Site Search:
 
Get TEFL Certified & Start Your Adventure Today!
Teach English Abroad and Get Paid to see the World!
Job Discussion Forums Forum Index Job Discussion Forums
"The Internet's Meeting Place for ESL/EFL Students and Teachers from Around the World!"
 
 FAQFAQ   SearchSearch   MemberlistMemberlist   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 

Interac ALT Q and A
Goto page 1, 2  Next
 
Post new topic   Reply to topic    Job Discussion Forums Forum Index -> Japan
View previous topic :: View next topic  
Author Message
TokyoLiz



Joined: 16 Jan 2003
Posts: 1548
Location: Tokyo, Japan

PostPosted: Wed Feb 19, 2003 8:58 pm    Post subject: Interac ALT Q and A Reply with quote

I'm 4 weeks from arrival in Tokyo, and I'll be working for Interac in the Kanto area.

I have a few questions about Interac -

1. Interac uses Global Health Care for coverage. How much does the plan cost? I know there are three packages to choose from, but don't have any dirt on costs.

2. When do we receive our first pay check? How much should I budget for the first month or so?

3. For the ALTs out there, how likely is it that Interac can offer LC work in the evenings?

4. How often do we have to report to the branch office (Tokyo, Chiba, Hammamatsu)?

5. Which phone option do you guys recommend - pay as you go, or get J-phone/DoCoMo right away?

6. What are the costs of getting an ADSL line? Connection fees? Per month?

7. Silly Question Time - I'm 5'4", which I believe isn't too big in Japan, so I can probably get clothes there. However, I have serious gaijin feet - 25.5 cm. Are my shoe-shopping expeditions doomed to failure in the Kanto region? Any women help me out here?

8. Where can I find out about Sayonara Sales in west central Chiba?

Thanks for helping me out, folks!
Back to top
View user's profile Send private message
Sherri



Joined: 23 Jan 2003
Posts: 749
Location: The Big Island, Hawaii

PostPosted: Wed Feb 19, 2003 11:16 pm    Post subject: Reply with quote

I can't help with qs 1 to 4. You should really ask Interact directly. If they don't/won't answer them, you should consider working elsewhere. They are fair questions to ask your employer.

I don't have a mobile--perhaps I am the only one in Japan without one. I hope someone else can help you here.

As for number 7, I have size 25 and it is really hard to find shoes. They usually go up to 24.5 in the shops and is frustrating! You can find big shoes but they are usually the ugly clumpy ones that no one else wants. I buy all my shoes when I go abroad or from catalogues. Victoria's Secret has a good selection and ships to Japan.

Try http://metropolis.japantoday.com/classifieds.asp for a list of classifieds on line that have Sayonara Sales. The Daily Yomiuri on Weds also has a classified section. Good luck in Japan
Back to top
View user's profile Send private message Send e-mail
Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Thu Feb 20, 2003 3:56 am    Post subject: Reply with quote

Liz,

1. Why don't you ask Interac or Global? Sounds like an elementary question they'd be happy to answer.

2. Again, ask Interac. This should be a standard question they've heard a hundred times and would be happy to answer. As far as how much to budget yourself, bring US$4000. That first paycheck may be 6-8 weeks away, plus you want something for emergencies.

3. What is "LC"?

4. Again, ask Interac. This should be a standard question they've heard a hundred times and would be happy to answer.

5. What is "pay as you go"? A phone card? Cellular phones give you the ability to receive as well as send, so if you think it's important to GET calls, buy one. If you expect calls at home, get one.

6. ADSL costs about 5000 yen per month. Installation is about 10,000 yen.

7. Sorry. I can't help you with women's shoes.

8. Sorry, I don't live in that area.
Back to top
View user's profile Send private message
ne01



Joined: 20 Jan 2003
Posts: 23

PostPosted: Fri Feb 21, 2003 1:33 am    Post subject: Reply with quote

i'm in the same situation as you tokyoliz. i've asked interac some of those questions too. here are some of the answers.

you don't want to hear this but the first pay isn't until 2 june!! yes that was no mistake.. june! Mad sounds like interac are up to their old tricks even on the first pay Rolling Eyes so i'm bringing all of my money with me.

as for phones, i'll probably use phone cards until i get a ketai because fixed lines are totemo takai!! but i want adsl for the net so i'll check things out when i'm there. daijoubu.

jyane!
Back to top
View user's profile Send private message
shazbot



Joined: 17 Jan 2003
Posts: 4
Location: Japan

PostPosted: Tue Feb 25, 2003 1:12 am    Post subject: questions and answer for Liz Reply with quote

Shoes - yep, get them OS. I have 26.5 cm feet/flippers and I have enough trouble getting shoes at home, let alone Japan. Mind you sneakers/trainers are okay to get here, most styles are unisex.Inside the schools you can wear any sort of sneakers. Even the Western shops (e.g. Gap, etc) have dropped most of their larger size range clothes, so bring as much as you can with you. Your height won't be a problem for clothes, it is more your width that will be the issue. On the other side stockings/pantyhose are easy to find even for us tall gaijin women (the LL size will fit women up to 170cm or so)

Keitai - You should get one ASAP on your arrival. Depending on where you are living (I am also in Kanto), you may have trouble getting a keitai without a gaijin card...only AU would supply the ALTs I was with and that was only because I could pay by credit card. The inner city Tokyoites had no such problem. Interac will want you get a Keitai ASAP and should help you to get one. Believe me, it is not worth waiting or using phone cards, the pay phones are few and far between).

