Job Discussion Forums

[brewsterbudgen]

I'm coming to Bangkok from UK in September to take the CELTA at ECC and hopefully find work in Thailand or, possibly China, afterwards.

I know I will need some form of insurance, principally medical insurance. I've had quotes for medical insurers (BUPA International, Morgan Price, William Russell etc.) with prices ranging from �1,300 to �500 per annum. My preferred choice at the moment is for Preferred Medical Ltd who offer a "teacher's policy" at �690 for the Silver cover.

However, I have also found many travel insurance policies that will provide cover for a year (single trip - i.e. no return to the UK during the year). Costs range from �500 to �200 per annum. As well as medical "emergency" cover up to �10 million, they also include insurance for baggage loss, cash, tickets etc.

My question: is a travel insurance policy sufficient or should you take out specific medical insurance (and a separate travel insurance for loss etc.)?

Thanks

Brewster

[tedkarma]

Several people I know - and I - use KW Batten out of the UK.

Look for their consulant's email address about 2/3 down this page: http://phuketdelight.com/medical.htm

My opinion is that you should always carry your own insurance - typically the insurance schools provide for you is bare minimum and often the cheapest they can find. I like to feel that if I really need it - I can get the finest care available.

Don't forget that in Asia and Thailand in particular - you don't need the massive cover than you would need back home. But you do need more than the silly small amounts profided by some companies.

Batten gives you excellent cover for a very decent price. And, their "consultant" is great. I used them in Tanzania, Thailand, Saudi Arabia and more - with never a problem.

I'm not a salesman - but I like a good deal when I get one.