Job Discussion Forums

[Richfilth]

[hrvatski]

Umowa o Dzieło does not require the employee to pay ZUS, that's the nature of the contract, you carry out a specific service for the company in a specific time frame. An Umowa o Świadczenie Usług (issuing services) also does not require anyone to pay ZUS.

If you have a regular Nieokreślona (indefinite) Umowa with your company, then it is your bosses responsibility to take care of your ZUS, unlike when you have your own company and you have to take care of the paper work yourself. I believe at Profi-Lingua, where employees are required to have their own business, Profi's administration takes care of the ZUS paper work for native speakers.

Incidentally, I believe if you were to pay ZUS your whole life and retire at 65, you would have no chance of regaining the sum which you had contributed before strzelisz w kalendarz.

[Richfilth]

"kicking the calender." I've always liked that idiom.

[hrvatski]

Concerning health care, you're much better off choosing your own private health insurance than going with the public ZUS one. Public health care guarantees unfathomable queues and you being treated like scum. I know a number of people who despite having diligently paid their ZUS, paid for private care / surgery when something serious came up because public health care is broken.

[dynow]

although this is all fantastic news, I'm completely, (but pleasantly) surprised.

i have been repeatedly told that ZUS is unavoidable. i guess it's possible that the people at my school were saying that to mean, "working for us, because you have to have your own business, paying ZUS is unavoidable."

with that said, even when i ask my girlfriend about it, she gives me the same response, that you can't duck ZUS, but several people on this forum have chosen a different route, so i will have to investigate this, no doubt.

it pains me to pay 850 a month so that some middle aged man can sit at home and enjoy an early retirement, including abysmal health coverage for myself.

what does it cost for a private insurance plan in Poland, and of course, what does it cover? how much would a private insurance plan cost for coverage on ER visits, prescription meds, etc.?

for the most part, i would be looking for coverage for hospital visits. i very rarely get sick and therefore rarely take prescription meds, and when i see a dentist, eye doctor, etc., or if i in fact DO get sick, i go see a good private doctor and pay out of pocket anyhow.

also, regarding my current work arrangement, for me to stay at my current school, i am more than positive that having my own business set up is the only option with them. so.....is there ANY other way to avoid ZUS, or possibly pay less?

[hrvatski]

A friend got the most basic private health insurance plan for 300PLN/year, not sure what that covers though. I think for 500-600PLN/year you can get something pretty comprehensive.

I'll try to find out this week why some schools prefer that their employees have their own businesses.

I don't think there are any clever ways of reducing your ZUS as a business, though for the first two years of your business you only have to pay 300PLN a month. If I were you I'd set up a meeting with your boss and ask why Umowa o Dzieło isn't an option, since you're sick of making retirement contributions to a country which you may very well not retire in.

[dynow]

[Blasphemer]

[dynow]

I went to my accountant this week and I was told that there's nothing i can do regarding ZUS. i will be paying the full amount, and there's nothing i can do about it.

i've looked at a couple of angles with this, including umowa o dzielo, some people have mentioned a few other options, but in the end, it seems to be safer to just pay the ZUS, because the other ideas seem a bit sketchy......

basically, what i am looking to do is this:

-work for 2 schools simultaneously, on the books, or possibly one on, one off....

-not pay ZUS

-get my own private medical insurance coverage

is this possible?

[hrvatski]

As long as you get umowa o dzieło or no contract at all then sure.

[dynow]

no contract at all??? you mean cash?

how can i be here legally, paying my taxes, maintaining a karta pubytu.....without any contract with a school?

ok. let me just ask this, with my criteria in mind: a school asks you "how would you like to get paid".....and you answer....?

[Richfilth]

[lundjstuart]

If you have your own company, why can't you just give them an invoice? Problem solved, no contract needed for that! Only between your company and the school!

[hrvatski]

[Harry from NWE]