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flyingkiwi
Joined: 29 Jan 2007
Posts: 211
Location: In the Golden Gai in Shinjuku, arguing with Mama-san over my tab
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 Posted: Mon Jul 23, 2007 6:13 am Post subject: Moving locations and therefore moving banks |
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Hi all, I would really appreciate if someone could help me with this:
I will move from Miyazaki prefecture at the end of this month and will go to Gunma. I currently have a Miyazaki bank account and this will be useless in Gunma. Therefore, I have to transfer all my money to a new account. I am thinking of opening an account with Shinsei bank. How do I transfer all my money to the new account?
Cheers. |
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furiousmilksheikali
Joined: 31 Jul 2006
Posts: 1660
Location: In a coffee shop, splitting a 30,000 yen tab with Sekiguchi.
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| Posted: Mon Jul 23, 2007 10:27 am Post subject: Re: Moving locations and therefore moving banks |
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| flyingkiwi wrote: |
Hi all, I would really appreciate if someone could help me with this:
I will move from Miyazaki prefecture at the end of this month and will go to Gunma. I currently have a Miyazaki bank account and this will be useless in Gunma. Therefore, I have to transfer all my money to a new account. I am thinking of opening an account with Shinsei bank. How do I transfer all my money to the new account?
Cheers. |
Go to an ATM, check your balance and then put that number in and withdraw.
Or go to the teller. Ask her how much money you have in the bank and then ask her if you can have it all.
I think trying to do an electronic transfer will just result in you losing some cash due to handling fees. |
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JimDunlop2
Joined: 31 Jan 2003
Posts: 2286
Location: Japan
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| Posted: Mon Jul 23, 2007 10:31 am Post subject: |
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1. Open Shinsei account
2. Furikomi transfer all your money into that account
3. Close the Miyazaki account
Done. |
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Jon Taylor
Joined: 09 Mar 2005
Posts: 238
Location: Tokyo
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| Posted: Mon Jul 23, 2007 11:16 am Post subject: |
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| JimDunlop2 wrote: |
1. Open Shinsei account
2. Furikomi transfer all your money into that account
3. Close the Miyazaki account
Done. |
I wouldn't advise closing the Miyazaki account as the Japanese banks charge a fee for doing this. |
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flyingkiwi
Joined: 29 Jan 2007
Posts: 211
Location: In the Golden Gai in Shinjuku, arguing with Mama-san over my tab
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| Posted: Mon Jul 23, 2007 11:41 am Post subject: |
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| Quote: |
JimDunlop2 wrote:
1. Open Shinsei account
2. Furikomi transfer all your money into that account
3. Close the Miyazaki account
Done.
I wouldn't advise closing the Miyazaki account as the Japanese banks charge a fee for doing this. |
As i will move to Gunma, wouldn't that be a problem to close the account, as I would have to be physically present to sign some documents in Miyazaki? |
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flyingkiwi
Joined: 29 Jan 2007
Posts: 211
Location: In the Golden Gai in Shinjuku, arguing with Mama-san over my tab
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| Posted: Mon Jul 23, 2007 11:43 am Post subject: |
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| Quote: |
Go to an ATM, check your balance and then put that number in and withdraw.
Or go to the teller. Ask her how much money you have in the bank and then ask her if you can have it all. |
That's all well and good, but what happens when you have over 1 million yen in your account? No way would I want to be carrying around that sort of cash.  |
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azarashi sushi
Joined: 23 Jan 2003
Posts: 562
Location: Shinjuku
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| Posted: Mon Jul 23, 2007 11:47 am Post subject: |
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| You might be better off going with one of the larger banks like Mizuho or SMBC ( I assume they have branches in both Miyazaki and Gunma ) ... You could open the new account there and just furikomi the money into the new account. |
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furiousmilksheikali
Joined: 31 Jul 2006
Posts: 1660
Location: In a coffee shop, splitting a 30,000 yen tab with Sekiguchi.
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| Posted: Mon Jul 23, 2007 12:47 pm Post subject: |
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| flyingkiwi wrote: |
| Quote: |
Go to an ATM, check your balance and then put that number in and withdraw.
Or go to the teller. Ask her how much money you have in the bank and then ask her if you can have it all. |
That's all well and good, but what happens when you have over 1 million yen in your account? No way would I want to be carrying around that sort of cash. |
Go on! Live dangerously! |
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southofreality
Joined: 12 Feb 2007
Posts: 579
Location: Tokyo
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| Posted: Mon Jul 23, 2007 4:14 pm Post subject: |
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| flyingkiwi wrote: |
| Quote: |
JimDunlop2 wrote:
1. Open Shinsei account
2. Furikomi transfer all your money into that account
3. Close the Miyazaki account
Done.
I wouldn't advise closing the Miyazaki account as the Japanese banks charge a fee for doing this. |
As i will move to Gunma, wouldn't that be a problem to close the account, as I would have to be physically present to sign some documents in Miyazaki? |
You should be able to set up the Miyazaki account to close on a specified date, say 2 weeks after you're expected to arrive in Gunma. That should give you plenty of time to do the transfer before the account closes. |
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flyingkiwi
Joined: 29 Jan 2007
Posts: 211
Location: In the Golden Gai in Shinjuku, arguing with Mama-san over my tab
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| Posted: Tue Jul 24, 2007 12:59 am Post subject: |
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| Quote: |
1. Open Shinsei account
2. Furikomi transfer all your money into that account
3. Close the Miyazaki account
Done.
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Unfortunately, there is no shinsei account near where I live in Miyazaki. My supervisor suggested I open an account with the local post office, then, once I move to Gunma, I access it again, then transfer it to the new bank, whether it be Shinsei or e-bank, or whatever. Good idea? |
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southofreality
Joined: 12 Feb 2007
Posts: 579
Location: Tokyo
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| Posted: Tue Jul 24, 2007 1:25 am Post subject: |
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| flyingkiwi wrote: |
| Quote: |
1. Open Shinsei account
2. Furikomi transfer all your money into that account
3. Close the Miyazaki account
Done.
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Unfortunately, there is no shinsei account near where I live in Miyazaki. My supervisor suggested I open an account with the local post office, then, once I move to Gunma, I access it again, then transfer it to the new bank, whether it be Shinsei or e-bank, or whatever. Good idea? |
Yes. Don't you think so? |
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flyingkiwi
Joined: 29 Jan 2007
Posts: 211
Location: In the Golden Gai in Shinjuku, arguing with Mama-san over my tab
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| Posted: Tue Jul 24, 2007 2:43 am Post subject: |
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Yes, I do.  |
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