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Free housing, free housing, free housing. So is it worth it?
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 10:50 am    Post subject: Free housing, free housing, free housing. So is it worth it? Reply with quote

A philosophical point about the free housing in the Gulf: Most teachers in Saudi Arabia and the UAE seem to be telling us "Oh, this is the best place in the world to work because you get free housing, free housing, where else can you get free housing!"

I am not a certified K-12 teacher, but I know that in Houston, the average salary for all K-12 public school teachers is $45,000 or thereabouts. Since the median single-family house price in Houston is somewhere around $140,000, most people at that income level own their own house, either outright or with a mortgage. Statistics show that 40% of homeowners in the US own their homes outright. That means many, many schoolteachers have, in effect, free housing in their home country. More than likely, they have dual incomes as well. And they get to pass on the Middle East.

Certainly, you have to pay taxes at home, but at least some of those taxes go into the social security system, even in the US--where income taxes are reasonable compared to the rest of the Western world. I think the most unfortunate of teachers are those like me, neither K-12-certified nor professors with PhDs. We are the ones who must live in the Gulf or Libya or someplace to make any money. Well--with some rare exceptions. (I will shortly leave the ME for what I'll call an undisclosed location for the moment, for a job that gives me among other benefits a rotation of 4 weeks on and 4 weeks off year-round, and all I will add to that is: I love the smell of crude oil in the morning. It smells like...my salary!)

Anyway, back to my topic, all this is not to mention university professors, who earn far more on average back in the US than school teachers. Therefore I think the blanket assertions that you simply can't get a better deal in teaching than the Gulf because of the free housing is debatable at best, or at least more relevant to people who have not been in the work force very long.

Do K-12 people earn similar salaries to Houston in UK/AUS/NZ etc? I would be curious to know. What percentage, give or take, of such people own their own homes outright?
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Cleopatra



Joined: 28 Jun 2003
Posts: 3657
Location: Tuamago Archipelago

PostPosted: Thu Jul 26, 2007 11:18 am    Post subject: Reply with quote

Quote:
Most teachers in Saudi Arabia and the UAE seem to be telling us "Oh, this is the best place in the world to work because you get free housing, free housing, where else can you get free housing!"


This is rather an odd post. Firstly, I have never heard anyone - let alone 'most teachers' - say the above words. What many people do point out is that free housing (often with free utilities too) is one of the perks of working in the Gulf. It is obvious that having free housing is indeed a perk because the fact that you are not occupying your own home - and are enjoying free housing here - means that you can rent out your apartment/house in your own country for the duration of your stay in the Gulf. This can add a considerable amount to your real income - as much as SR5000 a month or more. So, having free housing definitely adds to the attractiveness of employment packages in the Gulf.
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spiral78



Joined: 05 Apr 2004
Posts: 11534
Location: On a Short Leash

PostPosted: Thu Jul 26, 2007 11:21 am    Post subject: Reply with quote

A long time ago when I looked into going into K-12 in Virginia, I was NEVER gonna be able to buy a house on my own - it would seriously have taken a two-salary family to swing it. One reason I never got a certification to teach after graduating with a BEd, but went into corporate stuff instead. However, that's seriously dated info: decades old, in fact. I hope things are different now.

So, globalnomad, are you heading for the lovely, not-so-tropical island of Sakhalin, Very Happy perhaps? Or maybe the lovely sands of the Angolan coast. If so, I'll give you some useful contacts.
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 11:22 am    Post subject: Reply with quote

edited...where is the delete button?

Last edited by globalnomad2 on Thu Jul 26, 2007 11:26 am; edited 1 time in total
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 11:25 am    Post subject: Reply with quote

Cleo's last point about renting out your house is quite true, and something I've also enjoyed. But on these threads I have seen people say you can't find a deal like the Gulf anywhere else. It's an opinion I can respect but find interesting to debate. I am also curious about K-12 salaries in other English-speaking countries.

Sahkalin? Nope Smile Angola? Nope Smile Thanks for the offer of contacts, anyway.
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miski



Joined: 04 Jul 2007
Posts: 298
Location: Kuwait

PostPosted: Thu Jul 26, 2007 11:31 am    Post subject: Reply with quote

A tax free salary and free accom. in the Gulf enabled me to travel , enjoy and buy a house in the UK , paid for over 10 years. A relative wh has just started teaching in the UK last year,could only afford a one bedroom flat......with a hefty mortgage + the student loans that have to be paid off too.

Take the Gulf anytime- no taxes, sunshine, savings, travel and meeting people from all over the world that you would never meet in Texas.....
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Cleopatra



Joined: 28 Jun 2003
Posts: 3657
Location: Tuamago Archipelago

PostPosted: Thu Jul 26, 2007 11:32 am    Post subject: Reply with quote

Quote:
But on these threads I have seen people say you can't find a deal like the Gulf anywhere else.


