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seamonkey
Joined: 18 Feb 2006
Posts: 29
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 Posted: Thu Dec 13, 2007 6:46 am Post subject: Health insurance |
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| Hi, can anybody recommend a good cheap health insurance company? |
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flyingkiwi
Joined: 29 Jan 2007
Posts: 211
Location: In the Golden Gai in Shinjuku, arguing with Mama-san over my tab
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| Posted: Thu Dec 13, 2007 6:49 am Post subject: |
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Cheap and health insurance normally don't go together.
I am on VIVA VIDA |
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ndorfn
Joined: 15 Mar 2005
Posts: 126
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| Posted: Thu Jan 24, 2008 12:08 pm Post subject: |
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| interglobal, head office in NZ |
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Quibby84
Joined: 10 Aug 2006
Posts: 643
Location: Japan
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| Posted: Fri Jan 25, 2008 12:13 am Post subject: |
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| I thought it was best to get the National Health Insurance...at least that is what I was told... |
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southofreality
Joined: 12 Feb 2007
Posts: 579
Location: Tokyo
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| Posted: Fri Jan 25, 2008 1:49 am Post subject: |
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| Quibby84 wrote: |
| I thought it was best to get the National Health Insurance...at least that is what I was told... |
Enrollment in National Health Insurance is mandatory for foreigners residing in Japan for a year or more. If your employer hasn't enrolled you in such a scheme, you can go down to your town, ward, or city office and enroll. |
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Quibby84
Joined: 10 Aug 2006
Posts: 643
Location: Japan
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| Posted: Mon Jan 28, 2008 1:44 am Post subject: |
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Yeah, I did it...we will have to back pay for the time we didnt have it, but it is not so much.
But is that the cheapest route? |
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southofreality
Joined: 12 Feb 2007
Posts: 579
Location: Tokyo
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| Posted: Mon Jan 28, 2008 6:35 am Post subject: |
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| Quibby84 wrote: |
Yeah, I did it...we will have to back pay for the time we didnt have it, but it is not so much.
But is that the cheapest route? |
In terms of monthly payments, no. Lots of people never enroll in a public scheme and make monthly payments that are as low as ￥4,000.
As far as coverages go, it varies from provider to provider.
I rarely ever go to the doctor (I certainly won't go if I have just a common cold) so I can understand why so many people ignore the mandatory public health insurance requirement. But, it's nice to have when you do need to visit the doctor or make an emergency visit to the hospital. You just show your card, fill out a form, and 70% of the costs are taken care of - you only pay 30% |
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ghostrider
Joined: 30 May 2006
Posts: 147
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| Posted: Mon Jan 28, 2008 1:05 pm Post subject: |
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| I'm on National Health and pay about 1500円 ($15) per month. I live in Tokyo. I see a doctor monthly as I have a chronic condition and the visit is usually under 10000円, including all the medical supplies I need. In comparison, in the US, I was paying about $500/month with insurance and cost of supplies, and saw the doctor once every 4 months because the tests were also expensive. |
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Glenski
Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN
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| Posted: Mon Jan 28, 2008 9:02 pm Post subject: |
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1500 yen/month? Are you sure it isn't more like 2500?
And, you are on your first year of making such payments, aren't you? They will go up tenfold or so after that. |
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Quibby84
Joined: 10 Aug 2006
Posts: 643
Location: Japan
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| Posted: Mon Jan 28, 2008 11:36 pm Post subject: |
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| Can you give me and idea of how much you have to pay? What is the salary compared to the price? I have tried to find it out, but i never could... |
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