher.... if they don't throw in language lessons as part of your package (ask for it - I reckon 99% will say ok...) then you can pay for them yourself... which is then tax deductable! Or, of course, just make friends... so many here will want to be your friend, and so language exchange becomes the norm (cos, of course, no one will want to actually pay you :p).\
There's lots of money to be made in teaching kids..... |
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rogerwilco
Joined: 10 Jun 2010 Posts: 1549
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Posted: Fri Mar 02, 2012 12:39 pm Post subject: |
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sainthood wrote: |
What the...???
How do you guys NOT save $300/month??? |
I save more than $300 a month.
But, I would never recommend that anyone come to China and then break even every month because they are sending $300 a month back home.
Having money in the bank gives you confidence and options.
Without confidence and options you are much more likely to fall victim
to an unscrupulous school that takes advantage of you.
Having savings in the bank is also very important in case of any medical emergencies.
What would you say to the OP if he later comes on this board asking for advice because he is only breaking even every month and he has no extra money to be able to leave a school, or return home , or to pay for a medical emergency ???? |
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sainthood
Joined: 15 Nov 2010 Posts: 175 Location: Somewhere over the rainbow
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Posted: Fri Mar 02, 2012 1:22 pm Post subject: |
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Well, true... but that goes under 'other general advice' in regards to moving to a new place....  |
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Zero
Joined: 08 Sep 2004 Posts: 1402
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Posted: Fri Mar 02, 2012 2:30 pm Post subject: |
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Missing here is discussion of long-term goals. How long do you want to teach? What do you eventually want to achieve? What do you want to do with your Mandarin? |
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therock

Joined: 31 Jul 2005 Posts: 1266 Location: China
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Posted: Fri Mar 02, 2012 4:49 pm Post subject: |
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sainthood wrote: |
And, as I mentioned at the beginning of that paragraph, 6000RMB is starting pay.... |
Actually, maybe if you have been here for a year or two the salary is 6k a month. But for someone fresh of the plane, no experience and no real qualifications the likely starting salary is around 4 - 5k a month in a crappy city.
But don't listen to me, if you believe some on these boards the roads are paved with gold, the starting salary for an oral English teacher is 10k a month and you get 5 months paid vacation a year. Oh and you only have to work 10 hours a week. |
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sainthood
Joined: 15 Nov 2010 Posts: 175 Location: Somewhere over the rainbow
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Posted: Sat Mar 03, 2012 6:09 am Post subject: |
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therock wrote: |
sainthood wrote: |
And, as I mentioned at the beginning of that paragraph, 6000RMB is starting pay.... |
Actually, maybe if you have been here for a year or two the salary is 6k a month. But for someone fresh of the plane, no experience and no real qualifications the likely starting salary is around 4 - 5k a month in a crappy city.
But don't listen to me, if you believe some on these boards the roads are paved with gold, the starting salary for an oral English teacher is 10k a month and you get 5 months paid vacation a year. Oh and you only have to work 10 hours a week. |
Sorry, for a 'real' job, starting pay is closer to 6K... yeah, I saw those 4K jobs, in the cities they're in, and ignored them. I'm presuming the OP has the bachelors, and will have some sort of teaching thing (as mentioned near the end of the first post...)
But, you're right... I had to start at 5K for my first job... then the experience and quals kicked in, and I left for much greener (and right now, wetter ) pastures... |
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ecubyrd94
Joined: 25 Aug 2011 Posts: 77
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Posted: Sat Mar 03, 2012 6:36 am Post subject: |
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therock wrote: |
sainthood wrote: |
And, as I mentioned at the beginning of that paragraph, 6000RMB is starting pay.... |
Actually, maybe if you have been here for a year or two the salary is 6k a month. But for someone fresh of the plane, no experience and no real qualifications the likely starting salary is around 4 - 5k a month in a crappy city.
But don't listen to me, if you believe some on these boards the roads are paved with gold, the starting salary for an oral English teacher is 10k a month and you get 5 months paid vacation a year. Oh and you only have to work 10 hours a week. |
Are salaries really that low for noobs? I totally get you on the second part of your post; seems that many paint a picture of the life of luxury. |
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