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Black_Beer_Man
Joined: 26 Mar 2013
Posts: 453
Location: Yokohama
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 Posted: Tue Jun 28, 2016 1:07 pm Post subject: Employer Pays 50% of Health Insurance? |
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I was just reading (in The Foreign Workers' Handbook) that in Japan, your employer is supposed to pay 50% of your health insurance.
Is this true? Did I read it correctly? My employer has not offered to pay anything. |
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mitsui
Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki
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| Posted: Wed Jun 29, 2016 4:07 am Post subject: |
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Are you part-time?
If you are full-time, sounds illegal to me. |
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Black_Beer_Man
Joined: 26 Mar 2013
Posts: 453
Location: Yokohama
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| Posted: Wed Jun 29, 2016 1:51 pm Post subject: |
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| mitsui wrote: |
Are you part-time?
If you are full-time, sounds illegal to me. |
I wrote my supervisor and quoted what's written in The Foreign Workers' Handbook on page 70, published by the Tokyo Labor Consultation Board (download the guide after accessing the webpage). and his answer was "This is social insurance and we are not responsible for it."
http://www.hataraku.metro.tokyo.jp/soudan-c/center/e/
I am full-time by the way. Maybe he's playing ignorant. |
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marley'sghost
Joined: 04 Oct 2010
Posts: 255
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| Posted: Wed Jun 29, 2016 11:46 pm Post subject: |
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| Black_Beer_Man wrote: |
| mitsui wrote: |
Are you part-time?
If you are full-time, sounds illegal to me. |
I wrote my supervisor and quoted what's written in The Foreign Workers' Handbook on page 70, published by the Tokyo Labor Consultation Board (download the guide after accessing the webpage). and his answer was "This is social insurance and we are not responsible for it."
http://www.hataraku.metro.tokyo.jp/soudan-c/center/e/
I am full-time by the way. Maybe he's playing ignorant. |
The law was changed last October. Called something like Nenkin Kinō Kyoka Hō now. It used to be part timers on limited term contracts were excluded. That guideline got challenged in court and overturned a few times. So the law now on one hand expands eligibility. If you work 20 hours a week and even if on a limited term contract you are due employer contributions. On the other, those changes were made moot. Companies with less than 500 employees are exempt from paying.
Interac, just before this law went into effect splintered into 6 "Joint-absorption-type blah blah liability companies, to get around it.
A bit more on the law here
http://www.japantimes.co.jp/community/2016/04/24/issues/shakai-hoken-shake-will-open-pensions-close-door-benefits-others/#.V3RdwDVoCCQ |
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Harp
Joined: 09 Jan 2014
Posts: 46
Location: As far north as you can get, before you hit Saitama
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| Posted: Thu Jun 30, 2016 1:27 am Post subject: |
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If you enroll in national insurance through your employer (probably shakai hoken but also one of the kyosai schemes) then they will deduct your portion and pay their own as well. You won't see them paying their portion as it will happen 'in the background' all you'll see is your portion being deducted from your salary. If you think that the employer is making you pay your portion and their portion as well (very unlikely) the you should take your payslip to your ward office or a labour standards office and ask them to check (there is a table that will show what your payment should be compared to your 'standard' salary).
If you enrolled in national insurance through your ward office (kokumin kenko hoken (health) and kokumin nenkin (pension)) then there is no employer portion to include as you are not on the employer scheme.
Edit: Of course if you're not on the employer scheme and think you should be then that's another question for the ward/labour office. |
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twowheel
Joined: 03 Jul 2015
Posts: 753
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| Posted: Thu Jun 30, 2016 9:02 am Post subject: |
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| marley'sghost wrote: |
Companies with less than 500 employees are exempt from paying.
Interac, just before this law went into effect splintered into 6 "Joint-absorption-type blah blah liability companies, to get around it. |
Sorry to veer slightly off-topic, but if the above is indeed true, it would be yet another reason for me to tell newbies to Japan to avoid Interac and go for JET. I never had these issues during my five years on the JET Programme, health insurance, pension payments (later refunded)...all taken care of without question and issue.
Interac...shifty bunch.
twowheel |
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TokyoLiz
Joined: 16 Jan 2003
Posts: 1548
Location: Tokyo, Japan
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| Posted: Thu Jun 30, 2016 9:47 am Post subject: |
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What twowheel says. In order to avoid labour law abuses, go with government jobs - JET Program to start out, and, if you choose to continue working in education beyond JET, direct hire positions with school boards or private institutions.
It's not just Interac, but nearly every ALT dispatch company out there. They are licking their chops waiting for Japan noobs. |
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