Job Discussion Forums

Newcomber · Joined: 11 Jul 2010 Posts: 23

Hi. I'm in Hanoi and about to get a motorbike license. One of the reasons I'm getting a motorbike license is to get health insurance that covers accidents on the road. Does anyone know of any good health insurance that provides good hospitals and covers one in case of a motorbike accident, especially in Hanoi? I'd rather not go through my current employer for coverage. I'm an ESL teacher from the USA.

Thanks for your consideration.

LettersAthruZ · Joined: 25 Apr 2010 Posts: 466 Location: North Viet Nam

I was under the impression that the 85,000VND annual insurance policy that is MANDATORY for motorbikes was the primary payor for hospital expenses if you wrecked yourself in an accident...... allegedly up to 30 Million VND (NOT including food and bribes to the doctor and nursing staff)

...however, as a Viet Kieu friend of mine told me: "They're a lot like American health insurance polices - don't believe anything that you read and don't expect to collect on it whilst you're hanging out in the hospital"

The Mad Hatter · Joined: 16 May 2010 Posts: 165

I don't think the OP is talking about motorbike insurance.

Try Aegon in Hanoi on an accident only insurance, I don't have the details but they should be able to sort you out.

Good luck!

inhanoi · Joined: 22 Oct 2011 Posts: 165

Liberty Insurance is US-based and quite reliable. Many ESL schools use them for teacher benefits.

1st Sgt Welsh · Posted: Sun Jul 15, 2012 4:05 am Post subject:

Newcomber · Joined: 11 Jul 2010 Posts: 23

Great, I'll check these companies out. Thanks for your help.

Mattingly · Joined: 03 Jul 2008 Posts: 249

You also check out new hanoian at the moment.

Mattingly · Joined: 03 Jul 2008 Posts: 249

You also check out new hanoian at the moment.

Newcomber · Joined: 11 Jul 2010 Posts: 23

I ended up just getting inpatient with Liberty. It's not cheap, but not a terribly high price either. Thanks again to this forum for their advice and input.

-nc

DNK · Joined: 22 Jan 2007 Posts: 236 Location: the South

I went through the health insurance thing a year ago, and Liberty is basically the best bang-for-buck option. It has good coverage with a decent price, plus it covers you throughout the region. A lot of others are cheaper but with far more limits on coverage, like HSBC's plan.

1st Sgt Welsh · Posted: Wed Aug 29, 2012 3:06 pm Post subject:

DNK · Joined: 22 Jan 2007 Posts: 236 Location: the South

Dunno, haven't had to make a claim yet. Another teacher did after a bike accident and got paid out in full. That's all I know, and it's not much even by anecdotal standards. I had to get a new card, went in one day, and got a new one made in 5min. That too.