Job Discussion Forums

mpan · Joined: 26 Mar 2005 Posts: 35 Location: Taoyuan, Taiwan

I have been with a new school for 3 months now. This is the first time they ahve taken money for health insurance. They have not even given me the card yet. They are taking 900NT$ a month. I have been here for 2 years now and never payed more than 300NT$/ month for health insurance. Does that sound right to anyone? Isn't the school supposed to kick in some of that. SHould i be looking for a new school? Are they ripping me off?

BigWally · Posted: Fri Jan 19, 2007 3:01 pm Post subject:

at my school i pay $225/mth for full coverage, got my card not long after i got my ARC....sounds like you're getting ripped off my friend...

thewileycoyote · Joined: 29 Jan 2006 Posts: 31

Maybe they forgot to take the $300 a month for the first few months and took the full amount all at once.

BigWally · Posted: Fri Jan 19, 2007 7:00 pm Post subject:

i should clarify becuase coyote brings up a good point....for the first while that you're working at a school you're not going to be covered, because you still arent an ARC holding foreigner yet, depending on when you got your health insurance card, is when you should be getting billed from for health insurance, if they are taking money off for the months you werent actually covered you are getting ripped off...

you should ask them to break down the cost for you and see how much you are actually paying per month, make up some story about wanting to set up a budget or something...

Jawnee · Joined: 15 Jan 2006 Posts: 15 Location: Hsinchu

I hate to jump into the discussion, actually I don't hate to.

You should have a health card very soon after you start paying or having healty insurance deducted off you pay.

I pay about $800NT per month for health insurance. I think it is a function of how much you are paid, how many hours your school has that they can charge you time to, and how honest your school is.

Your health card will have you picture on it, because you had to supply one or two pictures with your application for your health card.

As soon as you are legal - Work Permit and ARC - it should not take very long for you to get your health insurance (two or three weeks - maybe four)

IF you are paying taxes and your school says you have a work permit, you should also have a health card.

Bye Bye

MomCat · Joined: 02 Dec 2004 Posts: 297

My school pays a fairly large percentage of the health insurance. I have no idea if schools are required to pay a percentage, but if not the amount paid by the student could vary quite a bit.

I also received a temporary health card as soon as I was eligible for the ARC. The actual card came through about two weeks later.

markholmes · Joined: 21 Jun 2004 Posts: 661 Location: Wengehua

mpan · Joined: 26 Mar 2005 Posts: 35 Location: Taoyuan, Taiwan

HI Thanks for all your input. Coyote .... i am being charged 900/monhth .. they took off money for 2.5 months and it was almost 2400NT$. I would like Clark to respond very much . I would like to know what the legislation says about all of this.

BigWally · Posted: Sat Jan 20, 2007 7:39 pm Post subject:

clark.w.griswald · Joined: 06 Dec 2004 Posts: 2056

As someone has stated we pay a percentage of what we earn so the actual amount that you pay will depend upon what your salary is each month.

It is all rather complicated. Foreign teachers are considered Category 1 employees. The maximum premium rate is 6% of which 30% is the employee�s responsibility and 70% the responsibility of the employer.

Based upon that, a teacher earning NTD60,000 should be paying around NTD300 a month while the employer would pay NTD700 per month.

That�s my understanding anyway.

MomCat · Joined: 02 Dec 2004 Posts: 297

Clark,

Does someone earning $60,000 pay the maximum of 6%? If so, I believe the total insurance would be $3,600 and the employee's share would be $1080.

Cat

clark.w.griswald · Joined: 06 Dec 2004 Posts: 2056

AQUA MARINA

My Canadian private medical insurance with TIC is about to expire and I'm shopping around for a reputable company with good rates here in Taichung City. I'm a bit confused if our National Health Card covers most things or if I should get private insurance for medical emergencies or accidents. I'm worried if i ever got into a scooter accident, broke a leg etc..

Is the healthcare system reliable in Taiwan oR should I continue and extend it with TIC? It's wayy more expensive but If I needed to fly back, they would cover costs. Overhere, NanShan Insurance I only pay between 600-1,200NT for coverages. I'm a bit worried. Any recommnedations?