ADSL - I pay a total of 5000 yen per month for the ADSL Line/modem rental (NTT) and the content provider (your choice of Yahoo, OCN, etc). Glen is right, it costs about 10000 yen to set up. BUT you don't need a telephone connected to your house as well, only a telephone line.

First Pay - Interac pays at the end of the following month you worked. So no Interac tricks here, this is the way that they do it. So for the month of April you won't get paid until the end of May (which is June 2nd due to the last day of the month falling on the weekend). Bring a barrel full of cash coz you will hemorrhage money in the first few weeks.

Health Insurance - You get basic health insurance paid by Interac, but the catch is that when you do visit the doc you have to pay upfront and then get reimbursed by the health insurance company. Things might have changed though, it has been a while since I started. A great incentive not to go to the doctor though. That is not an Interac problem, just a insurance problem. You can get additional health insurance if you like.

LC work - close to zero chance. there is just not the work available in the evenings, most LC work is now during the day and is fairly sparse from my LC contacts.

Happy to answer any other chicks in Kanto Questions. Smile
Back to top
View user's profile Send private message
TokyoLiz



Joined: 16 Jan 2003
Posts: 1548
Location: Tokyo, Japan

PostPosted: Tue Feb 25, 2003 2:26 am    Post subject: Answers - thank you! Reply with quote

Thanks for your answers, folks.

Shazbot wrote

Quote:
Shoes - yep, get them OS. I have 26.5 cm feet/flippers and I have enough trouble getting shoes at home, let alone Japan. Mind you sneakers/trainers are okay to get here, most styles are unisex.Inside the schools you can wear any sort of sneakers.


Thanks for the info. Although it's disappointing to hear that availability is poor in Kanto region, it's good to have confirmed. I lived on Shikoku before, and wondered if the big city was any better than the boonies.

Glenski asked
Quote:
What is "LC"?


LC, in Interac parlance, means Language Consultant, a position on a rotating schedule. LCs are in-house business English teacher and one-shot Assistant Language Teacher.

I look at Metropolis Magazine and the classifieds frequently. Looks like few Chiba ken people advertise there (or at least, not that I've seen). Ah well.
Back to top
View user's profile Send private message
ne01



Joined: 20 Jan 2003
Posts: 23

PostPosted: Tue Feb 25, 2003 10:22 am    Post subject: Reply with quote

can anyone provide me with some info on the national health insurance. interac uses global healthcare and it's relatively cheap but i want to compare the two. what's anyone's recommendation? thanks.
Back to top
View user's profile Send private message
Spiderman



Joined: 20 Jan 2003
Posts: 13

PostPosted: Tue Feb 25, 2003 5:57 pm    Post subject: Caution with Interac Reply with quote

As to Health insurance, an employer in Japan is required by law to provide some sort of health coverage for their employees. One of Interac's old tricks is to talk the newcomers into getting their own coverage. Then, if the person falls ill, Interac's premiums don't go up because Interac's insurance wasn't used.

Have you people really researched this company so you know what you're getting into? A word to the wise is sufficient... Twisted Evil
Back to top
View user's profile Send private message Send e-mail
Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Tue Feb 25, 2003 9:28 pm    Post subject: Reply with quote

neo,

Japan's National Health Insurance covers you for about 70% of your medical costs. When you visit a doctor, you have to pay the remaining 30% right then and there. Most doctors get (legal) kickbacks from prescriptions, so they have direct connections to their pharmacies, and as a result, they prescribe a lot.

Monthly payment for the first year of NHI is about 2000 yen. You pay this for 10 months, but coverage is for 12. HOWEVER, after the first year, Japan now has a record of how much you earned, and they use that to determine subsequent NHI payments. They can go up astronomically to over 20,000 yen/month, so beware. Also, if you opt to go with another health plan your first year (or more), then shift to NHI, they will ask you to make back-payments.
Back to top
View user's profile Send private message
TokyoLiz



Joined: 16 Jan 2003
Posts: 1548
Location: Tokyo, Japan

PostPosted: Tue Feb 25, 2003 10:34 pm    Post subject: Interac quotes on health insurance Reply with quote

Neo1,

I was told that the monthly cost has yet to be finalized - Interac told me between 4500 and 5500 yen a month.

