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First Month in Japan - Money

 
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SomeGirl8



Joined: 15 Jun 2005
Posts: 8

PostPosted: Wed Jun 29, 2005 2:41 am    Post subject: First Month in Japan - Money Reply with quote

How much Yen did you bring with you for your first month in Japan and was it enough?

I'm going soon and although they recommend an amount, I wonder if it's even enough to last a month.[/b]
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JimDunlop2



Joined: 31 Jan 2003
Posts: 2286
Location: Japan

PostPosted: Wed Jun 29, 2005 2:59 am    Post subject: Reply with quote

Stickies are your friend.

HERE:
http://www.eslcafe.com/forums/job/viewtopic.php?t=3788
and here:
http://www.eslcafe.com/forums/job/viewtopic.php?t=4129
and here:
http://www.eslcafe.com/forums/job/viewtopic.php?t=19893

Direct quote from the first link:

Frequently Asked Questions
About Working In Japan wrote:
When you come to Japan you should bring at least US$5,000, and several thousand more if you need to get your own place in a big city like Tokyo or Osaka (where most of the jobs are).
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Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Wed Jun 29, 2005 2:59 am    Post subject: Reply with quote

You really haven't given us enough information to compare fairly.

Are you coming with JET or another type of employer, or are you coming on a tourist visa to job hunt?
Where will you be posted?
What is your employer providing? (and not providing)
Will you need a car?
Other than answers to these questions, only you can make an educated guess as to how much money you will spend on such things as going out, sightseeing, etc.
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SomeGirl8



Joined: 15 Jun 2005
Posts: 8

PostPosted: Wed Jun 29, 2005 4:36 am    Post subject: Reply with quote

Jim, thanks, I'll check the stickies.

Glen, fair enough - I did not provide much info in order for anyone to answer that question accurately.

I'm going with Aeon - I'll be a city with a population of roughly 780,000 people (i don't give the exact name for the purpose of maintaining some anonymity). - I am told to bring at least $1200.00 US. I suppose I want to know the rough estimation of what is spent in the first month prior to getting paid. Does that amount include buying a cell phone?

Thanks! Very Happy
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azarashi sushi



Joined: 23 Jan 2003
Posts: 562
Location: Shinjuku

PostPosted: Wed Jun 29, 2005 4:53 am    Post subject: Reply with quote

One thing to check is if you are required to pay your rent in advance or if AEON will deduct it from your first pay. If you do have to pay it in advance, that will reduce your spending money to about $800 . . . Anyway, if you're frugal and don't need to catch trains, hook up the internet, get a mobile, buy a bicycle etc... this should be fine.
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SomeGirl8



Joined: 15 Jun 2005
Posts: 8

PostPosted: Wed Jun 29, 2005 4:55 am    Post subject: Reply with quote

Ok, I can be frugal, but I do need internet set up and a phone and so on and so forth...but I will check with Aeon about the first month's rent.

Thanks for the input.
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Synne



Joined: 06 Apr 2004
Posts: 269
Location: Tohoku

PostPosted: Wed Jun 29, 2005 4:56 am    Post subject: Reply with quote

Most cell phones are free, if you would like a fancy one then you will be looking at about 3000yen - 15000yen.

The bill will come the next month after registering.
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PAULH



Joined: 28 Jan 2003
Posts: 4672
Location: Western Japan

PostPosted: Wed Jun 29, 2005 8:52 am    Post subject: Reply with quote

SomeGirl8 wrote:
Ok, I can be frugal, but I do need internet set up and a phone and so on and so forth...but I will check with Aeon about the first month's rent.

Thanks for the input.


I don't know about the policy at AEON, but at some of the big schools you are on a probation income, and depending on when you arrive and start work, you may not see part of a paycheck that month, but it will rolled over to the following month, so say the month goes till the 20th, and payday is on the 25th. You start work on the 5th of July and you get paid for the time you work in July until July 25th, get no salary in July, but it gets paid at the end of August, not July. as well as August salary. Better check what you will get and when after you get here. I know at NOVA it can be up to 3 months before you see a full paycheck when you add in a probation income or you borrow money off your employer.

AEON on the whole is above board (they are not a bank though) and won't try and rip you off, but you dont want to get here, blow your savings in the first few weeks and then find you dont get paid until the following month.
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Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Wed Jun 29, 2005 11:35 am    Post subject: Reply with quote

Depending on when the previous renter paid utilities, you may have to pay after the first month or after the second. They are thereafter paid every other month. Plan on 15000 yen/month average.

Groceries will run you 30,000 to 40,000 yen/month, depending on your desires, on the ability to find sales, on your cooking style, and whether you are a vegetarian or not. These figures don't include snacks or trips to the vending machines.

With AEON, you know how MUCH you will pay in rent (capped at about 42,000 yen/month, right?), but you need to know HOW SOON you have to pay it (as you have already learned).

AEON should have already set up the apartment with a phone line, so it is up to you to find out if it has Internet, too. Installation of that will run you about 10,000 to 15,000 yen, and then 3500 to 5000 yen/month thereafter.

