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eslteacherlooking
Joined: 18 Nov 2008
Posts: 32
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 Posted: Mon Jan 26, 2009 11:57 am Post subject: Insurance Choice.... |
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I have a choice for insurance: InterGlobal Health Insruance or Japanese National insurance
Which would you take? |
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Toon Army
Joined: 11 Sep 2007
Posts: 23
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| Posted: Wed Feb 04, 2009 7:37 am Post subject: |
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| would like to know this too |
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Glenski
Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN
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| Posted: Wed Feb 04, 2009 12:11 pm Post subject: |
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Well, what are you plans for staying in Japan and working?
Refuse to take national health insurance now is not a crime, but if you choose to get on it later, you will be obligated by law to make backpayments up to 3 years' worth for the time you weren't on it, even if you had legitimate insurance elsewhere. |
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reasonJP
Joined: 17 Jul 2008
Posts: 48
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| Posted: Wed Feb 04, 2009 12:26 pm Post subject: |
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| Glenski wrote: |
Well, what are you plans for staying in Japan and working?
Refuse to take national health insurance now is not a crime, but if you choose to get on it later, you will be obligated by law to make backpayments up to 3 years' worth for the time you weren't on it, even if you had legitimate insurance elsewhere. |
You're required by law to enrol in national health insurance unless you're staying for less than a year. |
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BradS
Joined: 05 Sep 2004
Posts: 173
Location: Tokyo, Japan
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| Posted: Wed Feb 04, 2009 12:28 pm Post subject: |
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| reasonJP wrote: |
| Glenski wrote: |
Well, what are you plans for staying in Japan and working?
Refuse to take national health insurance now is not a crime, but if you choose to get on it later, you will be obligated by law to make backpayments up to 3 years' worth for the time you weren't on it, even if you had legitimate insurance elsewhere. |
You're required by law to enrol in national health insurance unless you're staying for less than a year. |
I've been here for 5 years and never got an answer to this, even when asking "official" people. |
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Apsara
Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan
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| Posted: Wed Feb 04, 2009 12:35 pm Post subject: |
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While you are theoretically supposed to enroll, there are no penalties for not doing so- it's a bit like paying the NHK fee 
Having to make 3 years worth of back payments if you ever do sign up could be considered a penalty though I suppose.
In a similar discussion to this on another site one guy mentioned that his not being on shakai hoken or kokumin kenko hoken had not been an issue even when he got permanent residence. Of course that may not be the case for everyone. |
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Glenski
Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN
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| Posted: Wed Feb 04, 2009 9:29 pm Post subject: |
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Brads,
What question? You just quoted two of us. What are you referring to? |
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