Well, maybe people who have enjoyed similar packages elsewhere can enlighten us on this? So far as I know, it's difficult, but perhaps not impossible, to find deals which provide a reasonably high salary, paid accommodation, health insurance, long holidays, kids' education and annual flights for both the employee and his/her dependents. There may be a few places - perhaps in the Far East - which provide such comprehensive packages but my suspicion is that they are few and far between.

Also, you need to bear in mind that for many people here, the choice is not between teaching school at home and teaching ESL in the Gulf, but between the Gulf and some other ESL destination. Many, maybe most, ESL teachers here are not trained to teach in schools in their native countries and have chosen to specialize in ESL, perhaps taking a relevant masters' degree. Certainly, opportunities in the ESL field are very poor in most English speaking countries - you would be doing very well to get a contract (as opposed to hourly work) at all, let alone one with anything like the benefits obtainable here. So, for these people - such as myself - the Gulf is the best place to be from a financial standpoint. The free housing is only one part of this, but it is an important part.
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Stephen Jones



Joined: 21 Feb 2003
Posts: 4124

PostPosted: Thu Jul 26, 2007 12:19 pm    Post subject: Reply with quote

If you and your wife are working back home, but only one of you is in the Gulf, then back home wins.
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 12:33 pm    Post subject: Reply with quote

Houston does have large immigrant populations; there are even East Asian malls...all for more diversity than Stetson-wearing walking stereotypes. I mentioned the median home prices in Houston because the homes are very affordable there for a large city. The Gulf does provide those who are more or less starting out financially (in teaching) to get ahead; I don't dispute that. Japan and Malaysia (World Bank-funded project) did that for me, but those days are over for those places.

Not to condescend but Europeans crave sunshine more than Americans; one need only experience one normal Euro-summer to know what that means. Although rainfall in inches is similar in the US, it comes in buckets in between sunny days...so Americans generally do not worship the sun as much as Europeans do, nor do they crave the 115-degree heat with 80% humidity of the Gulf.
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Van Norden



Joined: 23 Oct 2004
Posts: 409

PostPosted: Thu Jul 26, 2007 12:52 pm    Post subject: Reply with quote

It's like any deal that offers "free" this or that (be it company car, t-shirt, coffee mug, etc: ) you look at the whole package and then compare it to other deals. I don't wet my pants because I'm getting "free" housing. I just look at the bottom line: Net income and savings potential. Of course, free housing contributes to this, but it's not an end in itself.

The Hong Kong NET scheme (one of the best tefl gigs in the world) is a case in point. It doesn't provide "free" housing, but the overall package is miles ahead of nearly anything on offer in the Gulf. You'd (or, should I say I'd Very Happy ) take it above 95% of the jobs on offer here.

Reluctantly, I have to agree with Cleo: gn2's point about about high school teachers getting "free" housing is very odd indeed. He obviously didn't think that one through! I would add, though, that whether or not you own your own home isn't especially relevant to this discussion. Free housing in the Gulf benefits homeowners and non-homeowners equally.
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 12:58 pm    Post subject: Reply with quote

It's not that odd because not everyone will necessarily rent out their house. And it is a factor: If you are not paying a mortgage or rent at home, is it in fact worth it to work in the Gulf Middle East just for a little extra cash? That's what I mean by "free housing at home" and I don't see how it's an illogical point.
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Van Norden



Joined: 23 Oct 2004
Posts: 409

PostPosted: Thu Jul 26, 2007 1:16 pm    Post subject: Reply with quote

No gn2, it's irrelevant. The benefit is the same. I don't own any property and I'm not paying rent either. It's not an issue.

I also get 'rent,' but it doesn't come from tenants.

It's just as "worth it" for me as it is for someone with their own pile of bricks.
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Van Norden



Joined: 23 Oct 2004
Posts: 409

PostPosted: Thu Jul 26, 2007 1:30 pm    Post subject: Reply with quote

globalnomad2 wrote:
If you are not paying a mortgage or rent at home, is it in fact worth it to work in the Gulf Middle East just for a little extra cash? That's what I mean by "free housing at home" and I don't see how it's an illogical point.

Sorry, I read that as a statement, not a question.

My answer: No, it ain't worth it for "a little extra cash." Of course not. You only stay here if you really need the money and you're getting paid a lot more than you can get elsewhere.
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 1:39 pm    Post subject: Reply with quote

I did not say the financial benefits were not the same for everyone. My clear implication is that the benefits of teaching in the Gulf are more important to me if I am trying to pay off a mortgage at home and less important to me if I don't have to pay off a mortgage...therefore I would be less likely to pursue a Middle East job (assuming I am gainfully employed at home) if my home in the US has been paid off.
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globalnomad2



Joined: 23 Jul 2005
Posts: 562

PostPosted: Thu Jul 26, 2007 1:43 pm    Post subject: Reply with quote

OK Van--I just saw your last post...we agree on this.

Furthermore, if I have paid off my house as quickly as possible and thus minimized the interest payments, I have in essence made the payments to myself, now I own the house, so in that sense it is actually "free housing." Not completely...but in some sense it is.
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