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gorkomi
Joined: 24 Aug 2009
Posts: 142
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 Posted: Wed Apr 30, 2014 1:36 am Post subject: Surgery (Health Insurance) |
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Does Saudi health insurance generally cover general surgery?
Do you trust surgeons in Saudi?
Does Saudi health insurance cover operations done in Dubai, if I wanted to have it done there?
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cmp45
Joined: 17 Aug 2004
Posts: 1475
Location: KSA
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| Posted: Wed Apr 30, 2014 5:17 am Post subject: Re: Surgery (Health Insurance) |
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| gorkomi wrote: |
Does Saudi health insurance generally cover general surgery?
Do you trust surgeons in Saudi?
Does Saudi health insurance cover operations done in Dubai, if I wanted to have it done there?
:/ |
http://workinginsaudiarabia.blogspot.com/2007/12/medical-insurance-in-saudi-arabia.html
Excerpt:
A very important aspect which an expatriate has to take care in his contract before arriving in the Kingdom is regarding health care.
In big cities, there are good hospitals, but the same cannot be said of smaller towns #-o It is rather difficult to generalize, and probably the only way to find out whether your doctor is good or not, is only by word of mouth from other expatriates. There are hospitals which do not have the best of facilities but excellent doctors. There are also hospitals which have top of the range facilities in terms of patient care, but unfortunately not so good doctors > You have to make a judicious decision.
Whatever be your hospital or dispensary, health care in Saudi Arabia is an expensive affair and I would advise you to immediately take an insurance card, otherwise it would cost you a fortune X( In most of the cases, atleast with good sponsors, the company takes care of your medical AND dental requirements. Please ensure that this is clearly mentioned in your contract. Note that "Medical" does NOT cover "Dental", that's why I have mentioned the two separately. |
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lcanupp1964
Joined: 12 Dec 2009
Posts: 381
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| Posted: Wed Apr 30, 2014 7:30 am Post subject: |
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At KAU, the medical coverage is OK, but it does not include dental.
A teacher-friend of mine had a triple by-pass done at the university hospital a few weeks ago. He went into the hospital for a regular check-up and they would not let him leave and he had surgery two days later. It cost him zero (saving at least 100 grand USD), but he ran into a lot of hasles that a person that could die at any minute should not have to do. For excample, from his hospital bed, he had to call everybody he knew to ask them to donote blood so there was enough for his surgery.
If anyone is worried about health care when comming over to KSA, I would advise anyone to get a direct hire position at a gov't university. |
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scot47
Joined: 10 Jan 2003
Posts: 15343
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| Posted: Wed Apr 30, 2014 10:48 am Post subject: |
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I had a heart by-pass (quadruple !) in Khobar ten years ago at Sa'ad Hospital. At that time there was private health insurance available to teachers at KFUPM. The operation went well.
Not many teachers took out the health insurance and the company no longer offers group cover. Too many cheapskates and 500-Clubbers at KFUPM.
The by-pass saved my life. Now teachers at KFUPM either take out expensive individual private cover or rely on treatment at the University Teaching Hospital. Because they are employed by the government they have that right (although questions have been asked about dependants).
Health cover that I had offered treatment in KSA only, plus emergency treatment outside KSA in vacation time. |
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trapezius
Joined: 13 Aug 2006
Posts: 1670
Location: Land of Culture of Death & Destruction
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| Posted: Wed Apr 30, 2014 2:56 pm Post subject: |
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Yes.
There is good and bad everywhere, whether plumbers or surgeons.
Yes. Once in Dubai, you will have to have the hospital apply for approval from the company, and the should approve it. |
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rollingk
Joined: 23 Jul 2006
Posts: 212
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| Posted: Wed Apr 30, 2014 6:24 pm Post subject: |
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| Quote: |
| There is good and bad everywhere, whether plumbers or surgeons. |
This is true, but there is likely to be considerably more bad in any environment where there is little accountability for gross negligence. This is the case in KSA, so be aware that should horrible mistakes be made you may be told something like, "We will certainly punish the doctor" and be shown the door.
After a followup assessment, I was asked by the chief orthopedic surgeon at a hospital where I had a botched surgery why I thought it would be any different inside the hospital walls to outside generally. He told me that generally doctors are very poorly paid in KSA, so only the dregs, who are often poorly trained, are attracted to working here. Being Saudi himself, he had of course exempted himself from inclusion in this group so he spoke frankly. |
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trapezius
Joined: 13 Aug 2006
Posts: 1670
Location: Land of Culture of Death & Destruction
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| Posted: Wed Apr 30, 2014 9:56 pm Post subject: |
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^ Can't argue with that.
And because of that, when going for a major procedure in this country, make sure to ask a hundred people for their doctor recommendations. And even after that, go shopping, by scheduling an initial consultation with the top 3 or 4 recommended surgeons, and then make your choice. |
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scot47
Joined: 10 Jan 2003
Posts: 15343
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| Posted: Thu May 01, 2014 7:59 am Post subject: |
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Bill Clinton had the same operation as me -= at the same time. He had to go back and get his done again. Mine was a success thanks to Sa'ad Hospital.
Make of that what you will. |
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