As for you other folks out there, is this a typical price for health coverage?
Back to top
View user's profile Send private message
G Cthulhu



Joined: 07 Feb 2003
Posts: 1373
Location: Way, way off course.

PostPosted: Tue Mar 04, 2003 11:50 am    Post subject: Re: Interac quotes on health insurance Reply with quote

TokyoLiz wrote:
Neo1,

I was told that the monthly cost has yet to be finalized - Interac told me between 4500 and 5500 yen a month.

As for you other folks out there, is this a typical price for health coverage?



I pay 2250 yen per month for unlimited cover under the National Health scheme, and have for the past three years. Think it through: why should Interac say the cost hasn't been finalised yet?! Unless they are doing something amazingly stupid like arranging policies individually (then again, this is Interac we're talking about... ) they have a contract with a provider. Remember, *any* worker in Japan can opt to join the National Health Insurance scheme. They can't (under law) make it a contract requirement that you join their in-house scheme.



Persoanlly, I wouldn't touch Interac with a barge poll.
Back to top
View user's profile Send private message
TokyoLiz



Joined: 16 Jan 2003
Posts: 1548
Location: Tokyo, Japan

PostPosted: Thu Mar 06, 2003 12:14 am    Post subject: National Health Reply with quote

How do you apply for National Health Insurance?

G Cthulu wrote

Quote:
I pay 2250 yen per month for unlimited cover under the National Health scheme, and have for the past three years.


Glenski warned that the premiums can rise in the second year - how do you avoid this?

Thanks for your info.
Back to top
View user's profile Send private message
G Cthulhu



Joined: 07 Feb 2003
Posts: 1373
Location: Way, way off course.

PostPosted: Thu Mar 06, 2003 5:36 am    Post subject: Re: National Health Reply with quote

TokyoLiz wrote:


How do you apply for National Health Insurance?



You say to your employer, 'Enrol me in the National Health Insurance Scheme, please. I expect my insurance card by this time next week, okay?"

Being Interac (you may have noticed I have a very low opinion of them...) I imagine they will try and tell you that you can't. That is only true if joining their recommended scheme is part of the employment contract as a *necessary* part of employment with them. If it isn't a formal part of the contract (as in, you can opt out of the insurance they offer) then you are able to opt-in to the National Scheme.


Quote:

G Cthulu wrote

Quote:
I pay 2250 yen per month for unlimited cover under the National Health scheme, and have for the past three years.


Glenski warned that the premiums can rise in the second year - how do you avoid this?



Okay, on this I am completely unsure what he's talking about. My premiums have always been the same and I've been here three years this time around - they stayed the same every other time I've been here too. I've always assumed they were fixed rates and never looked into it beyond that.
Back to top
View user's profile Send private message
TokyoLiz



Joined: 16 Jan 2003
Posts: 1548
Location: Tokyo, Japan

PostPosted: Thu Mar 06, 2003 6:33 pm    Post subject: Reply with quote

G Cthulhu wrote

Quote:
My premiums have always been the same and I've been here three years this time around - they stayed the same every other time I've been here too. I've always assumed they were fixed rates and never looked into it beyond that


Glenski mentioned this, but I don't know any more than you do. Maybe he can elaborate.


Last edited by TokyoLiz on Tue Jul 03, 2018 9:30 am; edited 1 time in total
Back to top
View user's profile Send private message
As Das Fads



Joined: 06 Mar 2003
Posts: 44

PostPosted: Thu Mar 06, 2003 9:33 pm    Post subject: Health Insurance, sick leave and new ALT: more info please Reply with quote

Sorry, I am getting a bit confused by the talk of health insurance.

I thought that if you get a sponsored working visa in Japan then your Japanese employer must supply you (i.e. pay) for your health insurance. My Interac contract states that I must 'acquire' Japanese Health Insurance or 'enrol' an insurance plan offered by an Interac. Given what the other ALTs are saying about having to purchase insurance I am quite concerned that "enroling" means "you have to pay for". My friends who are currently with Interac said that last year the company paid for the insurance for them.

Also does anyone have any provision for paid leave (i.e. sick or otherwise) in their contract. My contract says nothing, only my regular school holidays. A year without any form of paid sick leave is a long time methinks. Again, my friends said that last year Interac gave them some paid leave (5 days or so). Is this normal for contracts in Japan?
Back to top
View user's profile Send private message
Display posts from previous:   
Post new topic   Reply to topic    Job Discussion Forums Forum Index -> Japan All times are GMT
Goto page 1, 2  Next
Page 1 of 2

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


This page is maintained by the one and only Dave Sperling.
Contact Dave's ESL Cafe
Copyright © 2018 Dave Sperling. All Rights Reserved.

Powered by phpBB © 2001, 2002 phpBB Group

Teaching Jobs in China
Teaching Jobs in China