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Luna Chica
Joined: 04 Sep 2005
Posts: 177
Location: Trujillo, Peru
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 Posted: Mon Dec 04, 2006 10:56 pm Post subject: Health Insurance? |
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| Hi Guys, Does anyone have any recommendations for a good private health insurance policy for my ni~no? I am covered by my school, but he is not. I figure it is probably easier to have a policy based in Peru rather than Australia. Any ideas or suggestions? Thanks! |
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naturegirl321
Joined: 04 May 2003
Posts: 9041
Location: home sweet home
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| Posted: Tue Dec 05, 2006 12:57 pm Post subject: |
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| Pacifico Salud is supposed to be the best, about 180 soles a month. |
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Aramas
Joined: 13 Feb 2004
Posts: 874
Location: Slightly left of Centre
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| Posted: Tue Dec 05, 2006 1:22 pm Post subject: |
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| naturegirl321 wrote: |
| Pacifico Salud is supposed to be the best, about 180 soles a month. |
Is it just me or does that seem like a lot? |
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naturegirl321
Joined: 04 May 2003
Posts: 9041
Location: home sweet home
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| Posted: Tue Dec 05, 2006 2:42 pm Post subject: |
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| It is a lot. Sometimes your employer has medical to offer. |
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Luna Chica
Joined: 04 Sep 2005
Posts: 177
Location: Trujillo, Peru
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| Posted: Tue Dec 05, 2006 11:36 pm Post subject: |
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| Ouch that does seem pretty expensive. Any other options? |
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RyanS
Joined: 11 Oct 2005
Posts: 356
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| Posted: Wed Dec 06, 2006 6:04 am Post subject: |
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| Luna Chica wrote: |
| Ouch that does seem pretty expensive. Any other options? |
socialism. Im going to Peru Tomorrow. |
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Aramas
Joined: 13 Feb 2004
Posts: 874
Location: Slightly left of Centre
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| Posted: Wed Dec 06, 2006 11:35 am Post subject: |
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I have no idea what they're like, but http://www.worldnomads.com/ is an Australian travel insurance company that covers you for 6 months for $300AUD or 12 months for around $500AUD vs ~$850AUD a year for the one naturegirl mentioned.
I'll probably go with World Nomads simply because I'm not committed to staying in Peru and might end up anywhere. If I knew I was staying in Peru I might get something local.
The cost of health insurance comes as a real shock to us residents of 'socialist' countries  |
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agraphile
Joined: 29 Jan 2007
Posts: 2
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| Posted: Sun Feb 04, 2007 6:09 pm Post subject: |
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| Quote: |
| I have no idea what they're like, but http://www.worldnomads.com/ is an Australian travel insurance company that covers you for 6 months for $300AUD or 12 months for around $500AUD vs ~$850AUD a year for the one naturegirl mentioned. |
I was pretty happy with World Nomads. I had to make three claims on my last bout of travelling and I had no trouble with any of them. As with any insurance company, be sure to keep your receipts for your items as it makes the process a lot easier. They're based in Australia, but will let you scan any documents such as medical bills, receipts etc and send them via email - very handy. They were quite particular about my medical claim (it was only $100 of pills), but luckily I had asked for full receipts from the doctor and had no worries with recouping the cash.
Even though I have found cheaper policies (my last policy with them was close to �300 for a year, whereas I have seen other companies for ~�230) I think I will stick with them again when I head to Korea to teach in the summer. According to the Lonely Planet forum there is a promotional code which is meant to give you 5% off your policy cost: STPJMS
hope it still works in July  |
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