Assuming AEON pays for local transportation, you need to know if you have to pay for this first and get reimbursed later, or if AEON gives you a pass at the beginning of the month.

Also find out when the first paycheck is (probationary salary or not), because you might have to wait 6-8 weeks, depending on how they run their accounting, but thereafter you should get paid with automatic deposit every month.

So, with rent, food, phone setup, you are looking at about 87,000 yen for the first month not including utilities or local transportation. That's about US$800. With the remaining 400 in hand, you will still have to pay for some form of insurance, taxes, and everything else in life, and any emergencies if they arise. In my opinion, that's cutting it a bit close. I'd double the amount you take over.
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SomeGirl8



Joined: 15 Jun 2005
Posts: 8

PostPosted: Wed Jun 29, 2005 2:35 pm    Post subject: Reply with quote

Thanks for all the inputs everyone.

Glen, you just brought up a few great points that I need to take into consideration. I guess from here, I'm so busy trying to pack and make sure I take everything I need, that I'm not thinking about the potential obstacles I might face once I get there.

That said, no obstacle is too big - except when you don't have money Wink I will bring more money for sure!

Thanks again!
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bornslippy1981



Joined: 02 Aug 2004
Posts: 271

PostPosted: Fri Jul 01, 2005 1:53 pm    Post subject: Reply with quote

I came with about $600 US and a credit card. I could've came with more, but decided to leave the final paycheck from my job in the US in my account, and see how long I could go on a really thin shoe-string. I made it about 3 weeks on this money before having my 120,00 Yen salary advance deposited in my account. I used the credit card twice at the grocery store because I was nervous about having no money, and having to pay at a place that didn't accept credit cards, which is frequent in Japan.
I maybe spent $70 on the credit card. The day my advance arrived in my account, I had about 300 Yen to my name, and was envisioning eating the bag of white rice I bought for the next week.

I purposely came with such limited funds because I didn't want to get here and go crazy, thinking "I'm in Japan. It's like a holiday with a job to keep my money steady. Let me buy the next three rounds."

I got a free phone from Vodafone a few weeks after arriving. I wonder though, do you really need Intenet access right away? I'm in a city a little smaller than where you're going, but there are plenty of Internet cafes, and free wireless spots. As you'll see, and I'm sure some people on this site will agree, the 10 emails a day dwindle after a few weeks, and only increase when you've sent home some photos and a little information about what you've been doing in your new home. I only recently paid my first Vodafone bill. I moved out of the company sub-leased apartment and into a house where I don't pay rent. My next check will have my travel re-imbursements for the past 6 weeks, the last of my salary advance deducted, and only a small amount for rent that I was still paying because I moved out a few weeks before the 30 day notice period, and had to finish paying off the rent.

With paying for travel, rent, insurance, and salary deductions, it has only left me with about 100,000 Yen for the last two paychecks. At times it's a struggle, especially when you want to do something, but know it means no food for 3 days before your last check, but eventually, things will balance out and you'll be fine.

Just budget yourself, and you'll be okay. And bring deodarant.
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yeka



Joined: 24 Oct 2004
Posts: 24
Location: Japan

PostPosted: Sun Jul 03, 2005 3:14 am    Post subject: Reply with quote

I am here with AEON*Amity. They take your rent straight out of your paycheck. Your first paycheck will be significantly smaller than the next paychecks because they take out two months worth of rent (the previous month and the following month).

I came with about $1300 USD, budgeted myself a little and I was totally fine. Actually I had about $700 left over by the time I got my first paycheck.
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SomeGirl8



Joined: 15 Jun 2005
Posts: 8

PostPosted: Sun Jul 03, 2005 3:47 am    Post subject: Reply with quote

That's great news - Thanks. But why do they take two months' rent out? Is it like a security deposit? Will they give it back? Anyhow, I think I'll be alright with what I'm bringing.
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bornslippy1981



Joined: 02 Aug 2004
Posts: 271

PostPosted: Sun Jul 03, 2005 2:01 pm    Post subject: Reply with quote

I don't know how Aeon works, but I would guess depending on your start date, the first month will be pro-rated. Check with them before signing the lease agreement. If you move in on say, July 23, then you shouldn't have to pay for July 1-22. At least, that would make sense, but with the large language schools, there are always some sort of issues.
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stillnosheep



Joined: 01 Mar 2004
Posts: 2068
Location: eslcafe

PostPosted: Mon Jul 04, 2005 11:14 am    Post subject: Reply with quote

SomeGirl8 wrote:
[W]hy do they take two months' rent out?
Because you pay a month in advance. So in your first paycheck (say September 25th for whenever you arrived in Sept thru Sept 30th) you will have the rent for the time in Sept that you occupied your aparto plus the rent for Oct deducted. Equally your last pay check will have no deductions and will include a repayment for the proportion of the (already deducted) current month's rent covering the time when you will no longer be in your aparto.
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