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Break and Enters in Mexico - Household Insurance
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Oreen Scott



Joined: 11 Jan 2008
Posts: 179
Location: Oaxaca, Mexico

PostPosted: Mon Mar 10, 2008 7:25 pm    Post subject: Break and Enters in Mexico - Household Insurance Reply with quote

Here's the new thread Samantha so rightly mentioned.

So, it seems like B&E's are actually fewer in Mexico, am I correct.
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MELEE



Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland

PostPosted: Mon Mar 10, 2008 7:36 pm    Post subject: Reply with quote

Mexicans are not really an insurancy type of people. You know, people who like to pay money for something they will probably never need just in case they do.

I don't even have car insurance. Embarassed

I do have an type of insurance on my home--but against earthquakes, I was required to get it will my mortgage and I pay the grand total of 18 pesos a month for it.
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Mar 10, 2008 7:40 pm    Post subject: Reply with quote

Yeah, I think Mexico City is the same. Fire and earthquake insurance for homes, but I don't think theft is part of the package.

I'm surprised you don't have car insurance, but I assume you bought your car segundamano. Here, car dealerships usually offer an insurance package as part of the sale. One of the most common sights on Mexico City roads, apart from green VW bug taxis, are insurance agents on motorcycles. Funny they always get to the scene of an accident before the cops do.
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Samantha



Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera

PostPosted: Mon Mar 10, 2008 8:46 pm    Post subject: Reply with quote

Melee wrote:
Quote:
I don't even have car insurance.


This is not uncommon in Mexico. It's not a priority in this culture to worry about stuff that MIGHT happen. We prefer to put out fires instead! Foreigners who drive in Mexico would freak if they knew the number of uninsured motorists on Mexican streets and highways. Or the number with no driver's license.
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dixie



Joined: 23 Apr 2006
Posts: 644
Location: D.F

PostPosted: Mon Mar 10, 2008 9:01 pm    Post subject: Reply with quote

Samantha wrote:
Or the number with no driver's license.


You mean that young kid driving the pesero doesn�t have his license?? Shocked Very Happy
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Mar 10, 2008 9:04 pm    Post subject: Reply with quote

He may not have his license but he does have some training, so I've heard. That training includes the situation where if he hits someone, to be sure to back over the person again. Pesero owner's association would prefer a one-time payout to a dead person's family than have to cover medical costs for an extended period. Same thing with taxi drivers. Sent a shudder through me the first time a driver explained it to me.
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Samantha



Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera

PostPosted: Mon Mar 10, 2008 9:39 pm    Post subject: Reply with quote

Our city buses are known for running over pedestrians and bicycles. The drivers, more often than not, jump off and run away because they know what lies ahead of them. The crime is not considered worse if they run. The other (less attractive) option is jail. A lawyer once told me that it's okay to "run away and wait till cooler heads prevail". I can't imagine any foreigner doing that, since they have insurance, but running is fairly common if you hit a pedestrian or cause great damage. If a driver kills someone with no insurance or money on hand, they will be in jail for a VERY long time.

A friend, here for just 4 days, got clipped by a bus when she stepped out into the street as the bus pulled away from the curb. Her fault, by her own admission, for not paying attention. She got knocked backwards onto the concrete and needed stitches in her head, so was taken to hospital. But the driver was taken to jail.

The driver's union came to the hospital twice to see how she was and how much the bill might be, so they could pay it. The police, on the other hand, told her she had to go to the holding jail to sign a release to allow the driver to go home to his family. Without that release, he wasn't getting out of jail anytime soon. She paid her own bills, and set the driver free. He still got fined, but the union paid that for him.
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JakeJakeJake



Joined: 13 Nov 2007
Posts: 135

PostPosted: Mon Mar 10, 2008 10:37 pm    Post subject: Reply with quote

wow!

Remember kids, stop, look and listen
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Mar 10, 2008 10:40 pm    Post subject: Reply with quote

Yup. Good advice here when crossing a one-way street. Look both ways. Twice.
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Oreen Scott



Joined: 11 Jan 2008
Posts: 179
Location: Oaxaca, Mexico

PostPosted: Mon Mar 10, 2008 10:47 pm    Post subject: Reply with quote

I know autob�s but didn't know the word pesero. I went to wikipedia and did some reading. Seems like a pretty scary way to travel and Mexico City is trying to eliminate this method of transportation.

However, I assume it's a way for someone without much else in the way of skills to earn a living. But, it also seems like a very competitive business with the owner of the pesero raking in the profits and the driver picking-up the left overs.

Hence, the agressiveness of the drivers. And they are not regulated.

Well, thanks for the info. Ya learn something everyday.

I'm afraid of Mexico City anyway, I'll visit the big city when my Spanish is BICS instead of basic.
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JakeJakeJake



Joined: 13 Nov 2007
Posts: 135

PostPosted: Mon Mar 10, 2008 10:54 pm    Post subject: Reply with quote

stuff like this gets me even more excited.
I'll be arriving in a little over 11 weeks. Ive got so much to do!
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TheLongWayHome



Joined: 07 Jun 2006
Posts: 1016
Location: San Luis Piojosi

PostPosted: Mon Mar 10, 2008 10:58 pm    Post subject: Reply with quote

Oreen Scott wrote:
I'm afraid of Mexico City anyway, I'll visit the big city when my Spanish is BICS instead of basic.

You can still get hit by a bus out here in the sticks. I saw the aftermath one recently - see-through body-bag and everything. What amazed me was the size of the crowd watching - morbid - we just happened to drive past.
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Mar 10, 2008 10:59 pm    Post subject: Reply with quote

The Mexico city government has been laying down Metrobus lines, to great effect. If anyone has been to Leon, you'll know what a metrobus is like. This system displaces many of the peseros.

Peseros aren't that bad though. You get to where you're going fairly quickly.

Quote:
I'm afraid of Mexico City anyway


The only thing to fear in Mexico City is fear itself. Get past that and there's a wonderfully liberating experience waiting on the other side.
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Mar 10, 2008 11:08 pm    Post subject: Reply with quote

JakeJakeJake wrote:
stuff like this gets me even more excited.
I'll be arriving in a little over 11 weeks. Ive got so much to do!


Indeed you do, young man. (now I feel old...I just called someone young man)

It can be a steep learning curve here in DF, but that's the joy of it. For where I think you'll be studying/living in town, you'll need to get used to the metrobus, and the subway, but not so much the peseros to start.



Metrobus station...protesting pesero drivers right next to it! Not a daily occurrence.



Pesero along Reforma Avenue.
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MELEE



Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland

PostPosted: Mon Mar 10, 2008 11:12 pm    Post subject: Reply with quote

I know an old lady who was run down by one of those garfon-of-agua delivery trucks not even half a block from her house.

(I think I've got the makings of a great folk song there.)

And it's hard to get more in the stix than I am and still find a EFL job!
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