Job Discussion Forums

Yawarakaijin · Joined: 20 Jan 2006 Posts: 504 Location: Middle of Nagano

Good morning everyone. Just wondering if someone out there might have had a little experience with this.

I currently hold a Mitsubishi UFJ bank account and due to my life being pretty plain my montly bank statement usually isn't very interesting. The deposit made every month by my employer and then a few debits made to it by my cell phone company and ATM withdrawls.

Today as I was going over my statement I noticed something a little unique.

It was a debit of 500$ called リヨウ　ギンコウ with a service charge of 105 yen, the fee of using an ATM, method of withdrawl labelled MICS.

Every other time I withdraw my money it merely says 7-11 ATM, from "bank card 1".

The Japanese guy beside me at work who deals with this type of stuff all the time says its a little strange. Says it looks like a bank charge. Why would my bank be charging me 500$?

Thanks for any help you can offer.

Apsara · Joined: 20 Sep 2005 Posts: 2142 Location: Tokyo, Japan

They charged you 500 dollars? Or do you mean yen?

Yawarakaijin · Joined: 20 Jan 2006 Posts: 504 Location: Middle of Nagano

It was 500$, the situation is resolved though.

It seems that depending on which bank/atm you use they denote your bank card in different ways. In 99% of the withdrawls I have made my card is labelled "card c-1" Months ago I hit up a different bank machine which resulted in the my card being labelled as "MICS" This threw me a bit.

As well, all my other withdrawls were just listed as coming from an ATM. This withdrawl was listed as "riyo ginko" ( use of bank ) which to me sounded like a usage fee, and why the amount of 50,000 YEN seemed high. It all turned out to be just a different way an ATM withdrawl from a different bank appears on my statement. Embarassed

wayne432 · Joined: 05 Jun 2008 Posts: 255

Remember to keep track of the money you remove? Razz